Basis: FMP quote price / unrounded diluted EPS from four consecutive issuer fiscal quarters. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the P/E ratio high or low?
The P/E ratio of 4.69 is 31% below its 3-year average of 6.83, around the middle of its 3-year range (1.40–9.63).
As of 2026-10-06T21:30:35.366Z. 19.40% below its 12-month average of 5.82.
Calculation as of: 2026-10-06T21:30:35.366Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: e1013aec45fb3253bc6274decb342ecd85b4c7481144cb1158301b86f6df5895
PE Ratio (4.69) = Close Price ($9.42) / Diluted TTM EPS ($2.01)
PE RATIO
4.69
PE RATIO AVG TTM
5.82
PE RATIO AVG 3Y
6.83
PE RATIO AVG 5Y
6.83
PE RATIO AVG 10Y
20.63
PE RATIO AVG 15Y
8.74
PE RATIO AVG 20Y
7.78
CURRENT VS TTM AVG
-19.40%
CURRENT VS 3Y AVG
-31.29%
CURRENT VS 5Y AVG
-31.29%
CURRENT VS 10Y AVG
-77.26%
CURRENT VS 15Y AVG
-46.36%
CURRENT VS 20Y AVG
-39.73%
SECTOR MEDIAN · FINANCIAL SERVICES
13.79
median of 554 covered companies
CURRENT VS SECTOR MEDIAN
-65.98%
vs the sector median at left
American Coastal Insurance Corporation
Market Cap
$456.53M
PE Ratio
4.69
TTM Avg
5.82
3Y Avg
6.83
5Y Avg
6.83
Market Cap
$455.62M
PE Ratio
17.23
TTM Avg
15.56
3Y Avg
13.17
5Y Avg
13.16
Market Cap
$471.94M
PE Ratio
74.68
TTM Avg
172.99
3Y Avg
172.99
5Y Avg
172.99
Market Cap
$472.31M
PE Ratio
41.33
TTM Avg
63.13
3Y Avg
63.13
5Y Avg
63.13
| NAME | MARKET CAP | PE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| American Coastal Insurance Corporation (ACIC) | $456.53M | 4.69 | 5.82 | 6.83 | 6.83 |
| Citizens & Northern Corporation (CZNC)vs › | $455.62M | 17.23 | 15.56 | 13.17 | 13.16 |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| First Bank (FRBA)vs › | $443.62M | 10.44 | 9.85 | 10.42 | 9.32 |
| Bank of Marin Bancorp (BMRC)vs › | $443.60M | 6.73 | 24.93 | 22.37 | 17.19 |
| RBB Bancorp (RBB)vs › | $442.03M | 10.74 | 12.52 | 10.90 | 9.31 |
| AMERISAFE, Inc. (AMSF)vs › | $441.41M | 9.52 | 13.40 | 15.25 | 16.17 |
| Gores Holdings X, Inc. (GTEN)vs › | $471.94M | 74.68 | 172.99 | 172.99 | 172.99 |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $472.31M | 41.33 | 63.13 | 63.13 | 63.13 |
| Pioneer Bancorp, Inc. (PBFS)vs › | $439.72M | 25.41 | 19.16 | 16.26 | 40.28 |
At 4.7, P/E is below its 19-year median — higher than 20% of readings in its 19-year history.
19-year low
1.2
median
8.6
19-year high
1673.0
Trailing P/E
4.7
Forward P/E
9.8
Forward P/E is calculated using analyst consensus EPS estimates for the current or next fiscal year.
Calculation:
Current Price
$9.42
Forward EPS (Est.)
