Pioneer Bancorp, Inc. (PBFS) vs RBB Bancorp (RBB)
A side-by-side comparison of Pioneer Bancorp, Inc. and RBB Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — PBFS vs RBB
growth of $100 · dividends reinvested · last 7yPBFS vs RBB: by the numbers
- •PBFS is the larger company ($443M vs $442M market cap).
- •RBB trades at the lower trailing earnings multiple (10.75 vs 25.61 P/E), one valuation lens rather than an overall verdict.
- •RBB converts more revenue to profit (17.26% vs 12.49% net margin).
- •PBFS grew revenue faster over the past five years (17.71% vs 8.66% CAGR).
- •RBB pays a dividend (2.44% yield), while PBFS has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | PBFS | RBB |
|---|---|---|
| P/E ratio | 25.61 | 10.75 |
| Forward P/E | N/A | 10.89 |
| PEG ratio | 0.32 | 5.14 |
| P/S ratio | 3.29 | 1.83 |
| P/B ratio | N/A | 0.83 |
Profitability
| Metric | PBFS | RBB |
|---|---|---|
| Operating margin | 15.89% | 23.06% |
| Net margin | 12.49% | 17.26% |
| ROE | 5.13% | 7.80% |
Pioneer Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
RBB Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | PBFS | RBB |
|---|---|---|
| Dividend yield | N/A | 2.44% |
| Payout ratio | N/A | 26.34% |
Growth (annualized)
| Metric | PBFS | RBB |
|---|---|---|
| Revenue CAGR (5Y) | 17.71% | 8.66% |
| EPS CAGR (5Y) | 80.78% | 2.08% |
| Total return CAGR (5Y) | 6.35% | 4.03% |
Frequently asked
- Which has the lower trailing P/E, PBFS or RBB?
- RBB has the lower trailing P/E: PBFS trades at 25.61 and RBB at 10.75. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PBFS or RBB?
- Over the past five years, PBFS grew revenue faster — PBFS at a 17.71% CAGR versus RBB at 8.66%.
- Does PBFS or RBB pay a bigger dividend?
- RBB pays a dividend (2.44% yield), while PBFS has no payments in the available dividend history.
- Is PBFS or RBB more profitable?
- RBB runs the higher net margin — PBFS at 12.49% versus RBB at 17.26%.
- How have PBFS and RBB total returns compared?
- Over the past 5 years, PBFS delivered 6.35% and RBB delivered 4.03% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Pioneer Bancorp & RBB Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.