Enact Holdings (ACT) Financials: History & Chart

Enact Holdings Inc.(ACT)

Insurance - Specialty · Raleigh, NC

$45.87+0.61 (+1.35%)

Delayed quote: Oct 5, 2026, 4:00 PM EDT

About Enact Holdings Inc.

Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance products. The company serves large money center banks, non-bank lenders, national and local mortgage bankers, community banks, and credit unions. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.

Raleigh, NC

419 employees

www.enactmi.com

Financial Services / Insurance - Specialty

Sector: Financial Services
Industry: Insurance - Specialty
CEO: Rohit Gupta

View full financials

Financials

SEC Filings

Quarterly Income Statement (USD)

Swipe horizontally to review earlier periods. The line-item column stays pinned.

Quarterly Report	TTM	Quarter ended Jun 2026	Quarter ended Mar 2026	Quarter ended Dec 2025	Quarter ended Sep 2025	Quarter ended Jun 2025	Quarter ended Mar 2025	Quarter ended Dec 2024	Quarter ended Sep 2024
Revenue	1.25B	317.31M	312.07M	311.51M	311.45M	304.62M	306.89M	301.93M	309.59M
Cost of Goods Sold	176.97M	33.26M	37.16M	17.81M	88.73M	78.09M	83.06M	81.66M	67.84M
Gross Profit	1.08B	284.04M	274.91M	293.70M	222.73M	226.53M	223.83M	220.27M	241.75M
Gross Profit Margin	85.9%	89.5%	88.1%	94.3%	71.5%	74.4%	72.9%	73.0%	78.1%
Total Operating Expenses	209.11M	64.08M	61.53M	70.61M	12.90M	12.02M	12.41M	12.42M	12.29M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	866.26M	219.97M	213.38M	223.09M	209.83M	214.50M	211.42M	207.85M	229.46M
Operating Margin	69.2%	69.3%	68.4%	71.6%	67.4%	70.4%	68.9%	68.8%	74.1%
Income Before Tax (EBT)	866.26M	219.97M	213.38M	223.09M	209.83M	214.50M	211.42M	207.85M	229.46M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	50.22M	12.48M	12.37M	12.46M	12.90M	12.30M	12.29M	12.26M	12.29M
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Net Income	683.27M	174.84M	167.77M	177.16M	163.50M	167.81M	165.78M	162.74M	180.67M
Income Tax Expense	183.00M	45.13M	45.61M	45.92M	46.33M	46.69M	45.64M	45.12M	48.79M
Net Profit Margin	54.6%	55.1%	53.8%	56.9%	52.5%	55.1%	54.0%	53.9%	58.4%
EBITDA	870.51M	224.22M	213.38M	223.09M	209.83M	214.50M	211.42M	207.85M	229.46M
EBITDA Margin	69.5%	70.7%	68.4%	71.6%	67.4%	70.4%	68.9%	68.8%	74.1%
Depreciation & Amortization	4.25M	4.25M	0.00	0.00	0.00	0.00	0.00	0.00	0.00
EPS Basic	4.77	1.25	1.18	1.23	1.11	1.12	1.09	1.06	1.16
EPS Diluted	4.75	1.25	1.18	1.22	1.10	1.11	1.08	1.05	1.15
Weighted Average Basic Shares	139.50M	139.50M	141.59M	144.29M	147.43M	149.94M	151.83M	153.54M	155.56M
Weighted Average Diluted Shares	140.31M	140.31M	142.63M	145.29M	148.34M	150.73M	152.91M	154.54M	157.02M

Annual Income Statement (USD)

Swipe horizontally to review earlier years. The line-item column stays pinned.

Annual Report	12/31/2025	12/31/2024	12/31/2023	12/31/2022	12/31/2021	12/31/2020	12/31/2019	12/31/2018
Revenue	1.23B	1.20B	1.15B	1.09B	1.12B	1.11B	978.85M	841.10M
Cost of Goods Sold	109.53M	261.63M	250.31M	145.13M	371.63M	615.80M	260.68M	0.00
Gross Profit	1.12B	940.31M	903.38M	949.75M	748.55M	490.66M	718.17M	841.10M
Gross Profit Margin	91.1%	78.2%	78.3%	86.7%	66.8%	44.3%	73.4%	100.0%
Total Operating Expenses	262.02M	62.24M	51.87M	51.53M	53.34M	18.24M	0.00	191.02M
Research & Development	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Selling, General & Administrative	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Operating Income (EBIT)	858.84M	878.06M	851.51M	898.22M	695.22M	472.42M	718.17M	613.67M
Operating Margin	69.8%	73.1%	73.8%	82.0%	62.1%	42.7%	73.4%	73.0%
Income Before Tax (EBT)	858.84M	878.06M	851.51M	898.22M	695.22M	472.42M	718.17M	613.67M
Interest Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	49.95M	51.16M	51.87M	51.70M	51.01M	18.24M	N/A	N/A
Other Income/Expense	0.00	0.00	0.00	0.00	0.00	0.00	0.00	-227.43M
Net Income	674.24M	688.07M	665.51M	704.16M	546.68M	370.42M	677.63M	483.86M
Income Tax Expense	184.59M	189.99M	186.00M	194.06M	148.53M	102.00M	155.83M	129.81M
Net Profit Margin	54.8%	57.2%	57.7%	64.3%	48.8%	33.5%	69.2%	57.5%
EBITDA	858.84M	878.06M	851.51M	898.22M	698.54M	472.42M	718.17M	613.67M
EBITDA Margin	69.8%	73.1%	73.8%	82.0%	62.4%	42.7%	73.4%	73.0%
Depreciation & Amortization	0.00	0.00	0.00	0.00	3.33M	0.00	0.00	0.00
EPS Basic	4.54	4.40	4.14	4.32	3.36	2.27	3.45	2.97
EPS Diluted	4.52	4.37	4.11	4.31	3.36	2.27	3.45	2.97
Weighted Average Basic Shares	148.37M	156.28M	160.87M	162.84M	162.84M	162.84M	162.84M	162.84M
Weighted Average Diluted Shares	149.32M	157.55M	161.85M	163.29M	162.88M	162.84M	162.84M	162.84M

Values are displayed in USD. Negative numbers shown in red.

Values are displayed in USD. Negative numbers are shown in red.