$0.96
Forward P/E
9.81
Source: FMP Analyst Consensus Estimates. Forward EPS represents the average analyst estimate for the nearest fiscal year.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | PE RATIO |
|---|---|
| 2026-10-05 | 4.62 |
| 2026-10-02 | 4.64 |
| 2026-10-01 | 4.60 |
| 2026-09-30 | 4.50 |
| 2026-09-29 | 4.60 |
| 2026-09-28 | 4.61 |
| 2026-09-25 | 4.68 |
| 2026-09-24 | 4.51 |
| 2026-09-23 | 4.53 |
| 2026-09-22 | 4.58 |
| 2026-09-21 | 4.57 |
| 2026-09-18 | 4.57 |
| 2026-09-17 | 4.56 |
| 2026-09-16 | 4.57 |
| 2026-09-15 | 4.55 |
| 2026-09-14 | 4.66 |
| 2026-09-11 | 4.65 |
| 2026-09-10 | 4.65 |
| 2026-09-09 | 4.62 |
| 2026-09-08 | 4.63 |
| 2026-09-04 | 4.75 |
| 2026-09-03 | 4.75 |
| 2026-09-02 | 4.68 |
| 2026-09-01 | 4.66 |
| 2026-08-31 | 4.71 |
| 2026-08-28 | 4.73 |
| 2026-08-27 | 4.69 |
| 2026-08-26 | 4.73 |
| 2026-08-25 | 4.68 |
| 2026-08-24 | 4.65 |
| 2026-08-21 | 4.57 |
| 2026-08-20 | 4.58 |
| 2026-08-19 | 4.70 |
| 2026-08-18 | 4.73 |
| 2026-08-17 | 4.70 |
| 2026-08-14 | 4.91 |
| 2026-08-13 | 4.86 |
| 2026-08-12 | 4.89 |
| 2026-08-11 | 4.89 |
| 2026-08-10 | 4.74 |
| 2026-08-07 | 4.97 |
| 2026-08-06 | 4.90 |
| 2026-08-05 | 5.21 |
| 2026-08-04 | 5.25 |
| 2026-08-03 | 5.20 |
| 2026-07-31 | 5.06 |
| 2026-07-30 | 5.06 |
| 2026-07-29 | 5.26 |
| 2026-07-28 | 5.17 |
| 2026-07-27 | 4.96 |
| 2026-07-24 | 4.90 |
| 2026-07-23 | 4.76 |
| 2026-07-22 | 4.73 |
| 2026-07-21 | 4.85 |
| 2026-07-20 | 4.91 |
| 2026-07-17 | 4.88 |
| 2026-07-16 | 4.94 |
| 2026-07-15 | 4.82 |
| 2026-07-14 | 5.16 |
| 2026-07-13 | 5.32 |
| 2026-07-10 | 5.32 |
| 2026-07-09 | 5.32 |
| 2026-07-08 | 5.51 |
| 2026-07-07 | 5.49 |
| 2026-07-06 | 5.40 |
| 2026-07-02 | 5.50 |
| 2026-07-01 | 5.42 |
| 2026-06-30 | 5.29 |
| 2026-06-29 | 5.29 |
| 2026-06-26 | 5.31 |
| 2026-06-25 | 5.12 |
| 2026-06-24 | 5.21 |
| 2026-06-23 | 5.21 |
| 2026-06-22 | 5.11 |
| 2026-06-18 | 5.00 |
| 2026-06-17 | 5.00 |
| 2026-06-16 | 5.03 |
| 2026-06-15 | 4.93 |
| 2026-06-12 | 4.98 |
| 2026-06-11 | 4.97 |
| 2026-06-10 | 4.97 |
| 2026-06-09 | 4.89 |
| 2026-06-08 | 4.86 |
| 2026-06-05 | 4.90 |
| 2026-06-04 | 4.80 |
| 2026-06-03 | 4.71 |
| 2026-06-02 | 4.97 |
| 2026-06-01 | 4.99 |
| 2026-05-29 | 4.98 |
| 2026-05-28 | 5.01 |
| 2026-05-27 | 5.10 |
| 2026-05-26 | 5.13 |
| 2026-05-22 | 5.14 |
| 2026-05-21 | 5.17 |
| 2026-05-20 | 5.21 |
| 2026-05-19 | 5.27 |
| 2026-05-18 | 5.27 |
| 2026-05-15 | 5.17 |
| 2026-05-14 | 5.06 |
| 2026-05-13 | 5.11 |
| 2026-05-12 | 5.04 |
| 2026-05-11 | 4.75 |
| 2026-05-08 | 4.92 |
| 2026-05-07 | 5.07 |
| 2026-05-06 | 4.88 |
| 2026-05-05 | 5.55 |
| 2026-05-04 | 5.44 |
| 2026-05-01 | 5.52 |
| 2026-04-30 | 5.56 |
| 2026-04-29 | 5.54 |
| 2026-04-28 | 5.72 |
| 2026-04-27 | 5.66 |
| 2026-04-24 | 5.62 |
| 2026-04-23 | 5.58 |
| 2026-04-22 | 5.46 |
| 2026-04-21 | 5.54 |
| 2026-04-20 | 5.57 |
| 2026-04-17 | 5.57 |
| 2026-04-16 | 5.51 |
| 2026-04-15 | 5.48 |
| 2026-04-14 | 5.43 |
| 2026-04-13 | 5.36 |
| 2026-04-10 | 5.36 |
| 2026-04-09 | 5.48 |
| 2026-04-08 | 5.36 |
| 2026-04-07 | 5.26 |
| 2026-04-06 | 5.19 |
