Basis: Trailing twelve months (TTM). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the interest coverage ratio high or low?
The interest coverage ratio of 17.19x is in line with its 5-year average of 16.64x, around the middle of its 5-year range (13.08x–20.40x).
0.62% below its 12-month average of 17.30x.
Reported quarterly interest coverage; no daily interpolation. Q2 FY2026 (2026-06-30): 17.62x.
INTEREST COVERAGE RATIO
17.19x
INTEREST COVERAGE RATIO AVG TTM
17.30x
INTEREST COVERAGE RATIO AVG 3Y
16.99x
INTEREST COVERAGE RATIO AVG 5Y
16.64x
INTEREST COVERAGE RATIO AVG 10Y
N/A
INTEREST COVERAGE RATIO AVG 15Y
N/A
INTEREST COVERAGE RATIO AVG 20Y
N/A
CURRENT VS TTM AVG
-0.62%
CURRENT VS 3Y AVG
+1.17%
CURRENT VS 5Y AVG
+3.28%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
4.54x
median of 31 covered companies
CURRENT VS SECTOR MEDIAN
+278.63%
vs the sector median at left
Enact Holdings Inc.
Market Cap
$6.40B
Interest Coverage Ratio
17.19x
TTM Avg
17.30x
3Y Avg
16.99x
5Y Avg
16.64x
Market Cap
$6.55B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.94B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.77B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$7.07B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
Market Cap
$5.56B
Interest Coverage Ratio
N/A
TTM Avg
N/A
3Y Avg
N/A
5Y Avg
N/A
| NAME | MARKET CAP | INTEREST COVERAGE RATIO | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| Enact Holdings Inc. (ACT) | $6.40B | 17.19x | 17.30x | 16.99x | 16.64x |
| PIMCO Dynamic Income Fund (PDI)vs › | $6.55B | N/A | N/A | N/A | N/A |
| Hancock Whitney Corporation (HWC)vs › | $5.94B | N/A | N/A | N/A | N/A |
| BGC Group, Inc (BGC)vs › | $5.78B | N/A | N/A | N/A | N/A |
| MarketAxess Holdings Inc. (MKTX)vs › | $5.77B | N/A | N/A | N/A | N/A |
| Valley National Bancorp (VLY)vs › | $7.07B | N/A | N/A | N/A | N/A |
| Credit Acceptance Corporation (CACC)vs › | $5.56B | N/A | N/A | N/A | N/A |
| TeraWulf Inc. (WULF)vs › | $7.33B | N/A | N/A | N/A | N/A |
| Galaxy Digital (GLXY)vs › | $7.51B | N/A | N/A | N/A | N/A |
| Kinsale Capital Group, Inc. (KNSL)vs › | $7.57B | N/A | N/A | N/A | N/A |
Interest Coverage
17.2x
Debt/Equity
0.14
Current Ratio
83.68
Formula: Interest Coverage = EBIT / Interest Expense
Reference ranges:
Note: Interest coverage should be compared with historical interest expense, operating income, and industry capital structure.
Interest Coverage = EBIT / Interest Expense
The interest coverage ratio measures operating earnings relative to interest expense.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | INTEREST COVERAGE RATIO |
|---|---|
| 2026-06-30 | 17.62x |
| 2026-03-31 | 17.25x |
| 2025-12-31 | 17.90x |
| 2025-09-30 | 16.27x |
| 2025-06-30 | 17.44x |
| 2025-03-31 | 17.20x |
| 2024-12-31 | 16.95x |
| 2024-09-30 | 18.67x |
| 2024-06-30 | 17.21x |
| 2024-03-31 | 15.89x |
| 2023-12-31 | 15.43x |
| 2023-09-30 | 16.47x |
| 2023-06-30 | 16.58x |
| 2023-03-31 | 17.18x |
| 2022-12-31 | 13.79x |
| 2022-09-30 | 19.00x |
| 2022-06-30 | 20.40x |
| 2022-03-31 | 16.43x |
| 2021-12-31 | 15.26x |
| 2021-09-30 | 13.69x |
| 2021-06-30 | 13.08x |
| 2021-03-31 | 12.48x |
| 2020-12-31 | 9.01x |
| 2020-09-30 | 31.84x |
