Which has the lower trailing P/E, ACIC or RBB?

ACIC has the lower trailing P/E: ACIC trades at 4.67 and RBB at 10.72. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACIC or RBB?

Over the past five years, RBB grew revenue faster — ACIC at a -15.60% CAGR versus RBB at 8.66%.

Does ACIC or RBB pay a bigger dividend?

RBB pays a dividend (2.44% yield), while ACIC is a former payer with no current dividend run rate.

Is ACIC or RBB more profitable?

ACIC runs the higher net margin — ACIC at 30.33% versus RBB at 17.26%.

How have ACIC and RBB total returns compared?

Over the past 5 years, ACIC delivered 20.03% and RBB delivered 4.03% annualized total return. Past performance doesn't predict future results.

American Coastal Insurance Corporation (ACIC) vs RBB Bancorp (RBB)

A side-by-side comparison of American Coastal Insurance Corporation and RBB Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACIC

American Coastal Insurance Corporation

$455M

$9.39Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

RBB

RBB Bancorp

$441M

$26.05Financial ServicesDelayed quote: Oct 6, 2026, 1:55 PM EDT

Total return — ACIC vs RBB

growth of $100 · dividends reinvested · last 9y

ACIC -32.0% (-4.2%/yr)RBB +42.7% (+4.0%/yr)RBB compounded faster over this window

ACIC RBB

ACIC vs RBB: by the numbers

•ACIC is the larger company ($455M vs $441M market cap).
•ACIC trades at the lower trailing earnings multiple (4.67 vs 10.72 P/E), one valuation lens rather than an overall verdict.
•ACIC converts more revenue to profit (30.33% vs 17.26% net margin).
•RBB grew revenue faster over the past five years (8.66% vs -15.60% CAGR).
•RBB pays a dividend (2.44% yield), while ACIC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ACIC	RBB
P/E ratio	4.67	10.72
Forward P/E	9.78	10.86
PEG ratio	N/A	5.13
P/S ratio	1.38	1.82
P/B ratio	1.34	0.82

Profitability

Metric	ACIC	RBB
Operating margin	40.30%	23.06%
Net margin	30.33%	17.26%
ROE	29.40%	7.80%

American Coastal Insurance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

RBB Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACIC	RBB
Dividend yield	N/A	2.44%
Payout ratio	N/A	26.34%

Growth (annualized)

Metric	ACIC	RBB
Revenue CAGR (5Y)	-15.60%	8.66%
EPS CAGR (5Y)	N/A	2.08%
Total return CAGR (5Y)	20.03%	4.03%

Frequently asked

Which has the lower trailing P/E, ACIC or RBB?: ACIC has the lower trailing P/E: ACIC trades at 4.67 and RBB at 10.72. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACIC or RBB?: Over the past five years, RBB grew revenue faster — ACIC at a -15.60% CAGR versus RBB at 8.66%.
Does ACIC or RBB pay a bigger dividend?: RBB pays a dividend (2.44% yield), while ACIC is a former payer with no current dividend run rate.
Is ACIC or RBB more profitable?: ACIC runs the higher net margin — ACIC at 30.33% versus RBB at 17.26%.
How have ACIC and RBB total returns compared?: Over the past 5 years, ACIC delivered 20.03% and RBB delivered 4.03% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACIC analysis Full RBB analysis Interactive comparison tool

Dig into the metrics

American Coastal Insurance P/E ratio RBB Bancorp P/E ratio RBB Bancorp dividend yield American Coastal Insurance ROE RBB Bancorp ROE American Coastal Insurance operating margin RBB Bancorp operating margin American Coastal Insurance revenue growth RBB Bancorp revenue growth

American Coastal Insurance & RBB Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.