Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 10.40% is 455% above its 5-year average of 1.87%, near the high end of its 5-year range (1.32%–10.40%).
As of the fiscal period ended Tuesday, June 30, 2026. 173.08% above its 12-month average of 3.81%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 10.40%.
DEBT TO ASSETS RATIO
10.40%
DEBT TO ASSETS RATIO AVG TTM
3.81%
DEBT TO ASSETS RATIO AVG 3Y
1.83%
DEBT TO ASSETS RATIO AVG 5Y
1.87%
DEBT TO ASSETS RATIO AVG 10Y
1.68%
DEBT TO ASSETS RATIO AVG 15Y
1.36%
DEBT TO ASSETS RATIO AVG 20Y
1.40%
CURRENT VS TTM AVG
+173.08%
CURRENT VS 3Y AVG
+467.94%
CURRENT VS 5Y AVG
+454.60%
CURRENT VS 10Y AVG
+520.39%
CURRENT VS 15Y AVG
+662.13%
CURRENT VS 20Y AVG
+644.69%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+20695.54%
vs the sector median at left
The Bancorp, Inc.
Market Cap
$2.04B
Debt to Assets Ratio
10.40%
TTM Avg
3.81%
3Y Avg
1.83%
5Y Avg
1.87%
Market Cap
$2.08B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.00B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.08B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.99B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.09B
Debt to Assets Ratio
0.88%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.93B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.17B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Bancorp, Inc. (TBBK) | $2.04B | 10.40% | 3.81% | 1.83% | 1.87% |
| 1st Source Corporation (SRCE)vs › | $2.08B | 0.03% | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSCP)vs › | $2.00B | 0.04% | N/A | N/A | N/A |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| City Holding Company (CHCO)vs › | $1.99B | 0.08% | N/A | N/A | N/A |
| Encore Capital Group, Inc. (ECPG)vs › | $2.09B | 0.88% | N/A | N/A | N/A |
| Porch Group, Inc. (PRCH)vs › | $1.97B | 0.50% | N/A | N/A | N/A |
| UMB Financial Corporation (UMBFO)vs › | $1.93B | N/A | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 0.04% | N/A | N/A | N/A |
| Apex Treasury Corporation Class A (APXT)vs › | $1.89B | 0.02% | N/A | N/A | N/A |
Debt/Assets
10.4%
Debt/Equity
1.36
Current ratio and interest coverage is unavailable for The Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 10.40% |
| 2026-03-31 | 2.26% |
| 2025-12-31 | 2.39% |
| 2025-09-30 | 2.60% |
| 2025-06-30 | 1.40% |
| 2025-03-31 | 1.32% |
| 2024-12-31 | 1.42% |
| 2024-09-30 | 1.82% |
| 2024-06-30 | 1.81% |
| 2024-03-31 | 1.87% |
| 2023-12-31 | 1.92% |
| 2023-09-30 | 1.59% |
| 2023-06-30 | 1.58% |
| 2023-03-31 | 1.61% |
| 2022-12-31 | 1.55% |
| 2022-09-30 | 1.95% |
| 2022-06-30 | 7.55% |
| 2022-03-31 | 2.14% |
| 2021-12-31 | 2.22% |
| 2021-09-30 | 7.21% |
| 2021-06-30 | 2.32% |
| 2021-03-31 | 1.96% |
| 2020-12-31 | 2.42% |
| 2020-09-30 | 2.47% |
| 2020-06-30 | 0.87% |
| 2020-03-31 | 3.56% |
| 2019-12-31 | 0.96% |
| 2019-09-30 | 1.10% |
| 2019-06-30 | 2.17% |
| 2019-03-31 | 1.19% |
| 2018-12-31 | 1.24% |
| 2018-09-30 | 1.27% |
| 2018-06-30 | 1.31% |
| 2018-03-31 | 1.27% |
| 2017-12-31 | 1.18% |
| 2017-09-30 | 1.40% |
| 2017-06-30 | 1.30% |
| 2017-03-31 | 0.31% |
| 2016-12-31 | 5.71% |
| 2016-09-30 | 1.98% |
| 2016-06-30 | 0.31% |
| 2016-03-31 | 0.32% |
| 2015-12-31 | 0.30% |
| 2015-09-30 | 0.31% |
| 2015-06-30 | 0.34% |
| 2015-03-31 | 0.44% |
| 2014-12-31 | 0.65% |
| 2014-09-30 | 0.81% |
| 2014-06-30 | 0.72% |
| 2014-03-31 | 0.64% |
| 2013-12-31 | 0.75% |
| 2013-09-30 | 0.89% |
| 2013-06-30 | 0.84% |
| 2013-03-31 | 0.73% |
| 2012-12-31 | 0.86% |
| 2012-09-30 | 1.03% |
| 2012-06-30 | 1.12% |
| 2012-03-31 | 0.96% |
| 2011-12-31 | 1.55% |
| 2011-09-30 | 1.13% |
| 2011-06-30 | 1.37% |
| 2011-03-31 | 1.17% |
| 2010-12-31 | 6.84% |
| 2010-09-30 | 0.86% |
| 2010-06-30 | 0.99% |
| 2010-03-31 | 1.03% |
| 2009-12-31 | 5.68% |
| 2009-09-30 | 0.69% |
| 2009-06-30 | 3.28% |
| 2009-03-31 | 5.82% |
| 2008-12-31 | 4.68% |
| 2008-09-30 | 8.14% |
| 2008-06-30 | 11.05% |
| 2008-03-31 | 12.51% |
| 2007-12-31 | 6.84% |
| 2007-09-30 | 15.51% |
| 2007-06-30 | 10.41% |
| 2007-03-31 | 0.29% |
| 2006-12-31 | 8.10% |
| 2006-09-30 | 6.48% |
| 2006-06-30 | 5.84% |
| 2006-03-31 | 4.36% |
| 2005-12-31 | 5.11% |
| 2005-09-30 | 5.43% |
| 2005-06-30 | 6.14% |
| 2005-03-31 | 7.11% |
| 2004-12-31 | 11.36% |
| 2004-09-30 | 9.92% |
| 2004-06-30 | 7.69% |
