Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 1.23% is 48% above its 5-year average of 0.83%, near the high end of its 5-year range (0.26%–1.23%).
82.22% above its 12-month average of 0.68%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): 0.36%.
RETURN ON ASSETS (ROA)
1.23%
RETURN ON ASSETS (ROA) AVG TTM
0.68%
RETURN ON ASSETS (ROA) AVG 3Y
0.91%
RETURN ON ASSETS (ROA) AVG 5Y
0.83%
RETURN ON ASSETS (ROA) AVG 10Y
0.83%
RETURN ON ASSETS (ROA) AVG 15Y
0.69%
RETURN ON ASSETS (ROA) AVG 20Y
0.60%
CURRENT VS TTM AVG
+82.22%
CURRENT VS 3Y AVG
+35.16%
CURRENT VS 5Y AVG
+48.19%
CURRENT VS 10Y AVG
+48.84%
CURRENT VS 15Y AVG
+79.56%
CURRENT VS 20Y AVG
+106.31%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 472 covered companies
CURRENT VS SECTOR MEDIAN
+0.41%
vs the sector median at left
Bankwell Financial Group, Inc.
Market Cap
$530.29M
Return on Assets (ROA)
1.23%
TTM Avg
0.68%
3Y Avg
0.91%
5Y Avg
0.83%
Market Cap
$531.65M
Return on Assets (ROA)
1.30%
TTM Avg
1.19%
3Y Avg
1.16%
5Y Avg
1.21%
Market Cap
$536.70M
Return on Assets (ROA)
2.19%
TTM Avg
2.41%
3Y Avg
2.07%
5Y Avg
1.98%
Market Cap
$519.11M
Return on Assets (ROA)
1.21%
TTM Avg
1.12%
3Y Avg
1.02%
5Y Avg
1.08%
Market Cap
$516.42M
Return on Assets (ROA)
-31.75%
TTM Avg
0.09%
3Y Avg
0.09%
5Y Avg
0.09%
Market Cap
$546.96M
Return on Assets (ROA)
2.86%
TTM Avg
2.75%
3Y Avg
1.40%
5Y Avg
1.53%
Market Cap
$553.47M
Return on Assets (ROA)
-23.57%
TTM Avg
-0.79%
3Y Avg
-28.45%
5Y Avg
-20.01%
Market Cap
$555.82M
Return on Assets (ROA)
N/A
TTM Avg
-0.49%
3Y Avg
-1.60%
5Y Avg
-1.28%
Market Cap
$555.87M
Return on Assets (ROA)
10.64%
TTM Avg
9.50%
3Y Avg
8.15%
5Y Avg
11.13%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bankwell Financial Group, Inc. (BWFG) | $530.29M | 1.23% | 0.68% | 0.91% | 0.83% |
| Home Bancorp, Inc. (HBCP)vs › | $531.65M | 1.30% | 1.19% | 1.16% | 1.21% |
| Bank7 Corp. (BSVN)vs › | $536.70M | 2.19% | 2.41% | 2.07% | 1.98% |
| Sierra Bancorp (BSRR)vs › | $519.11M | 1.21% | 1.12% | 1.02% | 1.08% |
| Churchill Capital Corp XI (CCXI)vs › | $516.42M | -31.75% | 0.09% | 0.09% | 0.09% |
| Donegal Group Inc. (DGICB)vs › | $546.96M | 2.86% | 2.75% | 1.40% | 1.53% |
| Bit Digital, Inc. (BTBT)vs › | $553.47M | -23.57% | -0.79% | -28.45% | -20.01% |
| Nuveen California AMT-Free Quality Municipal Income Fund (NKX)vs › | $555.82M | N/A | -0.49% | -1.60% | -1.28% |
| Investors Title Company (ITIC)vs › | $555.87M | 10.64% | 9.50% | 8.15% | 11.13% |
| Civista Bancshares, Inc. (CIVB)vs › | $559.69M | 1.27% | 0.92% | 1.01% | 1.09% |
ROA
1.2%
ROE
13.3%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | 1.05% |
| 2024-12-31 | 0.30% |
| 2023-12-31 | 1.14% |
| 2022-12-31 | 1.15% |
| 2021-12-31 | 1.08% |
| 2020-12-31 | 0.26% |
| 2019-12-31 | 0.97% |
| 2018-12-31 | 0.93% |
| 2017-12-31 | 0.77% |
| 2016-12-31 | 0.76% |
| 2015-12-31 | 0.68% |
| 2014-12-31 | 0.42% |
| 2013-12-31 | 0.66% |
| 2012-12-31 | 0.20% |
| 2011-12-31 | 0.46% |
| 2010-12-31 | 0.13% |
| 2009-12-31 | -0.25% |
| 2008-12-31 | -0.18% |
| 2007-12-31 | 0.36% |
| 2006-12-31 | 0.34% |
| 2005-12-31 | 1.29% |
| 2004-12-31 | -0.38% |
| 2003-12-31 | -1.15% |
