Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 87.53% is 25% above its 5-year average of 69.97%, near the high end of its 5-year range (61.46%–87.53%).
As of the fiscal period ended Tuesday, June 30, 2026. 12.18% above its 12-month average of 78.02%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 87.53%.
DEBT TO ASSETS RATIO
87.53%
DEBT TO ASSETS RATIO AVG TTM
78.02%
DEBT TO ASSETS RATIO AVG 3Y
72.74%
DEBT TO ASSETS RATIO AVG 5Y
69.97%
DEBT TO ASSETS RATIO AVG 10Y
71.90%
DEBT TO ASSETS RATIO AVG 15Y
70.84%
DEBT TO ASSETS RATIO AVG 20Y
65.49%
CURRENT VS TTM AVG
+12.18%
CURRENT VS 3Y AVG
+20.33%
CURRENT VS 5Y AVG
+25.08%
CURRENT VS 10Y AVG
+21.73%
CURRENT VS 15Y AVG
+23.56%
CURRENT VS 20Y AVG
+33.65%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 681 covered companies
CURRENT VS SECTOR MEDIAN
+174955.99%
vs the sector median at left
Encore Capital Group, Inc.
Market Cap
$2.10B
Debt to Assets Ratio
87.53%
TTM Avg
78.02%
3Y Avg
72.74%
5Y Avg
69.97%
Market Cap
$2.08B
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.08B
Debt to Assets Ratio
0.03%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.17B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$2.19B
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.99B
Debt to Assets Ratio
0.08%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$1.99B
Debt to Assets Ratio
0.04%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Encore Capital Group, Inc. (ECPG) | $2.10B | 87.53% | 78.02% | 72.74% | 69.97% |
| First Busey Corporation (BUSEP)vs › | $2.08B | N/A | N/A | N/A | N/A |
| 1st Source Corporation (SRCE)vs › | $2.08B | 0.03% | N/A | N/A | N/A |
| The Bancorp, Inc. (TBBK)vs › | $2.04B | 0.10% | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 0.04% | N/A | N/A | N/A |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 0.05% | N/A | N/A | N/A |
| City Holding Company (CHCO)vs › | $1.99B | 0.08% | N/A | N/A | N/A |
| Enterprise Financial Services Corp (EFSCP)vs › | $1.99B | 0.04% | N/A | N/A | N/A |
| Porch Group, Inc. (PRCH)vs › | $1.98B | 0.50% | N/A | N/A | N/A |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 0.02% | N/A | N/A | N/A |
Debt/Assets
87.5%
Debt/Equity
4.52
Current ratio and interest coverage is unavailable for Encore Capital Group, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 87.53% |
| 2026-03-31 | 74.00% |
| 2025-12-31 | 77.38% |
| 2025-09-30 | 74.82% |
| 2025-06-30 | 76.39% |
| 2025-03-31 | 76.28% |
| 2024-12-31 | 76.68% |
| 2024-09-30 | 71.10% |
| 2024-06-30 | 71.73% |
| 2024-03-31 | 71.77% |
| 2023-12-31 | 71.66% |
| 2023-09-30 | 65.42% |
| 2023-06-30 | 65.69% |
| 2023-03-31 | 65.77% |
| 2022-12-31 | 64.30% |
| 2022-09-30 | 62.16% |
| 2022-06-30 | 62.63% |
| 2022-03-31 | 63.58% |
| 2021-12-31 | 65.04% |
| 2021-09-30 | 61.46% |
| 2021-06-30 | 64.09% |
| 2021-03-31 | 66.08% |
| 2020-12-31 | 67.46% |
| 2020-09-30 | 68.72% |
| 2020-06-30 | 70.74% |
| 2020-03-31 | 73.77% |
| 2019-12-31 | 71.55% |
| 2019-09-30 | 72.84% |
| 2019-06-30 | 73.37% |
| 2019-03-31 | 74.64% |
| 2018-12-31 | 75.36% |
| 2018-09-30 | 76.63% |
| 2018-06-30 | 76.64% |
| 2018-03-31 | 77.70% |
| 2017-12-31 | 76.76% |
| 2017-09-30 | 75.44% |
| 2017-06-30 | 75.63% |
| 2017-03-31 | 76.25% |
| 2016-12-31 | 76.45% |
| 2016-09-30 | 76.87% |
| 2016-06-30 | 75.56% |
| 2016-03-31 | 75.67% |
| 2015-12-31 | 76.22% |
| 2015-09-30 | 75.96% |
| 2015-06-30 | 76.18% |
| 2015-03-31 | 73.76% |
| 2014-12-31 | 73.96% |
| 2014-09-30 | 74.98% |
| 2014-06-30 | 75.59% |
| 2014-03-31 | 76.05% |
| 2013-12-31 | 68.91% |
| 2013-09-30 | 69.73% |
| 2013-06-30 | 61.35% |
| 2013-03-31 | 57.04% |
| 2012-12-31 | 60.28% |
| 2012-09-30 | 55.46% |
| 2012-06-30 | 60.13% |
| 2012-03-31 | 47.52% |
| 2011-12-31 | 47.87% |
| 2011-09-30 | 46.05% |
| 2011-06-30 | 49.57% |
| 2011-03-31 | 50.70% |
| 2010-12-31 | 52.31% |
| 2010-09-30 | 50.43% |
| 2010-06-30 | 50.90% |
| 2010-03-31 | 51.09% |
| 2009-12-31 | 50.92% |
| 2009-09-30 | 53.81% |
| 2009-06-30 | 54.73% |
| 2009-03-31 | 53.73% |
| 2008-12-31 | 56.68% |
| 2008-09-30 | 55.55% |
| 2008-06-30 | 53.61% |
| 2008-03-31 | 55.43% |
| 2007-12-31 | 56.34% |
| 2007-09-30 | 53.86% |
| 2007-06-30 | 53.50% |
| 2007-03-31 | 50.92% |
| 2006-12-31 | 50.62% |
| 2006-09-30 | 49.74% |
| 2006-06-30 | 49.65% |
| 2006-03-31 | 51.99% |
| 2005-12-31 | 54.85% |
| 2005-09-30 | 54.22% |
| 2005-06-30 | 54.58% |
| 2005-03-31 | 24.73% |
| 2004-12-31 | 33.22% |
| 2004-09-30 | 21.78% |
| 2004-06-30 | 19.16% |
| 2004-03-31 | 19.91% |
| 2003-12-31 | 30.11% |
| 2003-09-30 | 42.59% |
| 2003-06-30 | 45.18% |
| 2003-03-31 | 47.05% |
| 2002-12-31 | 53.39% |
| 2002-09-30 | 65.70% |
