Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the EBITDA margin high or low?
The EBITDA margin of 24.93% is 18% below its 5-year average of 30.51%, around the middle of its 5-year range (-0.94%–50.41%).
4.33% above its 12-month average of 23.89%.
Reported quarterly EBITDA margin; no daily interpolation. Q2 FY2026 (2026-06-30): 24.53%.
EBITDA MARGIN
24.93%
EBITDA MARGIN AVG TTM
23.89%
EBITDA MARGIN AVG 3Y
25.01%
EBITDA MARGIN AVG 5Y
30.51%
EBITDA MARGIN AVG 10Y
29.02%
EBITDA MARGIN AVG 15Y
30.33%
EBITDA MARGIN AVG 20Y
30.33%
CURRENT VS TTM AVG
+4.33%
CURRENT VS 3Y AVG
-0.31%
CURRENT VS 5Y AVG
-18.28%
CURRENT VS 10Y AVG
-14.08%
CURRENT VS 15Y AVG
-17.80%
CURRENT VS 20Y AVG
-17.80%
Market Cap
$448.81M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$443.86M
EBITDA Margin
22.41%
TTM Avg
22.41%
3Y Avg
30.18%
5Y Avg
26.29%
Market Cap
$443.11M
EBITDA Margin
30.42%
TTM Avg
10.32%
3Y Avg
22.24%
5Y Avg
28.26%
Market Cap
$440.36M
EBITDA Margin
18.78%
TTM Avg
20.73%
3Y Avg
22.64%
5Y Avg
24.63%
Market Cap
$456.49M
EBITDA Margin
48.69%
TTM Avg
44.65%
3Y Avg
35.27%
5Y Avg
21.23%
Market Cap
$458.13M
EBITDA Margin
20.11%
TTM Avg
21.00%
3Y Avg
24.01%
5Y Avg
26.28%
Market Cap
$437.94M
EBITDA Margin
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | EBITDA MARGIN | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bank (FRBA) | $448.15M | 24.93% | 23.89% | 25.01% | 30.51% |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Pioneer Bancorp, Inc. (PBFS)vs › | $443.86M | 22.41% | 22.41% | 30.18% | 26.29% |
| Bank of Marin Bancorp (BMRC)vs › | $443.11M | 30.42% | 10.32% | 22.24% | 28.26% |
| RBB Bancorp (RBB)vs › | $442.11M | 20.49% | 19.93% | 30.73% | 36.00% |
| AMERISAFE, Inc. (AMSF)vs › | $440.36M | 18.78% | 20.73% | 22.64% | 24.63% |
| American Coastal Insurance Corporation (ACIC)vs › | $456.49M | 48.69% | 44.65% | 35.27% | 21.23% |
| Citizens & Northern Corporation (CZNC)vs › | $458.13M | 20.11% | 21.00% | 24.01% | 26.28% |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | N/A | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $435.13M | N/A | N/A | N/A | N/A |
EBITDA Margin
24.9%
Operating Margin
22.9%
Net Margin
17.3%
Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Formula: EBITDA Margin = (EBITDA / Revenue) × 100
Why EBITDA Margin matters:
EBITDA Margin = EBITDA / Revenue
EBITDA margin measures operating profitability before interest, taxes, depreciation, and amortization as a percentage of revenue.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | EBITDA MARGIN |
|---|---|
| 2026-06-30 | 24.53% |
| 2026-03-31 | 18.83% |
| 2025-12-31 | 27.32% |
| 2025-09-30 | 25.59% |
| 2025-06-30 | 23.20% |
| 2025-03-31 | 22.95% |
| 2024-12-31 | 26.24% |
| 2024-09-30 | 22.95% |
| 2024-06-30 | 25.41% |
| 2024-03-31 | 29.24% |
| 2023-12-31 | 22.78% |
| 2023-09-30 | -0.94% |
| 2023-06-30 | 24.87% |
| 2023-03-31 | 27.40% |
| 2022-12-31 | 37.71% |
| 2022-09-30 | 48.23% |
| 2022-06-30 | 45.74% |
| 2022-03-31 | 45.61% |
| 2021-12-31 | 42.70% |
| 2021-09-30 | 49.87% |
| 2021-06-30 | 50.41% |
| 2021-03-31 | 52.42% |
| 2020-12-31 | 36.68% |
| 2020-09-30 | 35.24% |
| 2020-06-30 | 24.83% |
| 2020-03-31 | 20.13% |
| 2019-12-31 | 25.06% |
| 2019-09-30 | 9.75% |
| 2019-06-30 | 20.81% |
| 2019-03-31 | 27.05% |
| 2018-12-31 | 26.67% |
| 2018-09-30 | 34.78% |
| 2018-06-30 | 28.89% |
| 2018-03-31 | 30.51% |
| 2017-12-31 | 31.58% |
| 2017-09-30 | 27.92% |
| 2017-06-30 | 26.03% |
| 2017-03-31 | 26.81% |
| 2016-12-31 | 26.40% |
| 2016-09-30 | 28.76% |
| 2016-06-30 | 23.53% |
| 2016-03-31 | 22.33% |
| 2015-12-31 | 23.23% |
| 2015-09-30 | 24.35% |
| 2015-06-30 | 27.67% |
| 2015-03-31 | 43.44% |
| 2014-12-31 | 35.53% |
| 2014-09-30 | 35.76% |
| 2014-06-30 | 34.62% |
| 2014-03-31 | 35.26% |
| 2013-12-31 | 25.71% |
| 2013-09-30 | 32.47% |
| 2013-06-30 | 35.98% |
| 2013-03-31 | 33.96% |
| 2012-12-31 | 45.92% |
| 2012-09-30 | 28.48% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
