Basis: Trailing twelve months (TTM), to the latest fiscal quarter end. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on equity (ROE) high or low?
The return on equity (ROE) of 7.57% is 176% above its 5-year average of -9.94%, near the high end of its 5-year range (-43.15%–18.03%).
As of the fiscal period ended Tuesday, June 30, 2026. 54.62% above its 12-month average of 4.89%.
Trailing-twelve-month return on equity at each fiscal quarter end; no daily interpolation. Q2 FY2026 (2026-06-30): 7.57%.
RETURN ON EQUITY (ROE)
7.57%
RETURN ON EQUITY (ROE) AVG TTM
4.89%
RETURN ON EQUITY (ROE) AVG 3Y
-16.61%
RETURN ON EQUITY (ROE) AVG 5Y
-9.94%
RETURN ON EQUITY (ROE) AVG 10Y
N/A
RETURN ON EQUITY (ROE) AVG 15Y
N/A
RETURN ON EQUITY (ROE) AVG 20Y
N/A
CURRENT VS TTM AVG
+54.62%
CURRENT VS 3Y AVG
+145.56%
CURRENT VS 5Y AVG
+176.12%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
8.76%
median of 677 covered companies
CURRENT VS SECTOR MEDIAN
-13.64%
vs the sector median at left
Upstart Holdings, Inc.
Market Cap
$2.28B
Return on Equity (ROE)
7.57%
TTM Avg
4.89%
3Y Avg
-16.61%
5Y Avg
-9.94%
Market Cap
$2.28B
Return on Equity (ROE)
10.42%
TTM Avg
9.78%
3Y Avg
11.02%
5Y Avg
10.49%
Market Cap
$2.29B
Return on Equity (ROE)
14.82%
TTM Avg
15.91%
3Y Avg
13.54%
5Y Avg
-5.89%
Market Cap
$2.27B
Return on Equity (ROE)
12.56%
TTM Avg
12.61%
3Y Avg
12.50%
5Y Avg
12.40%
Market Cap
$2.29B
Return on Equity (ROE)
11.22%
TTM Avg
11.93%
3Y Avg
13.84%
5Y Avg
16.21%
Market Cap
$2.25B
Return on Equity (ROE)
12.69%
TTM Avg
7.11%
3Y Avg
15.46%
5Y Avg
11.02%
Market Cap
$2.22B
Return on Equity (ROE)
-22.35%
TTM Avg
-295.04%
3Y Avg
-295.04%
5Y Avg
-295.04%
Market Cap
$2.22B
Return on Equity (ROE)
19.18%
TTM Avg
19.29%
3Y Avg
-0.15%
5Y Avg
-4.14%
| NAME | MARKET CAP | RETURN ON EQUITY (ROE) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Upstart Holdings, Inc. (UPST) | $2.28B | 7.57% | 4.89% | -16.61% | -9.94% |
| Banner Corporation (BANR)vs › | $2.28B | 10.42% | 9.78% | 11.02% | 10.49% |
| Skyward Specialty Insurance Group, Inc. (SKWD)vs › | $2.29B | 14.82% | 15.91% | 13.54% | -5.89% |
| Stock Yards Bancorp, Inc. (SYBT)vs › | $2.27B | 12.56% | 12.61% | 12.50% | 12.40% |
| Merchants Bancorp (MBIN)vs › | $2.29B | 11.22% | 11.93% | 13.84% | 16.21% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.25B | 12.69% | 7.11% | 15.46% | 11.02% |
| Ethos Technologies Inc. (LIFE)vs › | $2.22B | -22.35% | -295.04% | -295.04% | -295.04% |
| eToro Group Ltd. (ETOR)vs › | $2.22B | 19.18% | 19.29% | -0.15% | -4.14% |
| WaFd, Inc. (WAFD)vs › | $2.21B | 8.49% | 7.05% | 8.78% | 8.73% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.37B | 2.29% | 8.94% | -2.67% | -0.24% |
ROE
7.6%
ROA
1.9%
ROE = Net Income / Total Shareholders' Equity
Return on equity measures how efficiently a company generates profit from shareholders' equity. Higher ROE indicates better capital efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON EQUITY (ROE) |
|---|---|
| 2026-06-30 | 7.57% |
| 2026-03-31 | 6.74% |
| 2025-12-31 | 6.71% |
| 2025-09-30 | 4.33% |
| 2025-06-30 | -0.88% |
| 2025-03-31 | -9.82% |
| 2024-12-31 | -20.31% |
| 2024-09-30 | -28.25% |
| 2024-06-30 | -33.93% |
| 2024-03-31 | -28.64% |
| 2023-12-31 | -37.80% |
| 2023-09-30 | -39.48% |
| 2023-06-30 | -42.14% |
| 2023-03-31 | -43.15% |
| 2022-12-31 | -16.16% |
| 2022-09-30 | 0.77% |
| 2022-06-30 | 12.00% |
| 2022-03-31 | 18.03% |
| 2021-12-31 | 16.78% |
| 2021-09-30 | 10.78% |
| 2021-06-30 | 8.11% |
| 2021-03-31 | 4.56% |
| 2020-12-31 | 1.99% |
