Which has the lower trailing P/E, ACT or VLY?

ACT has the lower trailing P/E: ACT trades at 9.66 and VLY at 10.63. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, ACT or VLY?

Over the past five years, VLY grew revenue faster — ACT at a 1.96% CAGR versus VLY at 14.60%.

Does ACT or VLY pay a bigger dividend?

ACT yields 1.96% and VLY yields 3.45% based on trailing dividends and the latest price.

Is ACT or VLY more profitable?

ACT runs the higher net margin — ACT at 54.56% versus VLY at 23.26%.

How have ACT and VLY total returns compared?

Over the past 5 years, ACT delivered 22.54% and VLY delivered 3.07% annualized total return. Past performance doesn't predict future results.

Enact Holdings Inc. (ACT) vs Valley National Bancorp (VLY)

A side-by-side comparison of Enact Holdings Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

ACT

Enact Holdings Inc.

$6.40B

$45.87Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

VLY

Valley National Bancorp

$7.07B

$12.76Financial ServicesDelayed quote: Oct 5, 2026, 4:00 PM EDT

Total return — ACT vs VLY

growth of $100 · dividends reinvested · last 5y

ACT +180.9% (+22.9%/yr)VLY +31.9% (+5.7%/yr)ACT compounded faster over this window

ACT VLY

ACT vs VLY: by the numbers

•VLY is the larger company ($7.07B vs $6.40B market cap).
•ACT trades at the lower trailing earnings multiple (9.66 vs 10.63 P/E), one valuation lens rather than an overall verdict.
•ACT converts more revenue to profit (54.56% vs 23.26% net margin).
•VLY grew revenue faster over the past five years (14.60% vs 1.96% CAGR).
•VLY pays the higher dividend yield (3.45% vs 1.96%).

Metrics side by side

Valuation

Metric	ACT	VLY
P/E ratio	9.66	10.63
Forward P/E	9.55	10.01
PEG ratio	0.65	6.41
P/S ratio	5.11	2.37
P/B ratio	1.19	0.93
EV / EBITDA	7.70	N/A
FCF yield	11.26%	N/A

Profitability

Metric	ACT	VLY
Gross margin	85.87%	N/A
Operating margin	69.17%	14.48%
Net margin	54.56%	23.26%
ROE	12.66%	8.76%
ROIC	9.94%	N/A

Valley National Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

Metric	ACT	VLY
Dividend yield	1.96%	3.45%
Payout ratio	18.95%	36.67%

Growth (annualized)

Metric	ACT	VLY
Revenue CAGR (5Y)	1.96%	14.60%
EPS CAGR (5Y)	14.87%	1.65%
FCF CAGR (5Y)	2.98%	N/A
Total return CAGR (5Y)	22.54%	3.07%

Frequently asked

Which has the lower trailing P/E, ACT or VLY?: ACT has the lower trailing P/E: ACT trades at 9.66 and VLY at 10.63. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, ACT or VLY?: Over the past five years, VLY grew revenue faster — ACT at a 1.96% CAGR versus VLY at 14.60%.
Does ACT or VLY pay a bigger dividend?: ACT yields 1.96% and VLY yields 3.45% based on trailing dividends and the latest price.
Is ACT or VLY more profitable?: ACT runs the higher net margin — ACT at 54.56% versus VLY at 23.26%.
How have ACT and VLY total returns compared?: Over the past 5 years, ACT delivered 22.54% and VLY delivered 3.07% annualized total return. Past performance doesn't predict future results.

Go deeper

Full ACT analysis Full VLY analysis Interactive comparison tool

Dig into the metrics

Enact P/E ratio Valley National Bancorp P/E ratio Enact dividend yield Valley National Bancorp dividend yield Enact ROE Valley National Bancorp ROE Enact operating margin Valley National Bancorp operating margin Enact revenue growth Valley National Bancorp revenue growth Enact free cash flow

Enact & Valley National Bancorp appear in these rankings

Highest Dividend Yield Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks Lowest P/E Ratio Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.