Encore Capital Group, Inc. (ECPG) vs eToro Group Ltd. (ETOR)
A side-by-side comparison of Encore Capital Group, Inc. and eToro Group Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ECPG vs ETOR
growth of $100 · dividends reinvested · last 1yECPG vs ETOR: by the numbers
- •ETOR is the larger company ($2.22B vs $2.13B market cap).
- •ECPG trades at the lower trailing earnings multiple (7.51 vs 9.74 P/E), one valuation lens rather than an overall verdict.
- •ECPG converts more revenue to profit (15.88% vs 3.08% net margin).
- •ETOR grew revenue faster over the past five years (90.53% vs 3.09% CAGR).
Metrics side by side
Valuation
| Metric | ECPG | ETOR |
|---|---|---|
| P/E ratio | 7.51 | 9.74 |
| Forward P/E | 7.34 | 10.63 |
| PEG ratio | 0.73 | N/A |
| P/S ratio | 1.12 | 0.26 |
| P/B ratio | 1.97 | 1.63 |
Profitability
| Metric | ECPG | ETOR |
|---|---|---|
| Gross margin | N/A | 9.44% |
| Operating margin | 37.73% | 3.75% |
| Net margin | 15.88% | 3.08% |
| ROE | 27.96% | 19.18% |
Encore Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | ECPG | ETOR |
|---|---|---|
| Revenue CAGR (5Y) | 3.09% | 90.53% |
| EPS CAGR (5Y) | 10.39% | -11.42% |
| Total return CAGR (5Y) | 14.44% | N/A |
Frequently asked
- Which has the lower trailing P/E, ECPG or ETOR?
- ECPG has the lower trailing P/E: ECPG trades at 7.51 and ETOR at 9.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ECPG or ETOR?
- Over the past five years, ETOR grew revenue faster — ECPG at a 3.09% CAGR versus ETOR at 90.53%.
- Is ECPG or ETOR more profitable?
- ECPG runs the higher net margin — ECPG at 15.88% versus ETOR at 3.08%.
Go deeper
Dig into the metrics
Encore Capital & eToro appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.