AMERISAFE, Inc. (AMSF) vs Bank of Marin Bancorp (BMRC)

A side-by-side comparison of AMERISAFE, Inc. and Bank of Marin Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

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Total return — AMSF vs BMRC

growth of $100 · dividends reinvested · last 10y
AMSF -27.7% (-3.2%/yr)BMRC +50.6% (+4.2%/yr)BMRC compounded faster over this window
100150200Start $10020182020202220242026$72$151
AMSF BMRC

AMSF vs BMRC: by the numbers

  • •BMRC is the larger company ($442M vs $441M market cap).
  • •BMRC trades at the lower trailing earnings multiple (6.71 vs 9.51 P/E), one valuation lens rather than an overall verdict.
  • •BMRC converts more revenue to profit (32.28% vs 14.00% net margin).
  • •BMRC grew revenue faster over the past five years (13.73% vs -0.02% CAGR).
  • •AMSF pays the higher dividend yield (11.25% vs 3.65%).

Metrics side by side

Valuation

MetricAMSFBMRC
P/E ratio9.516.71
Forward P/E11.9411.98
PEG ratioN/A1.59
P/S ratio1.312.20
P/B ratio1.761.12

Profitability

MetricAMSFBMRC
Operating margin18.55%29.21%
Net margin14.00%32.28%
ROE18.79%16.34%

AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Bank of Marin Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricAMSFBMRC
Dividend yield11.25%3.65%
Payout ratio105.65%24.57%

Growth (annualized)

MetricAMSFBMRC
Revenue CAGR (5Y)-0.02%13.73%
EPS CAGR (5Y)-11.20%4.11%
Total return CAGR (5Y)-9.78%-2.35%

Frequently asked

Which has the lower trailing P/E, AMSF or BMRC?
BMRC has the lower trailing P/E: AMSF trades at 9.51 and BMRC at 6.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AMSF or BMRC?
Over the past five years, BMRC grew revenue faster — AMSF at a -0.02% CAGR versus BMRC at 13.73%.
Does AMSF or BMRC pay a bigger dividend?
AMSF yields 11.25% and BMRC yields 3.65% based on trailing dividends and the latest price.
Is AMSF or BMRC more profitable?
BMRC runs the higher net margin — AMSF at 14.00% versus BMRC at 32.28%.
How have AMSF and BMRC total returns compared?
Over the past 10 years, AMSF delivered -2.95% and BMRC delivered 4.09% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.