Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 6.75% is in line with its 5-year average of 6.25%, around the middle of its 5-year range (4.04%–9.73%).
As of the fiscal period ended Tuesday, June 30, 2026. 11.42% below its 12-month average of 7.62%.
Reported quarterly debt to assets ratio; no daily interpolation. Q2 FY2026 (2026-06-30): 6.75%.
DEBT TO ASSETS RATIO
6.75%
DEBT TO ASSETS RATIO AVG TTM
7.62%
DEBT TO ASSETS RATIO AVG 3Y
6.63%
DEBT TO ASSETS RATIO AVG 5Y
6.25%
DEBT TO ASSETS RATIO AVG 10Y
6.67%
DEBT TO ASSETS RATIO AVG 15Y
5.90%
DEBT TO ASSETS RATIO AVG 20Y
5.58%
CURRENT VS TTM AVG
-11.42%
CURRENT VS 3Y AVG
+1.83%
CURRENT VS 5Y AVG
+8.10%
CURRENT VS 10Y AVG
+1.24%
CURRENT VS 15Y AVG
+14.50%
CURRENT VS 20Y AVG
+20.99%
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 498 covered companies
CURRENT VS SECTOR MEDIAN
+13404.65%
vs the sector median at left
Market Cap
$453.14M
Debt to Assets Ratio
0.12%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$448.81M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$447.32M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$460.46M
Debt to Assets Ratio
0.05%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$437.50M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$435.53M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| First Bank (FRBA) | $448.40M | 6.75% | 7.62% | 6.63% | 6.25% |
| American Coastal Insurance Corporation (ACIC)vs › | $453.14M | 0.12% | N/A | N/A | N/A |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| Bank of Marin Bancorp (BMRC)vs › | $447.32M | 0.01% | N/A | N/A | N/A |
| Citizens & Northern Corporation (CZNC)vs › | $460.46M | 0.05% | N/A | N/A | N/A |
| AMERISAFE, Inc. (AMSF)vs › | $442.62M | 0.00% | N/A | N/A | N/A |
| AlTi Global, Inc. (ALTI)vs › | $438.05M | 0.07% | N/A | N/A | N/A |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.50M | 0.00% | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $435.53M | N/A | N/A | N/A | N/A |
| Gores Holdings X, Inc. (GTEN)vs › | $471.03M | 0.00% | N/A | N/A | N/A |
Debt/Assets
6.8%
Debt/Equity
0.61
Current ratio and interest coverage is unavailable for First Bank: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-06-30 | 6.75% |
| 2026-03-31 | 6.45% |
| 2025-12-31 | 6.85% |
| 2025-09-30 | 8.33% |
| 2025-06-30 | 9.73% |
| 2025-03-31 | 8.04% |
| 2024-12-31 | 7.32% |
| 2024-09-30 | 7.10% |
| 2024-06-30 | 6.00% |
| 2024-03-31 | 5.61% |
| 2023-12-31 | 6.49% |
| 2023-09-30 | 5.29% |
| 2023-06-30 | 5.33% |
| 2023-03-31 | 8.99% |
| 2022-12-31 | 4.42% |
| 2022-09-30 | 5.06% |
| 2022-06-30 | 4.06% |
| 2022-03-31 | 4.04% |
| 2021-12-31 | 4.95% |
| 2021-09-30 | 4.79% |
| 2021-06-30 | 5.57% |
| 2021-03-31 | 7.11% |
| 2020-12-31 | 8.13% |
| 2020-09-30 | 9.77% |
| 2020-06-30 | 5.84% |
| 2020-03-31 | 5.94% |
| 2019-12-31 | 6.34% |
| 2019-09-30 | 7.30% |
| 2019-06-30 | 9.68% |
| 2019-03-31 | 6.73% |
| 2018-12-31 | 6.73% |
| 2018-09-30 | 7.72% |
| 2018-06-30 | 7.67% |
| 2018-03-31 | 8.14% |
| 2017-12-31 | 8.03% |
| 2017-09-30 | 8.80% |
| 2017-06-30 | 6.80% |
| 2017-03-31 | 6.11% |
| 2016-12-31 | 8.03% |
| 2016-09-30 | 4.29% |
| 2016-06-30 | 3.15% |
| 2016-03-31 | 4.97% |
| 2015-12-31 | 5.32% |
| 2015-09-30 | 4.39% |
| 2015-06-30 | 4.69% |
| 2015-03-31 | 1.92% |
| 2014-12-31 | 2.07% |
| 2014-09-30 | 2.18% |
| 2014-06-30 | 2.29% |
| 2014-03-31 | 2.34% |
| 2013-12-31 | 3.00% |
| 2013-09-30 | 3.30% |
| 2013-06-30 | 2.63% |
| 2012-12-31 | 0.00% |
| 2007-09-30 | 0.00% |
| 2007-06-30 | 0.00% |
