Enact Holdings Inc. (ACT) vs Kinsale Capital Group, Inc. (KNSL)

A side-by-side comparison of Enact Holdings Inc. and Kinsale Capital Group, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — ACT vs KNSL

growth of $100 · dividends reinvested · last 5y
ACT +180.9% (+22.9%/yr)KNSL +108.5% (+15.8%/yr)ACT compounded faster over this window
100150200250300350Start $10020222023202420252026$281$208
ACT KNSL

ACT vs KNSL: by the numbers

  • •KNSL is the larger company ($7.60B vs $6.44B market cap).
  • •ACT trades at the lower trailing earnings multiple (9.71 vs 13.52 P/E), one valuation lens rather than an overall verdict.
  • •ACT converts more revenue to profit (54.56% vs 28.49% net margin).
  • •KNSL grew revenue faster over the past five years (29.27% vs 1.96% CAGR).
  • •ACT pays the higher dividend yield (1.96% vs 0.28%).

Metrics side by side

Valuation

MetricACTKNSL
P/E ratio9.7113.52
Forward P/E9.6015.70
PEG ratio0.660.33
P/S ratio5.143.81
P/B ratio1.193.74
EV / EBITDA7.74N/A
FCF yield11.20%N/A

Profitability

MetricACTKNSL
Gross margin85.87%N/A
Operating margin69.17%35.90%
Net margin54.56%28.49%
ROE12.66%27.94%
ROIC9.94%N/A

Kinsale Capital Group, Inc.: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricACTKNSL
Dividend yield1.96%0.28%
Payout ratio18.95%3.73%

Growth (annualized)

MetricACTKNSL
Revenue CAGR (5Y)1.96%29.27%
EPS CAGR (5Y)14.87%40.61%
FCF CAGR (5Y)2.98%N/A
Total return CAGR (5Y)22.54%15.24%

Frequently asked

Which has the lower trailing P/E, ACT or KNSL?
ACT has the lower trailing P/E: ACT trades at 9.71 and KNSL at 13.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACT or KNSL?
Over the past five years, KNSL grew revenue faster — ACT at a 1.96% CAGR versus KNSL at 29.27%.
Does ACT or KNSL pay a bigger dividend?
ACT yields 1.96% and KNSL yields 0.28% based on trailing dividends and the latest price.
Is ACT or KNSL more profitable?
ACT runs the higher net margin — ACT at 54.56% versus KNSL at 28.49%.
How have ACT and KNSL total returns compared?
Over the past 5 years, ACT delivered 22.54% and KNSL delivered 15.24% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.