Bank of America (BAC) EBITDA Margin: History & Chart

Bank of America Corporation(BAC)

Banks - Diversified · Charlotte, NC

$59.52+0.05 (+0.09%)

Delayed quote: Sep 15, 2026, 4:00 PM EDT

About Bank of America Corporation

Operating globally through its various subsidiaries, Bank of America Corporation offers a comprehensive range of banking and financial products and services. Its extensive clientele includes individual consumers, small and mid-market businesses, institutional investors, large corporations, and government bodies worldwide. The Consumer Banking division provides diverse options such as traditional and money market savings accounts, certificates of deposit, individual retirement accounts (IRAs), and both interest-bearing and non-interest-bearing checking accounts, in addition to investment products. This segment also issues credit and debit cards, originates residential mortgages and home equity loans, and offers direct and indirect financing for needs like automotive purchases, recreational vehicles, and personal loans. Within its Global Wealth & Investment Management segment, the company delivers investment management, brokerage, banking, and trust and retirement solutions. It also crafts tailored wealth management strategies, including specialized asset management services. The Global Banking segment furnishes a broad spectrum of lending products, including commercial loans, leases, commitment facilities, trade finance, and both commercial real estate and asset-based lending. Furthermore, it provides treasury solutions such as cash management, foreign exchange, short-term investment options, and merchant services, alongside working capital management guidance. This segment also engages in debt and equity underwriting, distribution, and advisory services related to mergers and acquisitions. Through its Global Markets segment, Bank of America performs market-making activities, offers financing, and provides securities clearing, settlement, and custody services. It also devises risk management products employing interest rate, equity, credit, currency, and commodity derivatives, as well as foreign exchange, fixed-income, and mortgage-related instruments. As of December 31, 2021, the corporation served approximately 67 million consumer and small business clients. Its widespread infrastructure comprised around 4,200 retail financial centers and approximately 16,000 ATMs, supplemented by digital banking platforms utilized by roughly 41 million active users. Founded in 1784, Bank of America is headquartered in Charlotte, North Carolina.

Charlotte, NC

211,000 employees

www.bankofamerica.com

Financial Services / Banks - Diversified

Sector: Financial Services
Industry: Banks - Diversified
CEO: Brian T. Moynihan

View full financials

BAC EBITDA Margin Metrics

EBITDA MARGIN

20.89%

EBITDA MARGIN AVG TTM

22.48%

EBITDA MARGIN AVG 3Y

19.61%

EBITDA MARGIN AVG 5Y

23.64%

EBITDA MARGIN AVG 10Y

26.84%

EBITDA MARGIN AVG 15Y

23.98%

EBITDA MARGIN AVG 20Y

21.39%

CURRENT VS TTM AVG

-7.08%

CURRENT VS 3Y AVG

+6.53%

CURRENT VS 5Y AVG

-11.64%

CURRENT VS 10Y AVG

-22.18%

CURRENT VS 15Y AVG

-12.87%

CURRENT VS 20Y AVG

-2.32%

NAME	MARKET CAP	EBITDA MARGIN	TTM	3Y	5Y
Bank of America Corporation (BAC)	$422.39B	20.89%	22.48%	19.61%	23.64%
Invesco QQQ Trust, Series 1 (QQQ)vs ›	$502.01B	N/A	N/A	N/A	N/A
Mastercard Incorporated (MA)vs ›	$502.78B	63.00%	62.08%	61.55%	60.01%
Morgan Stanley (MS)vs ›	$325.35B	23.14%	22.60%	23.09%	28.38%
The Goldman Sachs Group, Inc. (GS)vs ›	$288.12B	19.21%	17.80%	18.30%	24.13%
Wells Fargo & Company (WFC)vs ›	$271.31B	23.76%	24.21%	24.89%	26.28%
Citigroup Inc. (C)vs ›	$233.55B	14.38%	13.45%	15.29%	20.05%
American Express Company (AXP)vs ›	$219.09B	19.35%	19.50%	19.30%	20.05%
The Toronto-Dominion Bank (TD)vs ›	$205.22B	22.54%	16.96%	22.06%	25.70%
The Charles Schwab Corporation (SCHW)vs ›	$187.46B	46.33%	40.72%	39.84%	41.10%

NAME

MARKET CAP

EBITDA MARGIN

TTM

Bank of America Corporation (BAC)

