AMERISAFE, Inc. (AMSF) vs Bank of Marin Bancorp (BMRC)
A side-by-side comparison of AMERISAFE, Inc. and Bank of Marin Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.
Total return — AMSF vs BMRC
growth of $100 · dividends reinvested · last 10yAMSF vs BMRC: by the numbers
- •BMRC is the larger company ($442M vs $441M market cap).
- •BMRC trades at the lower trailing earnings multiple (6.71 vs 9.51 P/E), one valuation lens rather than an overall verdict.
- •BMRC converts more revenue to profit (32.28% vs 14.00% net margin).
- •BMRC grew revenue faster over the past five years (13.73% vs -0.02% CAGR).
- •AMSF pays the higher dividend yield (11.25% vs 3.65%).
Metrics side by side
Valuation
| Metric | AMSF | BMRC |
|---|---|---|
| P/E ratio | 9.51 | 6.71 |
| Forward P/E | 11.94 | 11.98 |
| PEG ratio | N/A | 1.59 |
| P/S ratio | 1.31 | 2.20 |
| P/B ratio | 1.76 | 1.12 |
Profitability
| Metric | AMSF | BMRC |
|---|---|---|
| Operating margin | 18.55% | 29.21% |
| Net margin | 14.00% | 32.28% |
| ROE | 18.79% | 16.34% |
AMERISAFE, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Bank of Marin Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.
Dividends
| Metric | AMSF | BMRC |
|---|---|---|
| Dividend yield | 11.25% | 3.65% |
| Payout ratio | 105.65% | 24.57% |
Growth (annualized)
| Metric | AMSF | BMRC |
|---|---|---|
| Revenue CAGR (5Y) | -0.02% | 13.73% |
| EPS CAGR (5Y) | -11.20% | 4.11% |
| Total return CAGR (5Y) | -9.78% | -2.35% |
Frequently asked
- Which has the lower trailing P/E, AMSF or BMRC?
- BMRC has the lower trailing P/E: AMSF trades at 9.51 and BMRC at 6.71. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMSF or BMRC?
- Over the past five years, BMRC grew revenue faster — AMSF at a -0.02% CAGR versus BMRC at 13.73%.
- Does AMSF or BMRC pay a bigger dividend?
- AMSF yields 11.25% and BMRC yields 3.65% based on trailing dividends and the latest price.
- Is AMSF or BMRC more profitable?
- BMRC runs the higher net margin — AMSF at 14.00% versus BMRC at 32.28%.
- How have AMSF and BMRC total returns compared?
- Over the past 10 years, AMSF delivered -2.95% and BMRC delivered 4.09% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
AMERISAFE & Bank of Marin Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.