No 10Y consistency score yet for revenue — the window needs more comparable quarters.
Valuation vs own 10Y history: P/S 1.8x · 10Y median 4.9x · 10th percentile · as of Oct 6, 2026
Annualized revenue (TTM) · by quarter, last 25
Quarterly YoY revenue growth vs the 20% line
P/S multiple vs its 10Y median
FMP quote market capitalization / revenue from four consecutive issuer fiscal quarters. Quote observation: 2026-10-06T22:24:06.566Z. Latest historical point 2026-10-05. Historical values estimate market capitalization from statement-period weighted shares. Comparisons with the current quote-based value are approximate. Only filing versions delivered by FMP are available for the historical calculation.
FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Quote observation: 2026-10-06T22:24:06.566Z. Latest historical point 2026-10-05.
EV/EBITDA and cash-flow multiples are withheld until their applicability to this financial-services business is verified. The lenses that apply are shown above; see also P/B and ROE.
Unrounded diluted TTM EPS / FMP quote price × 100. Quote observation: 2026-10-06T22:24:06.566Z. Latest historical point 2026-10-05.
EBITDA and cash-flow yields are withheld until their applicability to this financial-services business is verified. Earnings yield is shown above; see also P/B and ROE.
The latest delayed quote for Upstart Holdings, Inc. (UPST) stock was $23.86 as of Oct 6, 2026, 4:00 PM EDT, down 2.01% from the previous close.
Longer view (total return, dividends reinvested): past 12 months -53.0% · 3-year avg -3.2%/yr · 5-year avg -39.3%/yr
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other.
Financial - Credit Services · San Mateo, CA
Selected amounts supplied by FMP for each displayed period. Reviewed label references appear where available; other labels are unverified, and items may overlap.
2025-12-31 · USD
Reviewed labels link to their filing; other labels are unverified FMP source labels.
Next Earnings Date
Nov 3, 2026
28 days away
EPS Estimate
0.22
Revenue Est.
$365.18M
Last Quarter Results
EPS
$0.57
vs Estimate
$0.55
Revenue
| Stock | Market Cap | Close Price | Price Change | TTM Total Return | 5Y CAGR | 10Y CAGR | Compare |
|---|---|---|---|---|---|---|---|
| 1UPST | $2.28B | $23.86 | -2.01% | -52.97% | -39.34% | N/A | N/A |
| 2BANR | $2.28B | $67.12 | -0.42% | +8.20% | +6.88% | +7.87% | vs UPST |
| 3SKWD | $2.29B | $56.49 | +2.36% | +19.18% | N/A | N/A | vs UPST |
| 4SYBT | $2.27B | $77.07 | -0.70% | +13.47% | +6.99% | +11.22% | vs UPST |
| 5MBIN | $2.29B | $49.95 | +0.46% | +55.72% | +13.50% | N/A | vs UPST |
| 6BHFAP | $2.25B | $13.56 | -0.37% | -4.94% | -5.42% | N/A | vs UPST |
2.86
Reviewed presentation labels and parent/child details link to filing evidence; other FMP source labels remain unverified. Mutual exclusivity and reconciliation to a total for the same reporting period and currency have not been verified; percentages and stacked totals are unavailable.
$364.71M
vs Estimate
$354.74M
Consensus Rating
Based on 16 analysts
Average Price Target
$40.00
+67.6% upside
Low
$20.00
Current
$23.86
High
$61.00
Quarterly
| Period | Low | Avg | High | # Analysts |
|---|---|---|---|---|
| Quarter ending Sep 2026 | $0.20 | $0.22 | $0.23 | 4 |
| Quarter ending Dec 2026 | $0.33 | $0.35 | $0.37 | 4 |
| Quarter ending Mar 2027 | $0.31 | $0.33 | $0.34 | 1 |
| Quarter ending Jun 2027 | $0.51 | $0.55 | $0.57 | 1 |
Annual
| Period | Low | Avg | High | # Analysts |
|---|---|---|---|---|
| FY 2026 | $0.61 | $0.68 | $0.73 | 7 |
| FY 2027 | $1.80 | $1.93 | $2.14 | 8 |
Quarterly
| Period | Low | Avg | High | # Analysts |
|---|---|---|---|---|
| Quarter ending Sep 2026 | $359.34M | $365.17M | $375.64M | 8 |
| Quarter ending Dec 2026 | $375.23M | $384.56M | $390.82M | 8 |
| Quarter ending Mar 2027 | $384.73M | $405.17M | $419.07M | 4 |
| Quarter ending Jun 2027 | $444.52M | $468.13M | $484.18M | 5 |
Annual
| Period |
|---|
Source: FMP Analyst Consensus Estimates. Forward P/E uses the consensus EPS estimate for the fiscal year ending Dec 31, 2026, matching Key Metrics.
| Low |
|---|
| Avg |
|---|
| High |
|---|
| # Analysts |
|---|
| FY 2026 | $1.40B | $1.42B | $1.44B | 11 |
| FY 2027 | $1.76B | $1.86B | $1.90B | 11 |
