eToro Group Ltd. (ETOR) vs Upstart Holdings, Inc. (UPST)
A side-by-side comparison of eToro Group Ltd. and Upstart Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — ETOR vs UPST
growth of $100 · dividends reinvested · last 1yETOR vs UPST: by the numbers
- •UPST is the larger company ($2.28B vs $2.22B market cap).
- •ETOR trades at the lower trailing earnings multiple (9.74 vs 46.66 P/E), one valuation lens rather than an overall verdict.
- •UPST converts more revenue to profit (4.69% vs 3.08% net margin).
- •ETOR grew revenue faster over the past five years (90.53% vs 22.79% CAGR).
Metrics side by side
Valuation
| Metric | ETOR | UPST |
|---|---|---|
| P/E ratio | 9.74 | 46.66 |
| Forward P/E | 10.63 | 35.20 |
| PEG ratio | N/A | 3.25 |
| P/S ratio | 0.26 | 1.78 |
| P/B ratio | 1.63 | 2.86 |
Profitability
| Metric | ETOR | UPST |
|---|---|---|
| Gross margin | 9.44% | N/A |
| Operating margin | 3.75% | 4.80% |
| Net margin | 3.08% | 4.69% |
| ROE | 19.18% | 7.57% |
Upstart Holdings, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Growth (annualized)
| Metric | ETOR | UPST |
|---|---|---|
| Revenue CAGR (5Y) | 90.53% | 22.79% |
| EPS CAGR (5Y) | -11.42% | 15.71% |
| Total return CAGR (5Y) | N/A | -39.34% |
Frequently asked
- Which has the lower trailing P/E, ETOR or UPST?
- ETOR has the lower trailing P/E: ETOR trades at 9.74 and UPST at 46.66. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, ETOR or UPST?
- Over the past five years, ETOR grew revenue faster — ETOR at a 90.53% CAGR versus UPST at 22.79%.
- Is ETOR or UPST more profitable?
- UPST runs the higher net margin — ETOR at 3.08% versus UPST at 4.69%.
Go deeper
Dig into the metrics
eToro & Upstart appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.