Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 3.75% is 54% below its 2-year average of 8.10%, near the low end of its 2-year range (1.69%–37.01%).
73.00% below its 12-month average of 13.89%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 26.51%.
OPERATING MARGIN
3.75%
OPERATING MARGIN AVG TTM
13.89%
OPERATING MARGIN AVG 3Y
N/A
OPERATING MARGIN AVG 5Y
N/A
OPERATING MARGIN AVG 10Y
N/A
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
-73.00%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
-76.69%
vs the sector median at left
Market Cap
$2.22B
Operating Margin
18.81%
TTM Avg
18.81%
3Y Avg
18.81%
5Y Avg
18.81%
Market Cap
$2.25B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$2.19B
Operating Margin
15.93%
TTM Avg
17.98%
3Y Avg
23.03%
5Y Avg
24.37%
Market Cap
$2.27B
Operating Margin
34.05%
TTM Avg
30.19%
3Y Avg
32.18%
5Y Avg
33.85%
Market Cap
$2.28B
Operating Margin
29.45%
TTM Avg
27.38%
3Y Avg
30.71%
5Y Avg
30.72%
Market Cap
$2.28B
Operating Margin
4.80%
TTM Avg
-6.96%
3Y Avg
-17.63%
5Y Avg
-8.70%
Market Cap
$2.16B
Operating Margin
27.68%
TTM Avg
29.75%
3Y Avg
35.32%
5Y Avg
34.62%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| eToro Group Ltd. (ETOR) | $2.22B | 3.75% | 13.89% | N/A | N/A |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | 18.81% | 18.81% | 18.81% | 18.81% |
| WaFd, Inc. (WAFD)vs › | $2.21B | 23.63% | 19.20% | 27.25% | 29.28% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 15.52% | 8.64% | 12.84% | 15.04% |
| Northwest Bancshares, Inc. (NWBI)vs › | $2.19B | 15.93% | 17.98% | 23.03% | 24.37% |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 34.05% | 30.19% | 32.18% | 33.85% |
| Banner Corporation (BANR)vs › | $2.28B | 29.45% | 27.38% | 30.71% | 30.72% |
| Upstart Holdings, Inc. (UPST)vs › | $2.28B | 4.80% | -6.96% | -17.63% | -8.70% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.16B | 27.68% | 29.75% | 35.32% | 34.62% |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.29B | 14.68% | 14.31% | 12.19% | 6.11% |
Gross Margin
9.4%
Operating Margin
3.8%
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 26.51% |
| 2026-03-31 | 37.01% |
| 2025-12-31 | 2.16% |
| 2025-09-30 | 1.75% |
| 2025-06-30 | 2.01% |
| 2025-03-31 | 2.00% |
| 2024-12-31 | 1.69% |
| 2024-09-30 | 3.21% |
| 2024-06-30 | 2.27% |
| 2024-03-31 | 2.36% |
