Encore Capital Group, Inc. (ECPG) vs eToro Group Ltd. (ETOR)

A side-by-side comparison of Encore Capital Group, Inc. and eToro Group Ltd. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ECPG vs ETOR

growth of $100 · dividends reinvested · last 1y
ECPG +196.7% (+196.7%/yr)ETOR -50.6% (-50.6%/yr)ECPG compounded faster over this window
Log scale — wide-divergence pair
101001kStart $1002026$297$49
ECPG ETOR

ECPG vs ETOR: by the numbers

  • •ETOR is the larger company ($2.22B vs $2.13B market cap).
  • •ECPG trades at the lower trailing earnings multiple (7.51 vs 9.74 P/E), one valuation lens rather than an overall verdict.
  • •ECPG converts more revenue to profit (15.88% vs 3.08% net margin).
  • •ETOR grew revenue faster over the past five years (90.53% vs 3.09% CAGR).

Metrics side by side

Valuation

MetricECPGETOR
P/E ratio7.519.74
Forward P/E7.3410.63
PEG ratio0.73N/A
P/S ratio1.120.26
P/B ratio1.971.63

Profitability

MetricECPGETOR
Gross marginN/A9.44%
Operating margin37.73%3.75%
Net margin15.88%3.08%
ROE27.96%19.18%

Encore Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Growth (annualized)

MetricECPGETOR
Revenue CAGR (5Y)3.09%90.53%
EPS CAGR (5Y)10.39%-11.42%
Total return CAGR (5Y)14.44%N/A

Frequently asked

Which has the lower trailing P/E, ECPG or ETOR?
ECPG has the lower trailing P/E: ECPG trades at 7.51 and ETOR at 9.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ECPG or ETOR?
Over the past five years, ETOR grew revenue faster — ECPG at a 3.09% CAGR versus ETOR at 90.53%.
Is ECPG or ETOR more profitable?
ECPG runs the higher net margin — ECPG at 15.88% versus ETOR at 3.08%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.