Basis: Latest reported fiscal quarter. Source: stored company filings and market data; unavailable inputs remain N/A.
Is the debt to assets ratio high or low?
The debt to assets ratio of 0.00% is 100% below its 1-year average of 0.50%, near the low end of its 1-year range (0.00%–2.52%).
As of the fiscal period ended Tuesday, March 31, 2026. 100.00% below its 12-month average of 0.50%.
Reported quarterly debt to assets ratio; no daily interpolation. Q3 FY2026 (2026-03-31): 0.00%.
DEBT TO ASSETS RATIO
0.00%
DEBT TO ASSETS RATIO AVG TTM
0.50%
DEBT TO ASSETS RATIO AVG 3Y
0.00%
DEBT TO ASSETS RATIO AVG 5Y
0.00%
DEBT TO ASSETS RATIO AVG 10Y
N/A
DEBT TO ASSETS RATIO AVG 15Y
N/A
DEBT TO ASSETS RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-100.00%
CURRENT VS 3Y AVG
N/A
CURRENT VS 5Y AVG
N/A
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
0.05%
median of 613 covered companies
CURRENT VS SECTOR MEDIAN
-100.00%
vs the sector median at left
Pioneer Bancorp, Inc.
Market Cap
$443.86M
Debt to Assets Ratio
0.00%
TTM Avg
0.50%
3Y Avg
0.00%
5Y Avg
0.00%
Market Cap
$443.60M
Debt to Assets Ratio
0.01%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$448.81M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$437.94M
Debt to Assets Ratio
0.00%
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$435.13M
Debt to Assets Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | DEBT TO ASSETS RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Pioneer Bancorp, Inc. (PBFS) | $443.86M | 0.00% | 0.50% | 0.00% | 0.00% |
| Bank of Marin Bancorp (BMRC)vs › | $443.60M | 0.01% | N/A | N/A | N/A |
| RBB Bancorp (RBB)vs › | $443.47M | 0.07% | N/A | N/A | N/A |
| AMERISAFE, Inc. (AMSF)vs › | $439.73M | 0.00% | N/A | N/A | N/A |
| Churchill Capital Corp. Xii (CXII)vs › | $448.81M | N/A | N/A | N/A | N/A |
| First Bank (FRBA)vs › | $449.36M | 0.07% | N/A | N/A | N/A |
| Idea Acquisition Corp. Class A Ordinary Shares (IACO)vs › | $437.94M | 0.00% | N/A | N/A | N/A |
| Meshflow Acquisition Corp. (MESH)vs › | $435.13M | N/A | N/A | N/A | N/A |
| AlTi Global, Inc. (ALTI)vs › | $434.34M | 0.07% | N/A | N/A | N/A |
| PIMCO California Municipal Income Fund (PCQ)vs › | $433.63M | 0.31% | N/A | N/A | N/A |
Debt/Assets
0.0%
Debt/Equity
0.00
Current ratio and interest coverage is unavailable for Pioneer Bancorp, Inc.: applicability has not been verified for this financial-services business. The current sector-based policy withholds this model until its treatment of debt, cash and cash flows is confirmed for the company.
Formula: Debt/Assets = Total Debt / Total Assets × 100
Debt/Assets vs Debt/Equity:
Industry context matters: Capital-intensive industries (utilities, real estate) typically have higher Debt/Assets ratios than tech companies.
Debt/Assets ratio shows what percentage of a company's assets are financed by debt. Compare the current value with the historical chart and peer group to understand leverage over time.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | DEBT TO ASSETS RATIO |
|---|---|
| 2026-03-31 | 0.00% |
| 2025-12-31 | 2.52% |
| 2025-09-30 | 0.00% |
| 2025-06-30 | 0.00% |
| 2025-03-31 | 0.00% |
| 2024-12-31 | 0.00% |
| 2024-09-30 | 0.00% |
| 2024-06-30 | 0.00% |
| 2024-03-31 | 0.00% |
| 2023-12-31 | 0.00% |
| 2023-09-30 | 0.00% |
| 2023-06-30 | 0.00% |
| 2023-03-31 | 0.00% |
| 2022-12-31 | 0.00% |
| 2022-09-30 | 0.00% |
| 2022-06-30 | 0.00% |
| 2022-03-31 | 0.00% |
| 2021-12-31 | 0.00% |
| 2021-09-30 | 0.00% |
| 2021-06-30 | 0.00% |
| 2021-03-31 | 0.00% |
| 2020-12-31 | 0.00% |
| 2020-09-30 | 0.00% |
| 2020-06-30 | 0.00% |
| 2020-03-31 | 0.00% |
| 2019-12-31 | 0.00% |
| 2019-09-30 | 0.00% |
| 2019-06-30 | 0.00% |
| 2019-03-31 | 0.00% |
| 2018-12-31 | 0.00% |
| 2018-06-30 | 0.00% |
| 2018-03-31 | 0.00% |
