Basis: FMP quote price / unrounded FMP forward EPS in the trading currency, available after its recorded retrieval time. Source: stored company filings and market data; unavailable inputs remain N/A.
The forward PE ratio is 9.81 as of 2026-10-06T20:40:20.806Z.
Consensus retrieved: 2026-10-06T08:22:09.740Z. This records retrieval, including cache reads, rather than vendor publication. The calculation uses the separately dated price and estimate available at its as-of time.
Calculation as of: 2026-10-06T20:40:20.806Z.
Quote observation: 2026-10-06T20:00:01.000Z. Amounts in USD. The price header may show a later quote.
FMP input reference: e1013aec45fb3253bc6274decb342ecd85b4c7481144cb1158301b86f6df5895
Forward PE Ratio (9.81) = Dated Quote Price ($9.42) / Consensus Forward EPS ($0.96)
FORWARD PE RATIO
9.81
SECTOR MEDIAN · FINANCIAL SERVICES
11.14
median of 402 covered companies
CURRENT VS SECTOR MEDIAN
-11.94%
vs the sector median at left
American Coastal Insurance Corporation
Market Cap
$456.53M
Forward PE Ratio
9.81
Market Cap
$472.31M
Forward PE Ratio
N/A
| NAME | MARKET CAP | FORWARD PE RATIO |
|---|---|---|
| American Coastal Insurance Corporation (ACIC) | $456.53M | 9.81 |
| Citizens & Northern Corporation (CZNC)vs › | $455.62M | 11.72 |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A |
| First Bank (FRBA)vs › | $443.62M | 10.92 |
| Bank of Marin Bancorp (BMRC)vs › | $443.60M | 12.01 |
| RBB Bancorp (RBB)vs › | $442.03M | 10.88 |
| AMERISAFE, Inc. (AMSF)vs › | $441.41M | 11.95 |
| Gores Holdings X, Inc. (GTEN)vs › | $471.94M | N/A |
| Cantor Equity Partners IV, Inc. Class A Ordinary Shares (CEPF)vs › | $472.31M | N/A |
| Pioneer Bancorp, Inc. (PBFS)vs › | $439.72M | N/A |
Trailing P/E
4.7
reported TTM EPS
Forward P/E
9.8
consensus EPS · fiscal year ending 2026-12-31
The gap between the two multiples is the consensus growth expectation: analysts' forward EPS of $0.96 implies -52.2% EPS decline vs the reported trailing $2.01.
At the dated quote price of $9.42, each upcoming fiscal year's consensus EPS implies a different multiple — how quickly the price is "paid down" by expected earnings if the estimates hold.
| Fiscal year end | Consensus EPS | Estimate range | Analysts | Implied P/E |
|---|---|---|---|---|
| 2026-12-31 | $0.96 | $0.96 – $0.96 | 1 | 9.8x |
| 2027-12-31 | $1.28 | $1.28 – $1.28 | 1 | 7.4x |
| 2028-12-31 | $0.90 | $0.90 – $0.90 | 1 | 10.5x |
Source: FMP analyst consensus estimates, refreshed with the daily precompute. "n/m" = the consensus EPS is not positive, so a multiple is undefined. There is no forward P/E history chart here because charting one would require the estimates as they stood in the past, which we do not store — see the trailing P/E history for how the realized multiple has moved.
PE Ratio = Share Price / Diluted EPS (TTM)
The price-to-earnings ratio measures how much investors pay for each dollar of trailing earnings. A lower PE can indicate a cheaper valuation; a higher PE implies higher growth expectations.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
