Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 3.92% is 14% above its 5-year average of 3.45%, around the middle of its 5-year range (2.40%–4.72%).
As of the fiscal period ended Tuesday, June 30, 2026. 12.38% above its 12-month average of 3.49%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 3.92%.
DEBT TO ASSETS RATIO
3.92%
DEBT TO ASSETS RATIO AVG TTM
3.49%
DEBT TO ASSETS RATIO AVG 3Y
3.28%
DEBT TO ASSETS RATIO AVG 5Y
3.45%
DEBT TO ASSETS RATIO AVG 10Y
6.40%
DEBT TO ASSETS RATIO AVG 15Y
7.84%
DEBT TO ASSETS RATIO AVG 20Y
8.80%
CURRENT VS TTM AVG
+12.38%
CURRENT VS 3Y AVG
+19.53%
CURRENT VS 5Y AVG
+13.57%
CURRENT VS 10Y AVG
-38.71%
CURRENT VS 15Y AVG
-50.01%
CURRENT VS 20Y AVG
-55.45%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+7740.40%
vs the sector median at left
Enterprise Financial Services Corp
Market Cap
$1.99B
Debt to Assets Ratio
3.92%
TTM Avg
3.49%
3Y Avg
3.28%
5Y Avg
3.45%
Market Cap
$2.00B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.93B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.06B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.08B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.89B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Enterprise Financial Services Corp (EFSCP) | $1.99B | 3.92% | 3.49% | 3.28% | 3.45% |
| City Holding Company (CHCO)vs › | $2.00B | 0.08% | N/A | N/A | N/A |
| The Bancorp, Inc. (TBBK)vs › | $2.02B | 0.10% | N/A | N/A | N/A |
| Porch Group, Inc. (PRCH)vs › | $1.95B | 0.50% | N/A | N/A | N/A |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| 1st Source Corporation (SRCE)vs › | $2.06B | 0.03% | N/A | N/A | N/A |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 0.02% | N/A | N/A | N/A |
| Sharplink, Inc. (SBET)vs › | $1.87B | 0.00% | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.13B | 0.88% | N/A | N/A | N/A |
Debt/Assets
3.9%
Debt/Equity
0.33
Current ratio and interest coverage is unavailable for Enterprise Financial Services Corp: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 3.92% |
| 2026-03-31 | 2.40% |
| 2025-12-31 | 2.94% |
| 2025-09-30 | 4.07% |
| 2025-06-30 | 4.11% |
| 2025-03-31 | 3.94% |
| 2024-12-31 | 2.80% |
| 2024-09-30 | 3.19% |
| 2024-06-30 | 2.82% |
| 2024-03-31 | 3.26% |
| 2023-12-31 | 3.13% |
| 2023-09-30 | 2.41% |
| 2023-06-30 | 3.64% |
| 2023-03-31 | 3.52% |
| 2022-12-31 | 4.44% |
| 2022-09-30 | 2.71% |
| 2022-06-30 | 3.30% |
| 2022-03-31 | 3.17% |
| 2021-12-31 | 4.13% |
| 2021-09-30 | 3.86% |
| 2021-06-30 | 4.72% |
| 2021-03-31 | 4.74% |
| 2020-12-31 | 5.69% |
| 2020-09-30 | 8.28% |
| 2020-06-30 | 8.15% |
| 2020-03-31 | 7.59% |
| 2019-12-31 | 8.57% |
| 2019-09-30 | 10.92% |
| 2019-06-30 | 10.35% |
| 2019-03-31 | 7.92% |
| 2018-12-31 | 7.29% |
| 2018-09-30 | 12.34% |
| 2018-06-30 | 11.74% |
| 2018-03-31 | 9.46% |
| 2017-12-31 | 10.29% |
| 2017-09-30 | 11.20% |
| 2017-06-30 | 10.64% |
| 2017-03-31 | 9.87% |
| 2016-12-31 | 16.16% |
| 2016-09-30 | 9.61% |
| 2016-06-30 | 8.91% |
| 2016-03-31 | 10.27% |
| 2015-12-31 | 12.11% |
| 2015-09-30 | 9.28% |
| 2015-06-30 | 9.44% |
| 2015-03-31 | 7.62% |
| 2014-12-31 | 13.45% |
| 2014-09-30 | 11.34% |
| 2014-06-30 | 12.05% |
| 2014-03-31 | 12.01% |
| 2013-12-31 | 10.31% |
| 2013-09-30 | 11.62% |
| 2013-06-30 | 14.98% |
| 2013-03-31 | 11.86% |
| 2012-12-31 | 12.33% |
| 2012-09-30 | 11.22% |
| 2012-06-30 | 9.68% |
| 2012-03-31 | 8.57% |
| 2011-12-31 | 10.11% |
| 2011-09-30 | 8.54% |
| 2011-06-30 | 9.36% |
| 2011-03-31 | 9.92% |
| 2010-12-31 | 11.11% |
| 2010-09-30 | 10.80% |
| 2010-06-30 | 11.65% |
| 2010-03-31 | 11.59% |
| 2009-12-31 | 10.67% |
| 2009-09-30 | 19.42% |
| 2009-06-30 | 12.64% |
| 2009-03-31 | 13.95% |
| 2008-12-31 | 19.17% |
| 2008-09-30 | 15.89% |
| 2008-06-30 | 15.14% |
| 2008-03-31 | 12.93% |
| 2007-12-31 | 11.32% |
| 2007-09-30 | 10.89% |
| 2007-06-30 | 8.70% |
| 2007-03-31 | 8.25% |
| 2006-12-31 | 4.94% |
| 2006-09-30 | 5.77% |
| 2006-06-30 | 9.52% |
| 2006-03-31 | 9.00% |
| 2005-12-31 | 5.27% |
| 2005-09-30 | 4.82% |
| 2005-06-30 | 5.12% |
| 2005-03-31 | 8.27% |
| 2004-12-31 | 3.85% |
| 2004-09-30 | 3.10% |
| 2004-06-30 | 7.12% |
| 2004-03-31 | 3.21% |
| 2003-12-31 | 4.36% |
| 2003-09-30 | 2.27% |
| 2003-06-30 | 3.63% |
| 2003-03-31 | 3.53% |
| 2002-12-31 | 3.63% |
| 2002-09-30 | 3.70% |
