RBB Bancorp (RBB) Financials: History & Chart

RBB Bancorp(RBB)

Banks - Regional · Los Angeles, CA

$26.10-0.12 (-0.46%)

Delayed quote: Oct 6, 2026, 4:00 PM EDT

About RBB Bancorp

RBB Bancorp, founded in 2008 and headquartered in Los Angeles, California, functions as the parent entity for Royal Business Bank. The bank specializes in offering a comprehensive suite of financial products and banking services primarily to the Chinese-American, Korean-American, and other Asian-American populations. Its deposit offerings include checking, savings, and money market accounts, along with certificates of deposit. For lending, RBB Bancorp provides commercial and industrial lines of credit, term loans, mortgage warehouse facilities, and international trade discount financing. The institution also funds commercial real estate transactions, residential and commercial development, land acquisition, and construction projects, alongside offering Small Business Administration (SBA) loans and single-family residential mortgages. Furthermore, the bank delivers international banking services such as letters of credit, SWIFT transfers, export advisory, trade finance discounts, and foreign exchange. Modern conveniences like remote deposit, online banking, and mobile banking are also available. Its diverse client base spans individuals, businesses, municipalities, and various other organizations. As of December 31, 2021, RBB Bancorp maintained a network of 23 branch locations, situated in the Western region across Los Angeles, Orange, and Ventura Counties in California, Clark County in Nevada, and Honolulu, Hawaii, as well as in the Eastern region, including Manhattan, Brooklyn, and Queens in New York, Chicago, Illinois, and Edison, New Jersey.

Los Angeles, CA

369 employees

www.royalbusinessbankusa.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Johnny Lee

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	241.92M	60.18M	61.05M	60.00M	60.69M	62.68M	54.63M	57.28M	60.17M
Cost of Goods Sold	110.20M	27.07M	26.10M	28.29M	28.74M	29.26M	32.92M	34.58M	33.18M
Gross Profit	131.72M	33.10M	34.95M	31.71M	31.95M	33.42M	21.71M	22.71M	26.99M
Gross Profit Margin	54.4%	55.0%	57.3%	52.9%	52.6%	53.3%	39.7%	39.6%	44.9%
Total Operating Expenses	75.93M	19.02M	19.26M	18.96M	18.68M	20.49M	18.52M	17.65M	17.42M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	55.17M	15.68M	16.80M	10.94M	11.76M	12.17M	11.74M	11.04M	11.12M
Operating Income (EBIT)	55.79M	14.08M	15.70M	12.75M	13.26M	12.93M	3.19M	5.06M	9.57M
Operating Margin	23.1%	23.4%	25.7%	21.3%	21.9%	20.6%	5.8%	8.8%	15.9%
Income Before Tax (EBT)	55.79M	14.08M	15.70M	12.75M	13.26M	12.93M	3.19M	5.06M	9.57M
Interest Income	228.22M	57.16M	56.80M	57.19M	57.06M	53.88M	52.01M	54.23M	54.10M
Interest Expense	109.17M	27.07M	26.30M	27.68M	28.11M	26.87M	26.17M	28.58M	29.88M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	41.77M	10.14M	11.30M	10.18M	10.15M	9.33M	2.29M	4.38M	7.00M
Income Tax Expense	14.03M	3.94M	4.40M	2.57M	3.11M	3.60M	900K	672K	2.57M
Net Profit Margin	17.3%	16.9%	18.5%	17.0%	16.7%	14.9%	4.2%	7.7%	11.6%
EBITDA	62.36M	14.08M	17.90M	14.92M	15.46M	15.16M	5.39M	7.40M	11.86M
EBITDA Margin	25.8%	23.4%	29.3%	24.9%	25.5%	24.2%	9.9%	12.9%	19.7%
Depreciation & Amortization	6.57M	0.00	2.20M	2.17M	2.20M	2.23M	2.20M	2.34M	2.29M
EPS Basic	2.44	0.60	0.66	0.60	0.58	0.53	0.13	0.25	0.39
EPS Diluted	2.43	0.59	0.66	0.59	0.59	0.52	0.13	0.25	0.39
Weighted Average Basic Shares	17.01M	17.01M	17.06M	17.05M	17.56M	17.74M	17.73M	17.81M	17.81M
Weighted Average Diluted Shares	17.14M	17.14M	17.17M	17.14M	17.62M	17.78M	17.77M	17.89M	17.89M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	238.00M	232.00M	236.13M	191.47M	165.81M	153.08M	159.90M	113.57M
Cost of Goods Sold	119.20M	127.15M	105.22M	36.35M	26.68M	46.10M	47.11M	26.73M
Gross Profit	118.80M	104.84M	130.91M	155.11M	139.13M	106.97M	112.79M	86.84M
Gross Profit Margin	49.9%	45.2%	55.4%	81.0%	83.9%	69.9%	70.5%	76.5%
Total Operating Expenses	76.66M	69.16M	70.66M	63.77M	58.19M	59.51M	57.47M	40.64M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	46.61M	44.34M	43.02M	40.00M	37.41M	36.44M	41.57M	29.14M
Operating Income (EBIT)	42.13M	35.68M	60.25M	91.34M	80.94M	47.46M	55.32M	46.21M
Operating Margin	17.7%	15.4%	25.5%	47.7%	48.8%	31.0%	34.6%	40.7%
Income Before Tax (EBT)	42.13M	35.68M	60.25M	91.34M	80.94M	47.46M	55.32M	46.21M
Interest Income	220.15M	215.35M	220.02M	180.03M	146.19M	138.55M	140.65M	101.47M
Interest Expense	108.84M	117.30M	101.86M	31.42M	22.72M	34.37M	44.86M	23.65M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	31.95M	26.66M	42.47M	64.33M	56.91M	32.93M	39.21M	36.10M
Income Tax Expense	10.19M	9.01M	17.78M	27.02M	24.03M	14.53M	16.11M	10.10M
Net Profit Margin	13.4%	11.5%	18.0%	33.6%	34.3%	21.5%	24.5%	31.8%
EBITDA	48.77M	44.93M	69.87M	102.36M	94.47M	55.28M	62.09M	51.34M
EBITDA Margin	20.5%	19.4%	29.6%	53.5%	57.0%	36.1%	38.8%	45.2%
Depreciation & Amortization	6.64M	9.25M	9.63M	11.02M	13.54M	7.82M	6.77M	5.13M
EPS Basic	1.84	1.47	2.24	3.37	2.92	1.66	1.96	2.13
EPS Diluted	1.83	1.47	2.24	3.33	2.86	1.65	1.92	2.03
Weighted Average Basic Shares	17.05M	18.12M	18.96M	19.10M	19.42M	19.76M	20.02M	17.15M
Weighted Average Diluted Shares	17.14M	18.18M	18.98M	19.33M	19.83M	19.92M	20.39M	17.97M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.