$422.39B

20.89%

22.48%

19.61%

23.64%

Invesco QQQ Trust, Series 1 (QQQ)vs ›

$502.01B

N/A

Mastercard Incorporated (MA)vs ›

$502.78B

63.00%

62.08%

61.55%

60.01%

Morgan Stanley (MS)vs ›

$325.35B

23.14%

22.60%

23.09%

28.38%

The Goldman Sachs Group, Inc. (GS)vs ›

$288.12B

19.21%

17.80%

18.30%

24.13%

Wells Fargo & Company (WFC)vs ›

$271.31B

23.76%

24.21%

24.89%

26.28%

Citigroup Inc. (C)vs ›

$233.55B

14.38%

13.45%

15.29%

20.05%

American Express Company (AXP)vs ›

$219.09B

19.35%

19.50%

19.30%

20.05%

The Toronto-Dominion Bank (TD)vs ›

$205.22B

22.54%

16.96%

22.06%

25.70%

The Charles Schwab Corporation (SCHW)vs ›

$187.46B

46.33%

40.72%

39.84%

41.10%

EBITDA Margin FAQ

What is the EBITDA margin for Bank of America Corporation (BAC)?

The EBITDA margin for BAC stock is 20.89%.

Is Bank of America Corporation's EBITDA margin high or low?

The EBITDA margin of 20.89% is 12% below its 5-year average of 23.64%, around the middle of its 5-year range (8.37%–39.25%).

What is the TTM average EBITDA margin for Bank of America Corporation (BAC)?

The TTM average EBITDA margin for BAC stock is 22.48%.

What is the 3Y average EBITDA margin for Bank of America Corporation (BAC)?

The 3Y average EBITDA margin for BAC stock is 19.61%.

What is the 5Y average EBITDA margin for Bank of America Corporation (BAC)?

The 5Y average EBITDA margin for BAC stock is 23.64%.

What is the 10Y average EBITDA margin for Bank of America Corporation (BAC)?

The 10Y average EBITDA margin for BAC stock is 26.84%.

What is the 15Y average EBITDA margin for Bank of America Corporation (BAC)?

The 15Y average EBITDA margin for BAC stock is 23.98%.

What is the 20Y average EBITDA margin for Bank of America Corporation (BAC)?

The 20Y average EBITDA margin for BAC stock is 21.39%.

DATE	EBITDA MARGIN
2026-06-30	24.65%
2026-03-31	22.99%
2025-12-31	26.22%
2025-09-30	20.82%
2025-06-30	17.72%
2025-03-31	18.47%
2024-12-31	16.32%
2024-09-30	16.11%
2024-06-30	16.70%
2024-03-31	16.23%
2023-12-31	8.37%
2023-09-30	19.39%
2023-06-30	19.69%
2023-03-31	23.70%
2022-12-31	24.05%
2022-09-30	28.96%
2022-06-30	29.28%
2022-03-31	34.11%
2021-12-31	35.83%
2021-09-30	39.25%
2021-06-30	37.63%
2021-03-31	40.08%
2020-12-31	31.00%
2020-09-30	23.15%
2020-06-30	17.68%
2020-03-31	18.56%
2019-12-31	31.72%
2019-09-30	25.57%
2019-06-30	32.26%
2019-03-31	31.89%
2018-12-31	32.62%
2018-09-30	34.42%
2018-06-30	33.26%
2018-03-31	33.10%
2017-12-31	28.79%
2017-09-30	32.11%
2017-06-30	33.29%
2017-03-31	31.54%
2016-12-31	29.27%
2016-09-30	32.72%
2016-06-30	31.08%
2016-03-31	23.78%
2015-12-31	24.26%
2015-09-30	29.13%
2015-06-30	31.79%
2015-03-31	21.04%
2014-12-31	23.29%
2014-09-30	4.43%
2014-06-30	14.07%
2014-03-31	-0.21%
2013-12-31	18.83%
2013-09-30	23.45%
2013-06-30	24.38%
2013-03-31	10.25%
2012-12-31	-5.79%
2012-09-30	7.69%
2012-06-30	15.01%
2012-03-31	5.76%
2011-12-31	12.53%
2011-09-30	24.49%
2011-06-30	-67.14%
2011-03-31	11.76%
2010-12-31	-6.35%
2010-09-30	-15.35%
2010-06-30	14.61%
2010-03-31	14.19%
2009-12-31	-1.51%
2009-09-30	-2.64%
2009-06-30	9.73%
2009-03-31	14.52%
2008-12-31	-13.60%
2008-09-30	7.55%
2008-06-30	19.23%
2008-03-31	8.91%
2007-12-31	-0.51%
2007-09-30	20.55%
2007-06-30	28.74%
2007-03-31	27.87%
2006-12-31	31.39%
2006-09-30	29.32%
2006-06-30	31.91%
2006-03-31	30.38%
2005-12-31	23.75%
2005-09-30	28.52%
2005-06-30	34.65%
2005-03-31	35.35%
2004-12-31	34.11%
2004-09-30	35.55%
2004-06-30	36.49%
2004-03-31	33.15%
2003-12-31	34.18%
2003-09-30	36.11%
2003-06-30	34.78%
2003-03-31	33.34%
2002-12-31	28.58%
2002-09-30	30.74%

