Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the operating margin high or low?
The operating margin of 23.06% is 23% below its 5-year average of 29.77%, around the middle of its 5-year range (5.84%–53.96%).
2.18% above its 12-month average of 22.57%.
Reported quarterly operating margin; no daily interpolation. Q2 FY2026 (2026-06-30): 23.40%.
OPERATING MARGIN
23.06%
OPERATING MARGIN AVG TTM
22.57%
OPERATING MARGIN AVG 3Y
20.72%
OPERATING MARGIN AVG 5Y
29.77%
OPERATING MARGIN AVG 10Y
35.33%
OPERATING MARGIN AVG 15Y
N/A
OPERATING MARGIN AVG 20Y
N/A
CURRENT VS TTM AVG
+2.18%
CURRENT VS 3Y AVG
+11.31%
CURRENT VS 5Y AVG
-22.53%
CURRENT VS 10Y AVG
-34.74%
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
16.09%
median of 716 covered companies
CURRENT VS SECTOR MEDIAN
+43.32%
vs the sector median at left
Market Cap
$441.41M
Operating Margin
18.55%
TTM Avg
20.45%
3Y Avg
22.26%
5Y Avg
24.28%
Market Cap
$443.60M
Operating Margin
29.21%
TTM Avg
8.66%
3Y Avg
20.21%
5Y Avg
26.04%
Market Cap
$439.72M
Operating Margin
15.89%
TTM Avg
29.10%
3Y Avg
27.64%
5Y Avg
23.01%
Market Cap
$437.94M
Operating Margin
0.00%
TTM Avg
0.00%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$435.59M
Operating Margin
194.62%
TTM Avg
140.64%
3Y Avg
1290.84%
5Y Avg
888.77%
Market Cap
$448.81M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$434.70M
Operating Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | OPERATING MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| RBB Bancorp (RBB) | $442.03M | 23.06% | 22.57% | 20.72% | 29.77% |
| AMERISAFE, Inc. (AMSF)vs › | $441.41M | 18.55% | 20.45% | 22.26% | 24.28% |
| Bank of Marin Bancorp (BMRC)vs › | $443.60M | 29.21% | 8.66% | 20.21% | 26.04% |
| First Bank (FRBA)vs › | $443.62M | 22.93% | 23.63% | 26.38% | 30.00% |
| Pioneer Bancorp, Inc. (PBFS)vs › | $439.72M | 15.89% | 29.10% | 27.64% | 23.01% |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | 0.00% | 0.00% | 0.00% | 0.00% |
| PIMCO California Municipal Income Fund (PCQ)vs › | $435.59M | 194.62% | 140.64% | 1290.84% | 888.77% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $434.70M | N/A | N/A | N/A | N/A |
| KRAKacquisition Corp Class A Ordinary Shares (KRAQ)vs › | $433.84M | 0.00% | 0.00% | 0.00% | 0.00% |
Operating Margin
23.1%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Operating Margin = Operating Income / Revenue
Operating margin is the percentage of revenue remaining after operating expenses, reflecting operating efficiency.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | OPERATING MARGIN |
|---|---|
| 2026-06-30 | 23.40% |
| 2026-03-31 | 25.71% |
| 2025-12-31 | 21.25% |
| 2025-09-30 | 21.85% |
| 2025-06-30 | 20.63% |
| 2025-03-31 | 5.84% |
| 2024-12-31 | 8.83% |
| 2024-09-30 | 15.90% |
| 2024-06-30 | 17.33% |
| 2024-03-31 | 19.39% |
| 2023-12-31 | 27.48% |
| 2023-09-30 | 20.72% |
| 2023-06-30 | 26.09% |
| 2023-03-31 | 27.69% |
| 2022-12-31 | 46.07% |
| 2022-09-30 | 47.09% |
| 2022-06-30 | 48.85% |
| 2022-03-31 | 49.42% |
| 2021-12-31 | 53.96% |
| 2021-09-30 | 50.47% |
| 2021-06-30 | 47.14% |
| 2021-03-31 | 43.65% |
| 2020-12-31 | 39.42% |
| 2020-09-30 | 32.10% |
| 2020-06-30 | 25.93% |
| 2020-03-31 | 25.91% |
| 2019-12-31 | 37.38% |
| 2019-09-30 | 31.24% |
| 2019-06-30 | 35.18% |
| 2019-03-31 | 34.39% |
| 2018-12-31 | 34.81% |
| 2018-09-30 | 39.03% |
| 2018-06-30 | 46.78% |
| 2018-03-31 | 46.08% |
| 2017-12-31 | 48.95% |
| 2017-09-30 | 48.02% |
| 2017-06-30 | 69.86% |
| 2017-03-31 | 48.89% |
| 2016-12-31 | 47.83% |
| 2016-09-30 | 45.97% |
| 2016-06-30 | 42.11% |
| 2016-03-31 | 30.56% |
| 2015-12-31 | -46.69% |
| 2015-09-30 | 49.58% |
| 2015-06-30 | 100.00% |
| 2015-03-31 | 51.73% |
| 2014-12-31 | -59.43% |
| 2014-09-30 | 100.00% |
| 2014-06-30 | 45.52% |
| 2014-03-31 | 48.93% |
| 2013-12-31 | -76.26% |
| 2013-09-30 | 48.37% |
| 2013-06-30 | 26.20% |
| 2013-03-31 | 30.49% |
