Which has the lower trailing P/E, ACIC or BMRC?

ACIC has the lower trailing P/E: ACIC trades at 4.62 and BMRC at 6.74. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACIC or BMRC?

Over the past five years, BMRC grew revenue faster — ACIC at a -15.60% CAGR versus BMRC at 13.73%.

Does ACIC or BMRC pay a bigger dividend?

BMRC pays a dividend (3.65% yield), while ACIC is a former payer with no current dividend run rate.

Is ACIC or BMRC more profitable?

BMRC runs the higher net margin — ACIC at 30.33% versus BMRC at 32.28%.

How have ACIC and BMRC total returns compared?

Over the past 10 years, ACIC delivered -3.70% and BMRC delivered 4.09% annualized total return. Past performance doesn't predict future results.

American Coastal Insurance Corporation (ACIC) vs Bank of Marin Bancorp (BMRC)

A side-by-side comparison of American Coastal Insurance Corporation and Bank of Marin Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACIC

American Coastal Insurance Corporation

$450M

$9.28Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

BMRC

Bank of Marin Bancorp

$444M

$27.42Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — ACIC vs BMRC

growth of $100 · dividends reinvested · last 10y

ACIC -29.3% (-3.4%/yr)BMRC +50.6% (+4.2%/yr)BMRC compounded faster over this window

ACIC BMRC

ACIC vs BMRC: by the numbers

•ACIC is the larger company ($450M vs $444M market cap).
•ACIC trades at the lower trailing earnings multiple (4.62 vs 6.74 P/E), one valuation lens rather than an overall verdict.
•BMRC converts more revenue to profit (32.28% vs 30.33% net margin).
•BMRC grew revenue faster over the past five years (13.73% vs -15.60% CAGR).
•BMRC pays a dividend (3.65% yield), while ACIC is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	ACIC	BMRC
P/E ratio	4.62	6.74
Forward P/E	9.67	12.02
PEG ratio	N/A	1.60
P/S ratio	1.36	2.21
P/B ratio	1.32	1.12

Profitability

Metric	ACIC	BMRC
Operating margin	40.30%	29.21%
Net margin	30.33%	32.28%
ROE	29.40%	16.34%

American Coastal Insurance Corporation: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank of Marin Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACIC	BMRC
Dividend yield	N/A	3.65%
Payout ratio	N/A	24.57%

Growth (annualized)

Metric	ACIC	BMRC
Revenue CAGR (5Y)	-15.60%	13.73%
EPS CAGR (5Y)	N/A	4.11%
Total return CAGR (5Y)	20.03%	-2.35%

Frequently asked

Which has the lower trailing P/E, ACIC or BMRC?: ACIC has the lower trailing P/E: ACIC trades at 4.62 and BMRC at 6.74. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACIC or BMRC?: Over the past five years, BMRC grew revenue faster — ACIC at a -15.60% CAGR versus BMRC at 13.73%.
Does ACIC or BMRC pay a bigger dividend?: BMRC pays a dividend (3.65% yield), while ACIC is a former payer with no current dividend run rate.
Is ACIC or BMRC more profitable?: BMRC runs the higher net margin — ACIC at 30.33% versus BMRC at 32.28%.
How have ACIC and BMRC total returns compared?: Over the past 10 years, ACIC delivered -3.70% and BMRC delivered 4.09% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACIC analysis Full BMRC analysis Interactive comparison tool

Dig into the metrics

American Coastal Insurance P/E ratio Bank of Marin Bancorp P/E ratio Bank of Marin Bancorp dividend yield American Coastal Insurance ROE Bank of Marin Bancorp ROE American Coastal Insurance operating margin Bank of Marin Bancorp operating margin American Coastal Insurance revenue growth Bank of Marin Bancorp revenue growth

American Coastal Insurance & Bank of Marin Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest ROE Stocks Highest Operating Margin Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.