Bank of Marin Bancorp (BMRC) vs First Bank (FRBA)
A side-by-side comparison of Bank of Marin Bancorp and First Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — BMRC vs FRBA
growth of $100 · dividends reinvested · last 10yBMRC vs FRBA: by the numbers
- •FRBA is the larger company ($449M vs $445M market cap).
- •BMRC trades at the lower trailing earnings multiple (6.75 vs 10.57 P/E), one valuation lens rather than an overall verdict.
- •BMRC converts more revenue to profit (32.28% vs 17.31% net margin).
- •FRBA grew revenue faster over the past five years (20.37% vs 13.73% CAGR).
- •BMRC pays the higher dividend yield (3.65% vs 1.87%).
Metrics side by side
Valuation
| Metric | BMRC | FRBA |
|---|---|---|
| P/E ratio | 6.75 | 10.57 |
| Forward P/E | 12.04 | 11.05 |
| PEG ratio | 1.60 | 0.85 |
| P/S ratio | 2.21 | 1.83 |
| P/B ratio | 1.12 | 0.99 |
Profitability
| Metric | BMRC | FRBA |
|---|---|---|
| Operating margin | 29.21% | 22.93% |
| Net margin | 32.28% | 17.31% |
| ROE | 16.34% | 9.39% |
Bank of Marin Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
First Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | BMRC | FRBA |
|---|---|---|
| Dividend yield | 3.65% | 1.87% |
| Payout ratio | 24.57% | 19.53% |
Growth (annualized)
| Metric | BMRC | FRBA |
|---|---|---|
| Revenue CAGR (5Y) | 13.73% | 20.37% |
| EPS CAGR (5Y) | 4.11% | 12.30% |
| Total return CAGR (5Y) | -2.35% | 6.03% |
Frequently asked
- Which has the lower trailing P/E, BMRC or FRBA?
- BMRC has the lower trailing P/E: BMRC trades at 6.75 and FRBA at 10.57. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, BMRC or FRBA?
- Over the past five years, FRBA grew revenue faster — BMRC at a 13.73% CAGR versus FRBA at 20.37%.
- Does BMRC or FRBA pay a bigger dividend?
- BMRC yields 3.65% and FRBA yields 1.87% based on trailing dividends and the latest price.
- Is BMRC or FRBA more profitable?
- BMRC runs the higher net margin — BMRC at 32.28% versus FRBA at 17.31%.
- How have BMRC and FRBA total returns compared?
- Over the past 10 years, BMRC delivered 4.09% and FRBA delivered 9.27% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Bank of Marin Bancorp & First Bank appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.