Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.61% is 20% below its 5-year average of 0.76%, near the low end of its 5-year range (0.51%–20.23%).
As of the fiscal period ended Tuesday, June 30, 2026. 25.25% below its 12-month average of 0.81%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 0.61%.
DEBT TO ASSETS RATIO
0.61%
DEBT TO ASSETS RATIO AVG TTM
0.81%
DEBT TO ASSETS RATIO AVG 3Y
0.83%
DEBT TO ASSETS RATIO AVG 5Y
0.76%
DEBT TO ASSETS RATIO AVG 10Y
0.56%
DEBT TO ASSETS RATIO AVG 15Y
0.76%
DEBT TO ASSETS RATIO AVG 20Y
1.94%
CURRENT VS TTM AVG
-25.25%
CURRENT VS 3Y AVG
-26.18%
CURRENT VS 5Y AVG
-19.85%
CURRENT VS 10Y AVG
+9.53%
CURRENT VS 15Y AVG
-20.16%
CURRENT VS 20Y AVG
-68.55%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 739 covered companies
CURRENT VS SECTOR MEDIAN
+1118.29%
vs the sector median at left
Bank of Marin Bancorp
Market Cap
$443.03M
Debt to Assets Ratio
0.61%
TTM Avg
0.81%
3Y Avg
0.83%
5Y Avg
0.76%
Market Cap
$444.61M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$437.94M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$448.81M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$435.53M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$433.91M
Debt to Assets Ratio
0.31%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Bank of Marin Bancorp (BMRC) | $443.03M | 0.61% | 0.81% | 0.83% | 0.76% |
| RBB Bancorp (RBB)vs › | $441.94M | 0.07% | N/A | N/A | N/A |
| Pioneer Bancorp, Inc. (PBFS)vs › | $444.61M | 0.00% | N/A | N/A | N/A |
| AMERISAFE, Inc. (AMSF)vs › | $440.10M | 0.00% | N/A | N/A | N/A |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | 0.00% | N/A | N/A | N/A |
| First Bank (FRBA)vs › | $448.15M | 0.07% | N/A | N/A | N/A |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $435.53M | N/A | N/A | N/A | N/A |
| PIMCO California Municipal Income Fund (PCQ)vs › | $433.91M | 0.31% | N/A | N/A | N/A |
| AlTi Global, Inc. (ALTI)vs › | $433.60M | 0.07% | N/A | N/A | N/A |
Debt/Assets
0.6%
Debt/Equity
0.06
Current ratio and interest coverage is unavailable for Bank of Marin Bancorp: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 0.61% |
| 2026-03-31 | 0.63% |
| 2025-12-31 | 1.78% |
| 2025-09-30 | 0.51% |
| 2025-06-30 | 0.56% |
| 2025-03-31 | 0.57% |
| 2024-12-31 | 0.59% |
| 2024-09-30 | 0.59% |
| 2024-06-30 | 0.63% |
| 2024-03-31 | 0.65% |
| 2023-12-31 | 1.98% |
| 2023-09-30 | 3.58% |
| 2023-06-30 | 7.83% |
| 2023-03-31 | 20.23% |
| 2022-12-31 | 6.05% |
| 2022-09-30 | 0.62% |
| 2022-06-30 | 0.57% |
| 2022-03-31 | 0.59% |
| 2021-12-31 | 0.60% |
| 2021-09-30 | 0.64% |
| 2021-06-30 | 0.82% |
| 2021-03-31 | 0.85% |
| 2020-12-31 | 1.03% |
| 2020-09-30 | 1.02% |
| 2020-06-30 | 0.86% |
| 2020-03-31 | 0.99% |
| 2019-12-31 | 0.57% |
| 2019-09-30 | 0.64% |
| 2019-06-30 | 0.70% |
| 2019-03-31 | 0.68% |
| 2018-12-31 | 0.38% |
| 2018-09-30 | 0.23% |
| 2018-06-30 | 0.24% |
| 2018-03-31 | 0.23% |
| 2017-12-31 | 0.23% |
| 2017-09-30 | 0.26% |
| 2017-06-30 | 0.27% |
| 2017-03-31 | 0.28% |
| 2016-12-31 | 0.28% |
| 2016-09-30 | 0.27% |
| 2016-06-30 | 0.28% |
| 2016-03-31 | 1.28% |
| 2015-12-31 | 3.56% |
| 2015-09-30 | 1.08% |
| 2015-06-30 | 1.08% |
| 2015-03-31 | 1.11% |
| 2014-12-31 | 1.13% |
| 2014-09-30 | 1.12% |
| 2014-06-30 | 1.10% |
| 2014-03-31 | 1.11% |
| 2013-12-31 | 1.11% |
| 2013-09-30 | 1.01% |
| 2013-06-30 | 2.25% |
| 2013-03-31 | 1.63% |
| 2012-12-31 | 1.05% |
| 2012-09-30 | 1.05% |
| 2012-06-30 | 1.42% |
| 2012-03-31 | 1.41% |
| 2011-12-31 | 2.87% |
| 2011-09-30 | 2.94% |
| 2011-06-30 | 4.49% |
| 2011-03-31 | 4.65% |
| 2010-12-31 | 4.97% |
| 2010-09-30 | 4.92% |
| 2010-06-30 | 5.06% |
| 2010-03-31 | 5.13% |
| 2009-12-31 | 10.25% |
| 2009-09-30 | 5.33% |
| 2009-06-30 | 5.48% |
| 2009-03-31 | 9.69% |
| 2008-12-31 | 5.89% |
| 2008-09-30 | 3.41% |
| 2008-06-30 | 5.44% |
| 2008-03-31 | 6.56% |
| 2007-12-31 | 0.54% |
| 2007-09-30 | 2.20% |
| 2007-06-30 | 1.68% |
| 2007-03-31 | 2.22% |
| 2006-12-31 | 5.07% |
| 2006-09-30 | 4.03% |
| 2006-06-30 | 4.07% |
| 2006-03-31 | 1.78% |
| 2005-12-31 | 4.28% |
| 2005-09-30 | 1.76% |
| 2005-06-30 | 4.50% |
| 2005-03-31 | 3.65% |
| 2004-12-31 | 3.09% |
| 2004-09-30 | 3.07% |
| 2004-06-30 | 1.48% |
| 2004-03-31 | 0.00% |
| 2003-12-31 | 0.00% |
| 2003-09-30 | 0.00% |
| 2003-06-30 | 0.00% |
| 2003-03-31 | 0.00% |
| 2002-12-31 | 0.00% |
| 2002-09-30 | 0.00% |
