Which has the lower trailing P/E, ACIC or FRBA?

ACIC has the lower trailing P/E: ACIC trades at 4.69 and FRBA at 10.55. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACIC or FRBA?

Over the past five years, FRBA grew revenue faster — ACIC at a -15.60% CAGR versus FRBA at 20.37%.

Does ACIC or FRBA pay a bigger dividend?

FRBA pays a dividend (1.87% yield), while ACIC is a former payer with no current dividend run rate.

Is ACIC or FRBA more profitable?

ACIC runs the higher net margin — ACIC at 30.33% versus FRBA at 17.31%.

How have ACIC and FRBA total returns compared?

Over the past 10 years, ACIC delivered -3.70% and FRBA delivered 9.27% annualized total return. Past performance doesn't predict future results.

American Coastal Insurance Corporation (ACIC) vs First Bank (FRBA)

A side-by-side comparison of American Coastal Insurance Corporation and First Bank across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACIC

American Coastal Insurance Corporation

$456M

$9.42Financial ServicesDelayed quote: Oct 6, 2026, 12:24 PM EDT

FRBA

First Bank

$448M

$17.83Financial ServicesDelayed quote: Oct 6, 2026, 12:25 PM EDT

Total return — ACIC vs FRBA

growth of $100 · dividends reinvested · last 10y

ACIC -34.3% (-4.1%/yr)FRBA +145.7% (+9.4%/yr)FRBA compounded faster over this window

ACIC FRBA

ACIC vs FRBA: by the numbers

•ACIC is the larger company ($456M vs $448M market cap).
•ACIC trades at the lower trailing earnings multiple (4.69 vs 10.55 P/E), one valuation lens rather than an overall verdict.
•ACIC converts more revenue to profit (30.33% vs 17.31% net margin).
•FRBA grew revenue faster over the past five years (20.37% vs -15.60% CAGR).
•FRBA pays a dividend (1.87% yield), while ACIC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ACIC	FRBA
P/E ratio	4.69	10.55
Forward P/E	9.81	11.03
PEG ratio	N/A	0.85
P/S ratio	1.38	1.82
P/B ratio	1.34	0.99

Profitability

Metric	ACIC	FRBA
Operating margin	40.30%	22.93%
Net margin	30.33%	17.31%
ROE	29.40%	9.39%

American Coastal Insurance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

First Bank: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACIC	FRBA
Dividend yield	N/A	1.87%
Payout ratio	N/A	19.53%

Growth (annualized)

Metric	ACIC	FRBA
Revenue CAGR (5Y)	-15.60%	20.37%
EPS CAGR (5Y)	N/A	12.30%
Total return CAGR (5Y)	20.03%	6.03%

Frequently asked

Which has the lower trailing P/E, ACIC or FRBA?: ACIC has the lower trailing P/E: ACIC trades at 4.69 and FRBA at 10.55. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACIC or FRBA?: Over the past five years, FRBA grew revenue faster — ACIC at a -15.60% CAGR versus FRBA at 20.37%.
Does ACIC or FRBA pay a bigger dividend?: FRBA pays a dividend (1.87% yield), while ACIC is a former payer with no current dividend run rate.
Is ACIC or FRBA more profitable?: ACIC runs the higher net margin — ACIC at 30.33% versus FRBA at 17.31%.
How have ACIC and FRBA total returns compared?: Over the past 10 years, ACIC delivered -3.70% and FRBA delivered 9.27% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACIC analysis Full FRBA analysis Interactive comparison tool

Dig into the metrics

American Coastal Insurance P/E ratio First Bank P/E ratio First Bank dividend yield American Coastal Insurance ROE First Bank ROE American Coastal Insurance operating margin First Bank operating margin American Coastal Insurance revenue growth First Bank revenue growth

American Coastal Insurance & First Bank appear in these rankings

Fastest Revenue Growth Stocks Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.