Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 49.67% is in line with its 5-year average of 45.64%, near the high end of its 5-year range (5.65%–51.14%).
As of the fiscal period ended Tuesday, June 30, 2026. 0.14% below its 12-month average of 49.74%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 49.67%.
DEBT TO ASSETS RATIO
49.67%
DEBT TO ASSETS RATIO AVG TTM
49.74%
DEBT TO ASSETS RATIO AVG 3Y
49.67%
DEBT TO ASSETS RATIO AVG 5Y
45.64%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-0.14%
CURRENT VS 3Y AVG
+0.00%
CURRENT VS 5Y AVG
+8.82%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+99239.18%
vs the sector median at left
Porch Group, Inc.
Market Cap
$1.95B
Debt to Assets Ratio
49.67%
TTM Avg
49.74%
3Y Avg
49.67%
5Y Avg
45.64%
Market Cap
$1.93B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.99B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.00B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.89B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.84B
Debt to Assets Ratio
0.02%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.06B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Porch Group, Inc. (PRCH) | $1.95B | 49.67% | 49.74% | 49.67% | 45.64% |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 0.04% | N/A | N/A | N/A |
| City Holding Company (CHCO)vs › | $2.00B | 0.08% | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 0.02% | N/A | N/A | N/A |
| The Bancorp, Inc. (TBBK)vs › | $2.02B | 0.10% | N/A | N/A | N/A |
| Sharplink, Inc. (SBET)vs › | $1.87B | 0.00% | N/A | N/A | N/A |
| German American Bancorp, Inc. (GABC)vs › | $1.84B | 0.02% | N/A | N/A | N/A |
| 1st Source Corporation (SRCE)vs › | $2.06B | 0.03% | N/A | N/A | N/A |
| FirstSun Capital Bancorp (FSUN)vs › | $1.83B | 0.01% | N/A | N/A | N/A |
Debt/Assets
49.7%
Debt/Equity
N/A
Current ratio and interest coverage is unavailable for Porch Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 49.67% |
| 2026-03-31 | 49.47% |
| 2025-12-31 | 49.26% |
| 2025-09-30 | 49.14% |
| 2025-06-30 | 51.14% |
| 2025-03-31 | 51.00% |
| 2024-12-31 | 49.63% |
| 2024-09-30 | 46.01% |
| 2024-06-30 | 49.86% |
| 2024-03-31 | 49.06% |
| 2023-12-31 | 48.45% |
| 2023-09-30 | 44.94% |
| 2023-06-30 | 41.50% |
| 2023-03-31 | 43.12% |
| 2022-12-31 | 42.35% |
| 2022-09-30 | 40.49% |
| 2022-06-30 | 37.53% |
| 2022-03-31 | 40.26% |
| 2021-12-31 | 40.19% |
| 2021-09-30 | 39.81% |
| 2021-06-30 | 5.65% |
| 2021-03-31 | 14.99% |
| 2020-12-31 | 17.88% |
| 2020-09-30 | 143.55% |
| 2020-06-30 | 136.32% |
| 2019-12-31 | 126.10% |