DATE

EBITDA MARGIN

2026-06-30

24.65%

2026-03-31

22.99%

2025-12-31

26.22%

2025-09-30

20.82%

2025-06-30

17.72%

2025-03-31

18.47%

2024-12-31

16.32%

2024-09-30

16.11%

2024-06-30

16.70%

2024-03-31

16.23%

2023-12-31

8.37%

2023-09-30

19.39%

2023-06-30

19.69%

2023-03-31

23.70%

2022-12-31

24.05%

2022-09-30

28.96%

2022-06-30

29.28%

2022-03-31

34.11%

2021-12-31

35.83%

2021-09-30

39.25%

2021-06-30

37.63%

2021-03-31

40.08%

2020-12-31

31.00%

2020-09-30

23.15%

2020-06-30

17.68%

2020-03-31

18.56%

2019-12-31

31.72%

2019-09-30

25.57%

2019-06-30

32.26%

2019-03-31

31.89%

2018-12-31

32.62%

2018-09-30

34.42%

2018-06-30

33.26%

2018-03-31

33.10%

2017-12-31

28.79%

2017-09-30

32.11%

2017-06-30

33.29%

2017-03-31

31.54%

2016-12-31

29.27%

2016-09-30

32.72%

2016-06-30

31.08%

2016-03-31

23.78%

2015-12-31

24.26%

2015-09-30

29.13%

2015-06-30

31.79%

2015-03-31

21.04%

2014-12-31

23.29%

2014-09-30

4.43%

2014-06-30

14.07%

2014-03-31

-0.21%

2013-12-31

18.83%

2013-09-30

23.45%

2013-06-30

24.38%

2013-03-31

10.25%

2012-12-31

-5.79%

2012-09-30

7.69%

2012-06-30

15.01%

2012-03-31

5.76%

2011-12-31

12.53%

2011-09-30

24.49%

2011-06-30

-67.14%

2011-03-31

11.76%

2010-12-31

-6.35%

2010-09-30

-15.35%

2010-06-30

14.61%

2010-03-31

14.19%

2009-12-31

-1.51%

2009-09-30

-2.64%

2009-06-30

9.73%

2009-03-31

14.52%

2008-12-31

-13.60%

2008-09-30

7.55%

2008-06-30

19.23%

2008-03-31

8.91%

2007-12-31

-0.51%

2007-09-30

20.55%

2007-06-30

28.74%

2007-03-31

27.87%

2006-12-31

31.39%

2006-09-30

29.32%

2006-06-30

31.91%

2006-03-31

30.38%

2005-12-31

23.75%

2005-09-30

28.52%

2005-06-30

34.65%

2005-03-31

35.35%

2004-12-31

34.11%

2004-09-30

35.55%

2004-06-30

36.49%

2004-03-31

33.15%

2003-12-31

34.18%

2003-09-30

36.11%

2003-06-30

34.78%

2003-03-31

33.34%

2002-12-31

28.58%

2002-09-30

30.74%

EBITDA Margin: 20.89%

BAC EBITDA Margin

BAC Average EBITDA Margin Chart

BAC Current vs Average EBITDA Margin Chart

BAC EBITDA Margin Metrics

BAC Competitors' EBITDA Margin

Margin Comparison

EBITDA Margin Formula & Definition

EBITDA Margin FAQ

BAC EBITDA Margin History

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