Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 29.45% is in line with its 5-year average of 32.19%, near the high end of its 5-year range (-114.30%–42.28%).
1364.71% above its 12-month average of 2.01%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): -114.30%.
OPERATING MARGIN
29.45%
OPERATING MARGIN AVG TTM
2.01%
OPERATING MARGIN AVG 3Y
27.02%
OPERATING MARGIN AVG 5Y
32.19%
OPERATING MARGIN AVG 10Y
30.90%
OPERATING MARGIN AVG 15Y
30.70%
OPERATING MARGIN AVG 20Y
26.35%
CURRENT VS TTM AVG
+1364.71%
CURRENT VS 3Y AVG
+9.00%
CURRENT VS 5Y AVG
-8.51%
CURRENT VS 10Y AVG
-4.68%
CURRENT VS 15Y AVG
-4.08%
CURRENT VS 20Y AVG
+11.75%
SECTOR MEDIAN · FINANCIAL SERVICES
17.73%
median of 433 covered companies
CURRENT VS SECTOR MEDIAN
+66.10%
vs the sector median at left
Banner Corporation
Market Cap
$2.29B
Operating Margin
29.45%
TTM Avg
2.01%
3Y Avg
27.02%
5Y Avg
32.19%
Market Cap
$2.26B
Operating Margin
15.52%
TTM Avg
8.64%
3Y Avg
12.84%
5Y Avg
15.04%
Market Cap
$2.33B
Operating Margin
69.73%
TTM Avg
170.78%
3Y Avg
-122.92%
5Y Avg
-51.58%
Market Cap
$2.17B
Operating Margin
27.68%
TTM Avg
29.75%
3Y Avg
35.32%
5Y Avg
34.62%
Market Cap
$2.10B
Operating Margin
37.73%
TTM Avg
23.66%
3Y Avg
20.43%
5Y Avg
26.08%
Market Cap
$2.50B
Operating Margin
16.52%
TTM Avg
20.51%
3Y Avg
24.97%
5Y Avg
27.51%
Market Cap
$2.50B
Operating Margin
18.95%
TTM Avg
23.33%
3Y Avg
27.11%
5Y Avg
30.37%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Banner Corporation (BANR) | $2.29B | 29.45% | 2.01% | 27.02% | 32.19% |
| Brighthouse Financial, Inc. (BHFAP)vs › | $2.26B | 15.52% | 8.64% | 12.84% | 15.04% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.33B | 69.73% | 170.78% | -122.92% | -51.58% |
| Enterprise Financial Services Corp (EFSC)vs › | $2.17B | 27.68% | 29.75% | 35.32% | 34.62% |
| eToro Group Ltd. (ETOR)vs › | $2.16B | 3.75% | 2.06% | 0.59% | -1.21% |
| Encore Capital Group, Inc. (ECPG)vs › | $2.10B | 37.73% | 23.66% | 20.43% | 26.08% |
| First Busey Corporation (BUSEP)vs › | $2.09B | N/A | N/A | N/A | N/A |
| First Busey Corporation (BUSE)vs › | $2.50B | 16.52% | 20.51% | 24.97% | 27.51% |
| First Merchants Corporation (FRME)vs › | $2.50B | 18.95% | 23.33% | 27.11% | 30.37% |
| Columbia Financial, Inc. (CLBK)vs › | $2.53B | 11.80% | 4.17% | 13.40% | 19.64% |
Operating Margin
29.4%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | -114.30% |
| 2026-03-31 | 31.13% |
| 2025-12-31 | 28.85% |
| 2025-09-30 | 38.68% |
| 2025-06-30 | 25.69% |
| 2025-03-31 | 26.50% |
| 2024-12-31 | 27.03% |
| 2024-09-30 | 26.19% |
| 2024-06-30 | 23.99% |
| 2024-03-31 | 23.88% |
| 2023-12-31 | 27.26% |
| 2023-09-30 | 29.58% |
| 2023-06-30 | 27.09% |
| 2023-03-31 | 39.13% |
| 2022-12-31 | 37.23% |
| 2022-09-30 | 36.43% |
| 2022-06-30 | 38.72% |
| 2022-03-31 | 37.48% |
| 2021-12-31 | 38.70% |
| 2021-09-30 | 37.95% |
| 2021-06-30 | 42.28% |
| 2021-03-31 | 37.40% |
| 2020-12-31 | 30.86% |
| 2020-09-30 | 27.14% |
| 2020-06-30 | 17.18% |
| 2020-03-31 | 14.10% |
| 2019-12-31 | 26.66% |
| 2019-09-30 | 30.91% |
| 2019-06-30 | 32.29% |
| 2019-03-31 | 28.33% |
| 2018-12-31 | 26.98% |
| 2018-09-30 | 33.08% |
| 2018-06-30 | 30.93% |
| 2018-03-31 | 29.27% |
| 2017-12-31 | 34.74% |
| 2017-09-30 | 28.97% |
| 2017-06-30 | 30.42% |
| 2017-03-31 | 29.87% |
| 2016-12-31 | 29.00% |
| 2016-09-30 | 30.00% |
| 2016-06-30 | 27.12% |
| 2016-03-31 | 23.51% |
| 2015-12-31 | 9.00% |
| 2015-09-30 | 28.61% |
| 2015-06-30 | 28.27% |
| 2015-03-31 | 29.27% |
| 2014-12-31 | 28.33% |
| 2014-09-30 | 34.92% |
| 2014-06-30 | 44.05% |
| 2014-03-31 | 29.34% |
| 2013-12-31 | 31.95% |
| 2013-09-30 | 31.58% |
| 2013-06-30 | 30.65% |
| 2013-03-31 | 30.63% |
| 2012-12-31 | 32.09% |
| 2012-09-30 | 30.46% |
| 2012-06-30 | -16.58% |
| 2012-03-31 | 15.69% |
| 2011-12-31 | 8.65% |
| 2011-09-30 | 10.60% |
| 2011-06-30 | 3.72% |
| 2011-03-31 | -13.78% |
| 2010-12-31 | -11.39% |
| 2010-09-30 | -28.90% |
| 2010-06-30 | -14.39% |
| 2010-03-31 | -5.45% |
| 2009-12-31 | -12.23% |
| 2009-09-30 | -26.41% |
| 2009-06-30 | -34.04% |
| 2009-03-31 | -24.91% |
| 2008-12-31 | -97.14% |
| 2008-09-30 | -3.34% |
| 2008-06-30 | -71.22% |
| 2008-03-31 | 6.67% |
| 2007-12-31 | 19.49% |
| 2007-09-30 | 16.56% |
| 2007-06-30 | 13.09% |
| 2007-03-31 | 15.94% |
| 2006-12-31 | 16.59% |
| 2006-09-30 | 16.72% |
| 2006-06-30 | 21.76% |
| 2006-03-31 | 17.41% |
| 2005-12-31 | -10.99% |
| 2005-09-30 | 14.93% |
| 2005-06-30 | 14.19% |
| 2005-03-31 | 14.40% |
| 2004-12-31 | 16.77% |
| 2004-09-30 | 16.58% |
| 2004-06-30 | 15.59% |
| 2004-03-31 | 15.45% |
| 2003-12-31 | 15.71% |
| 2003-09-30 | 14.80% |
| 2003-06-30 | 14.52% |
| 2003-03-31 | 12.44% |
| 2002-12-31 | -7.15% |
| 2002-09-30 | 11.69% |