| 2026-04-02 | 5.13 |
| 2026-04-01 | 5.14 |
| 2026-03-31 | 5.26 |
| 2026-03-30 | 5.29 |
| 2026-03-27 | 5.20 |
| 2026-03-26 | 5.37 |
| 2026-03-25 | 5.33 |
| 2026-03-24 | 5.28 |
| 2026-03-23 | 5.31 |
| 2026-03-20 | 5.17 |
| 2026-03-19 | 5.17 |
| 2026-03-18 | 5.27 |
| 2026-03-17 | 5.34 |
| 2026-03-16 | 5.31 |
| 2026-03-13 | 5.29 |
| 2026-03-12 | 5.28 |
| 2026-03-11 | 5.21 |
| 2026-03-10 | 5.41 |
| 2026-03-09 | 5.37 |
| 2026-03-06 | 5.43 |
| 2026-03-05 | 5.43 |
| 2026-03-04 | 5.46 |
| 2026-03-03 | 5.42 |
| 2026-03-02 | 6.75 |
| 2026-02-27 | 6.66 |
| 2026-02-26 | 6.64 |
| 2026-02-25 | 6.59 |
| 2026-02-24 | 6.46 |
| 2026-02-23 | 6.25 |
| 2026-02-20 | 6.37 |
| 2026-02-19 | 6.51 |
| 2026-02-18 | 6.44 |
| 2026-02-17 | 6.60 |
| 2026-02-13 | 6.49 |
| 2026-02-12 | 6.47 |
| 2026-02-11 | 6.47 |
| 2026-02-10 | 6.51 |
| 2026-02-09 | 6.42 |
| 2026-02-06 | 6.61 |
| 2026-02-05 | 6.58 |
| 2026-02-04 | 6.54 |
| 2026-02-03 | 6.47 |
| 2026-02-02 | 6.56 |
| 2026-01-30 | 6.46 |
| 2026-01-29 | 6.42 |
| 2026-01-28 | 6.32 |
| 2026-01-27 | 6.35 |
| 2026-01-26 | 6.45 |
| 2026-01-23 | 6.47 |
| 2026-01-22 | 6.53 |
| 2026-01-21 | 6.57 |
| 2026-01-20 | 6.45 |
| 2026-01-16 | 6.47 |
| 2026-01-15 | 6.58 |
| 2026-01-14 | 6.60 |
| 2026-01-13 | 6.48 |
| 2026-01-12 | 6.59 |
| 2026-01-09 | 6.61 |
| 2026-01-08 | 6.84 |
| 2026-01-07 | 6.63 |
| 2026-01-06 | 6.52 |
| 2026-01-05 | 6.68 |
| 2026-01-02 | 6.65 |
| 2025-12-31 | 7.39 |
| 2025-12-30 | 7.35 |
| 2025-12-29 | 7.30 |
| 2025-12-26 | 7.33 |
| 2025-12-24 | 7.42 |
| 2025-12-23 | 7.43 |
| 2025-12-22 | 7.53 |
| 2025-12-19 | 7.45 |
| 2025-12-18 | 7.62 |
| 2025-12-17 | 7.47 |
| 2025-12-16 | 7.49 |
| 2025-12-15 | 7.50 |
| 2025-12-12 | 7.41 |
| 2025-12-11 | 7.40 |
| 2025-12-10 | 7.16 |
| 2025-12-09 | 7.13 |
| 2025-12-08 | 6.97 |
| 2025-12-05 | 7.08 |
| 2025-12-04 | 7.13 |
| 2025-12-03 | 7.18 |
| 2025-12-02 | 7.08 |
| 2025-12-01 | 6.92 |
| 2025-11-28 | 6.99 |
| 2025-11-26 | 7.02 |
| 2025-11-25 | 6.99 |
| 2025-11-24 | 6.93 |
| 2025-11-21 | 6.84 |
| 2025-11-20 | 6.57 |
| 2025-11-19 | 6.64 |
| 2025-11-18 | 6.81 |
| 2025-11-17 | 6.82 |
| 2025-11-14 | 6.83 |
| 2025-11-13 | 6.99 |
| 2025-11-12 | 7.04 |
| 2025-11-11 | 7.04 |
| 2025-11-10 | 7.00 |
| 2025-11-07 | 7.10 |
| 2025-11-06 | 7.48 |
| 2025-11-05 | 7.61 |
| 2025-11-04 | 7.40 |
| 2025-11-03 | 7.20 |
| 2025-10-31 | 7.26 |
| 2025-10-30 | 7.20 |
| 2025-10-29 | 7.31 |
| 2025-10-28 | 7.13 |
| 2025-10-27 | 7.24 |
| 2025-10-24 | 7.29 |
| 2025-10-23 | 7.28 |
| 2025-10-22 | 7.32 |
| 2025-10-21 | 7.28 |
| 2025-10-20 | 7.26 |
| 2025-10-17 | 7.23 |
| 2025-10-16 | 7.15 |
| 2025-10-15 | 7.44 |
| 2025-10-14 | 7.55 |
| 2025-10-13 | 7.36 |
| 2025-10-10 | 7.25 |
| 2025-10-09 | 7.39 |
| 2025-10-08 | 7.55 |
| 2025-10-07 | 7.43 |
| 2025-10-06 | 7.27 |
| 2025-10-03 | 7.15 |
| 2025-10-02 | 7.00 |
| 2025-10-01 | 6.84 |
| 2025-09-30 | 6.99 |
| 2025-09-29 | 6.91 |
| 2025-09-26 | 7.10 |
| 2025-09-25 | 6.94 |
| 2025-09-24 | 6.93 |
| 2025-09-23 | 6.85 |
Showing the most recent 260 of 3,208 data points. The chart above shows the full history.
