First Bank (FRBA) Financials: History & Chart

First Bank(FRBA)

Banks - Regional · Hamilton, NJ

$17.85+0.16 (+0.90%)

Delayed quote: Oct 6, 2026, 2:00 PM EDT

About First Bank

First Bank offers a comprehensive array of financial products and services tailored for individuals, businesses, and governmental bodies. Its diverse deposit options encompass non-interest and interest-bearing demand accounts, money market and savings accounts, certificates of deposit, and specialized commercial checking solutions. For lending needs, the bank provides commercial and industrial financing; a wide variety of commercial real estate loans, including those for owner-occupied properties, investors, construction projects, and multi-family dwellings; residential real estate loans such as mortgages, first and second lien home equity loans, and revolving credit lines; and consumer loans for vehicles, personal use, and traditional installment plans. Beyond these core offerings, the institution supports modern digital banking through internet and mobile platforms, electronic bill payment, and banking by phone. Additional services include ATM and debit card provision, wire and ACH transfers, remote deposit capture, and robust cash management solutions. As of December 31, 2021, First Bank operated 18 full-service branches situated across various counties in New Jersey (Cinnaminson, Cranbury, Delanco, Denville, Ewing, Flemington, Hamilton, Lawrence, Mercerville, Pennington, Randolph, Somerset, and Williamstown) and Pennsylvania (Doylestown, Trevose, Warminster, and West Chester). Founded in 2007, the company maintains its corporate headquarters in Hamilton, New Jersey.

Hamilton, NJ

338 employees

www.myfirstbank.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Patrick L. Ryan

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Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	245.79M	59.42M	58.24M	64.54M	63.59M	61.87M	57.76M	59.02M	58.64M
Cost of Goods Sold	109.66M	24.70M	27.40M	28.93M	28.63M	27.72M	25.24M	25.48M	27.65M
Gross Profit	136.14M	34.72M	30.84M	35.61M	34.97M	34.15M	32.52M	33.54M	30.99M
Gross Profit Margin	55.4%	58.4%	53.0%	55.2%	55.0%	55.2%	56.3%	56.8%	52.9%
Total Operating Expenses	79.78M	20.15M	20.94M	19.02M	19.67M	20.87M	20.38M	19.12M	18.64M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	52.46M	13.71M	13.19M	13.33M	12.23M	12.96M	12.01M	11.42M	11.00M
Operating Income (EBIT)	56.36M	14.58M	9.90M	16.59M	15.30M	13.29M	12.13M	14.41M	12.35M
Operating Margin	22.9%	24.5%	17.0%	25.7%	24.1%	21.5%	21.0%	24.4%	21.1%
Income Before Tax (EBT)	56.36M	14.58M	9.90M	16.59M	15.30M	13.29M	12.13M	14.41M	12.35M
Interest Income	234.62M	57.27M	55.85M	60.32M	61.17M	59.17M	55.79M	56.84M	56.16M
Interest Expense	94.08M	22.47M	21.84M	24.14M	25.63M	25.16M	23.70M	25.25M	26.07M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	42.54M	10.86M	7.65M	12.32M	11.71M	10.24M	9.38M	10.50M	8.16M
Income Tax Expense	13.81M	3.72M	2.25M	4.26M	3.58M	3.05M	2.75M	3.92M	4.19M
Net Profit Margin	17.3%	18.3%	13.1%	19.1%	18.4%	16.5%	16.2%	17.8%	13.9%
EBITDA	59.45M	14.58M	10.96M	17.63M	16.28M	14.36M	13.26M	15.48M	13.46M
EBITDA Margin	24.2%	24.5%	18.8%	27.3%	25.6%	23.2%	22.9%	26.2%	23.0%
Depreciation & Amortization	3.09M	0.00	1.07M	1.04M	979K	1.07M	1.12M	1.07M	1.11M
EPS Basic	1.72	0.44	0.31	0.50	0.47	0.41	0.37	0.42	0.32
EPS Diluted	1.69	0.43	0.30	0.49	0.47	0.41	0.37	0.41	0.32
Weighted Average Basic Shares	24.92M	24.92M	24.95M	24.81M	24.84M	25.03M	25.12M	25.16M	25.17M
Weighted Average Diluted Shares	25.07M	25.07M	25.20M	24.97M	25.11M	25.23M	25.27M	25.32M	25.34M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	246.78M	229.44M	173.30M	112.38M	98.87M	95.55M	88.17M	76.19M
Cost of Goods Sold	110.52M	100.76M	77.44M	17.76M	8.99M	29.19M	29.79M	21.24M
Gross Profit	136.26M	128.68M	95.86M	94.62M	89.88M	66.37M	58.38M	54.95M
Gross Profit Margin	55.2%	56.1%	55.3%	84.2%	90.9%	69.5%	66.2%	72.1%
Total Operating Expenses	78.95M	73.53M	68.70M	46.73M	43.15M	40.39M	39.36M	33.31M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	54.93M	44.11M	37.26M	29.54M	27.46M	26.71M	24.25M	21.11M
Operating Income (EBIT)	57.30M	55.15M	27.16M	47.89M	46.72M	25.98M	19.01M	21.64M
Operating Margin	23.2%	24.0%	15.7%	42.6%	47.3%	27.2%	21.6%	28.4%
Income Before Tax (EBT)	57.30M	55.15M	27.16M	47.89M	46.72M	25.98M	19.01M	21.64M
Interest Income	236.45M	222.13M	174.02M	107.26M	91.11M	89.20M	84.17M	72.74M
Interest Expense	98.63M	99.58M	69.50M	14.89M	9.22M	19.65M	25.80M	17.79M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	43.66M	42.24M	20.90M	36.29M	35.43M	19.45M	13.45M	17.59M
Income Tax Expense	13.64M	12.90M	6.26M	11.60M	11.29M	6.53M	5.57M	4.05M
Net Profit Margin	17.7%	18.4%	12.1%	32.3%	35.8%	20.4%	15.2%	23.1%
EBITDA	61.52M	59.47M	30.01M	49.44M	48.30M	27.89M	20.70M	23.04M
EBITDA Margin	24.9%	25.9%	17.3%	44.0%	48.9%	29.2%	23.5%	30.2%
Depreciation & Amortization	4.21M	4.32M	2.85M	1.56M	1.58M	1.91M	1.69M	1.40M
EPS Basic	1.75	1.68	0.95	1.86	1.81	0.98	0.70	0.97
EPS Diluted	1.74	1.67	0.95	1.84	1.79	0.97	0.69	0.95
Weighted Average Basic Shares	24.95M	25.13M	21.94M	19.50M	19.61M	19.89M	19.10M	18.21M
Weighted Average Diluted Shares	25.10M	25.28M	22.07M	19.72M	19.82M	20.00M	19.39M	18.57M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.