Which has the lower trailing P/E, BMRC or PBFS?

BMRC has the lower trailing P/E: BMRC trades at 6.72 and PBFS at 25.67. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, BMRC or PBFS?

Over the past five years, PBFS grew revenue faster — BMRC at a 13.73% CAGR versus PBFS at 17.71%.

Does BMRC or PBFS pay a bigger dividend?

BMRC pays a dividend (3.65% yield), while PBFS has no payments in the available dividend history.

Is BMRC or PBFS more profitable?

BMRC runs the higher net margin — BMRC at 32.28% versus PBFS at 12.49%.

How have BMRC and PBFS total returns compared?

Over the past 5 years, BMRC delivered -2.35% and PBFS delivered 6.35% annualized total return. Past performance doesn't predict future results.

Bank of Marin Bancorp (BMRC) vs Pioneer Bancorp, Inc. (PBFS)

A side-by-side comparison of Bank of Marin Bancorp and Pioneer Bancorp, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

BMRC

Bank of Marin Bancorp

$443M

$27.36Financial ServicesDelayed quote: Oct 6, 2026, 2:20 PM EDT

PBFS

Pioneer Bancorp, Inc.

$444M

$17.71Financial ServicesDelayed quote: Oct 6, 2026, 2:19 PM EDT

Total return — BMRC vs PBFS

growth of $100 · dividends reinvested · last 7y

BMRC -16.4% (-2.5%/yr)PBFS +17.8% (+2.4%/yr)PBFS compounded faster over this window

BMRC PBFS

BMRC vs PBFS: by the numbers

•PBFS is the larger company ($444M vs $443M market cap).
•BMRC trades at the lower trailing earnings multiple (6.72 vs 25.67 P/E), one valuation lens rather than an overall verdict.
•BMRC converts more revenue to profit (32.28% vs 12.49% net margin).
•PBFS grew revenue faster over the past five years (17.71% vs 13.73% CAGR).
•BMRC pays a dividend (3.65% yield), while PBFS has no payments in the available dividend history.

Metrics side by side

Valuation

Metric	BMRC	PBFS
P/E ratio	6.72	25.67
Forward P/E	11.99	N/A
PEG ratio	1.59	0.32
P/S ratio	2.21	3.29
P/B ratio	1.12	N/A

Profitability

Metric	BMRC	PBFS
Operating margin	29.21%	15.89%
Net margin	32.28%	12.49%
ROE	16.34%	5.13%

Bank of Marin Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Pioneer Bancorp, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	BMRC	PBFS
Dividend yield	3.65%	N/A
Payout ratio	24.57%	N/A

Growth (annualized)

Metric	BMRC	PBFS
Revenue CAGR (5Y)	13.73%	17.71%
EPS CAGR (5Y)	4.11%	80.78%
Total return CAGR (5Y)	-2.35%	6.35%

Frequently asked

Which has the lower trailing P/E, BMRC or PBFS?: BMRC has the lower trailing P/E: BMRC trades at 6.72 and PBFS at 25.67. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, BMRC or PBFS?: Over the past five years, PBFS grew revenue faster — BMRC at a 13.73% CAGR versus PBFS at 17.71%.
Does BMRC or PBFS pay a bigger dividend?: BMRC pays a dividend (3.65% yield), while PBFS has no payments in the available dividend history.
Is BMRC or PBFS more profitable?: BMRC runs the higher net margin — BMRC at 32.28% versus PBFS at 12.49%.
How have BMRC and PBFS total returns compared?: Over the past 5 years, BMRC delivered -2.35% and PBFS delivered 6.35% annualized total return. Past performance doesn't predict future results.

Go deeper

Full BMRC analysis Full PBFS analysis Interactive comparison tool

Dig into the metrics

Bank of Marin Bancorp P/E ratio Pioneer Bancorp P/E ratio Bank of Marin Bancorp dividend yield Bank of Marin Bancorp ROE Pioneer Bancorp ROE Bank of Marin Bancorp operating margin Pioneer Bancorp operating margin Bank of Marin Bancorp revenue growth Pioneer Bancorp revenue growth

Bank of Marin Bancorp & Pioneer Bancorp appear in these rankings

Highest Dividend Yield Stocks Fastest Revenue Growth Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.