Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 22.93% is 21% below its 5-year average of 28.94%, around the middle of its 5-year range (-2.69%–48.72%).
1.68% above its 12-month average of 22.55%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.53%.
OPERATING MARGIN
22.93%
OPERATING MARGIN AVG TTM
22.55%
OPERATING MARGIN AVG 3Y
22.86%
OPERATING MARGIN AVG 5Y
28.94%
OPERATING MARGIN AVG 10Y
27.94%
OPERATING MARGIN AVG 15Y
28.78%
OPERATING MARGIN AVG 20Y
28.37%
CURRENT VS TTM AVG
+1.68%
CURRENT VS 3Y AVG
+0.31%
CURRENT VS 5Y AVG
-20.78%
CURRENT VS 10Y AVG
-17.94%
CURRENT VS 15Y AVG
-20.33%
CURRENT VS 20Y AVG
-19.17%
SECTOR MEDIAN · FINANCIAL SERVICES
17.92%
median of 409 covered companies
CURRENT VS SECTOR MEDIAN
+27.96%
vs the sector median at left
Market Cap
$443.92M
Operating Margin
29.21%
TTM Avg
8.66%
3Y Avg
20.21%
5Y Avg
26.04%
Market Cap
$448.81M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$449.75M
Operating Margin
40.30%
TTM Avg
40.08%
3Y Avg
29.34%
5Y Avg
16.20%
Market Cap
$438.05M
Operating Margin
-26.86%
TTM Avg
-35.48%
3Y Avg
-28.22%
5Y Avg
-18.79%
Market Cap
$437.50M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$435.42M
Operating Margin
18.55%
TTM Avg
20.45%
3Y Avg
22.26%
5Y Avg
24.28%
Market Cap
$456.87M
Operating Margin
18.58%
TTM Avg
19.54%
3Y Avg
22.36%
5Y Avg
24.53%
Market Cap
$431.98M
Operating Margin
55.53%
TTM Avg
67.15%
3Y Avg
64.85%
5Y Avg
53.79%
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bank (FRBA) | $444.63M | 22.93% | 22.55% | 22.86% | 28.94% |
| Bank of Marin Bancorp (BMRC)vs › | $443.92M | 29.21% | 8.66% | 20.21% | 26.04% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| American Coastal Insurance Corporation (ACIC)vs › | $449.75M | 40.30% | 40.08% | 29.34% | 16.20% |
| AlTi Global, Inc. (ALTI)vs › | $438.05M | -26.86% | -35.48% | -28.22% | -18.79% |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.50M | 0.00% | 0.00% | 0.00% | 0.00% |
| AMERISAFE, Inc. (AMSF)vs › | $435.42M | 18.55% | 20.45% | 22.26% | 24.28% |
| Citizens & Northern Corporation (CZNC)vs › | $456.87M | 18.58% | 19.54% | 22.36% | 24.53% |
| Gladstone Capital Corporation (GLAD)vs › | $431.98M | 55.53% | 67.15% | 64.85% | 53.79% |
| Commercial Bancgroup, Inc. Common Stock (CBK)vs › | $428.51M | 38.60% | 33.24% | 33.95% | 33.95% |
Operating Margin
22.9%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 24.53% |
| 2026-03-31 | 16.99% |
| 2025-12-31 | 25.70% |
| 2025-09-30 | 24.05% |
| 2025-06-30 | 21.47% |
| 2025-03-31 | 21.01% |
| 2024-12-31 | 24.42% |
| 2024-09-30 | 21.06% |
| 2024-06-30 | 23.49% |
| 2024-03-31 | 27.32% |
| 2023-12-31 | 20.65% |
| 2023-09-30 | -2.69% |
| 2023-06-30 | 23.61% |
| 2023-03-31 | 26.20% |
| 2022-12-31 | 36.46% |
| 2022-09-30 | 46.83% |
| 2022-06-30 | 44.31% |
| 2022-03-31 | 44.10% |
| 2021-12-31 | 41.26% |
| 2021-09-30 | 48.34% |
| 2021-06-30 | 48.72% |
| 2021-03-31 | 50.69% |
| 2020-12-31 | 34.66% |
| 2020-09-30 | 33.21% |
| 2020-06-30 | 22.90% |
| 2020-03-31 | 18.09% |
| 2019-12-31 | 22.84% |
| 2019-09-30 | 6.42% |
| 2019-06-30 | 19.81% |
| 2019-03-31 | 26.04% |
| 2018-12-31 | 24.02% |
| 2018-09-30 | 33.12% |
| 2018-06-30 | 27.33% |
| 2018-03-31 | 29.13% |
| 2017-12-31 | 30.16% |
| 2017-09-30 | 26.69% |
| 2017-06-30 | 24.68% |
| 2017-03-31 | 25.46% |
| 2016-12-31 | 25.00% |
| 2016-09-30 | 27.02% |
| 2016-06-30 | 21.97% |
| 2016-03-31 | 20.72% |
| 2015-12-31 | 20.43% |
| 2015-09-30 | 21.35% |
| 2015-06-30 | 24.74% |
| 2015-03-31 | 41.33% |
| 2014-12-31 | 33.18% |
| 2014-09-30 | 33.51% |
| 2014-06-30 | 32.33% |
| 2014-03-31 | 32.77% |
| 2013-12-31 | 22.21% |
| 2013-09-30 | 29.44% |
| 2013-06-30 | 33.00% |
| 2013-03-31 | 30.54% |
| 2012-12-31 | 41.41% |
| 2012-09-30 | 25.77% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
