Valley National Bancorp (VLY) Interest Coverage Ratio: History & Chart

Valley National Bancorp(VLY)

Banks - Regional · Morristown, NJ

$12.84+0.17 (+1.34%)

Delayed quote: Oct 2, 2026, 3:40 PM EDT

About Valley National Bancorp

Valley National Bancorp, the holding company for Valley National Bank, delivers an extensive array of financial services encompassing commercial, retail, insurance, and wealth management. Its operations are organized into three core segments: Commercial Lending, Consumer Lending, and Investment Management. The institution accepts a variety of deposits, including non-interest-bearing, savings, NOW, money market, and time accounts. Its diverse lending portfolio features commercial and industrial loans, commercial and residential real estate mortgages, automobile financing, and loans backed by the cash surrender value of life insurance. Valley National also provides home equity loans and credit lines, as well as other secured and unsecured consumer loans. The company strategically invests in various securities and interest-bearing deposits with other banks. For international clients, it offers services like standby and documentary letters of credit, foreign exchange transactions, documentary collections, international wire transfers, and transaction accounts for non-resident aliens. Furthermore, the company furnishes investment services for individuals and small to medium-sized businesses, alongside trusts and custom-tailored investment strategies for a range of retirement plans. Its comprehensive trust offerings include living and testamentary trusts, investment management, custodial and escrow services, and estate administration. Additional services comprise tax credit advisory, a full spectrum of insurance agency services (property, casualty, life, health, and title), healthcare equipment lending, other commercial equipment leasing, and real estate-related investments. Customers benefit from modern conveniences such as online, mobile, and telephone banking, overdraft protection, drive-in and night deposit options, ATMs, remote deposit capture, and safe deposit boxes. As of December 31, 2021, Valley National Bancorp operated 232 branch locations across New Jersey, New York, Florida, and Alabama. The company was founded in 1927 and maintains its headquarters in New York, New York.

Morristown, NJ

3,675 employees

www.valley.com

Financial Services / Banks - Regional

Sector: Financial Services
Industry: Banks - Regional
CEO: Ira D. Robbins

View full financials

VLY Interest Coverage Ratio Metrics

INTEREST COVERAGE RATIO

0.51x

INTEREST COVERAGE RATIO AVG TTM

0.31x

INTEREST COVERAGE RATIO AVG 3Y

0.41x

INTEREST COVERAGE RATIO AVG 5Y

1.77x

INTEREST COVERAGE RATIO AVG 10Y

1.15x

INTEREST COVERAGE RATIO AVG 15Y

0.97x

INTEREST COVERAGE RATIO AVG 20Y

0.88x

CURRENT VS TTM AVG

+63.69%

CURRENT VS 3Y AVG

+25.18%

CURRENT VS 5Y AVG

-71.21%

CURRENT VS 10Y AVG

-55.69%

CURRENT VS 15Y AVG

-47.59%

CURRENT VS 20Y AVG

-41.97%

SECTOR MEDIAN · FINANCIAL SERVICES

4.49x

median of 108 covered companies

CURRENT VS SECTOR MEDIAN

-88.65%

vs the sector median at left

NAME	MARKET CAP	INTEREST COVERAGE RATIO	TTM	3Y	5Y
Valley National Bancorp (VLY)	$7.12B	0.51x	0.31x	0.41x	1.77x
PIMCO Dynamic Income Fund (PDI)vs ›	$6.67B	4.60x	4.69x	3.31x	8.25x
Kinsale Capital Group, Inc. (KNSL)vs ›	$7.56B	59.58x	55.19x	48.33x	163.49x
Galaxy Digital (GLXY)vs ›	$7.67B	9.71x	16.57x	16.57x	16.57x
TeraWulf Inc. (WULF)vs ›	$7.67B	-2.12x	2.49x	2.49x	2.49x
MarketAxess Holdings Inc. (MKTX)vs ›	$5.78B	235.35x	223.50x	268.65x	300.55x
Voya Financial, Inc. (VOYA)vs ›	$8.79B	2.23x	2.45x	2.38x	3.97x
Main Street Capital Corporation (MAIN)vs ›	$5.13B	4.06x	4.21x	4.05x	3.78x
RLI Corp. (RLI)vs ›	$5.12B	96.73x	82.13x	76.37x	62.55x
Axos Financial, Inc. (AX)vs ›	$5.06B	0.91x	0.90x	0.97x	2.37x

NAME

MARKET CAP

INTEREST COVERAGE RATIO

TTM

Valley National Bancorp (VLY)

$7.12B

0.51x

0.31x

0.41x

1.77x

PIMCO Dynamic Income Fund (PDI)vs ›

$6.67B

4.60x

4.69x

3.31x

8.25x

Kinsale Capital Group, Inc. (KNSL)vs ›

$7.56B

59.58x

55.19x

48.33x

163.49x

Galaxy Digital (GLXY)vs ›

$7.67B

9.71x

16.57x

TeraWulf Inc. (WULF)vs ›

$7.67B

-2.12x

2.49x

MarketAxess Holdings Inc. (MKTX)vs ›

$5.78B

235.35x

223.50x

268.65x

300.55x

Voya Financial, Inc. (VOYA)vs ›

$8.79B

2.23x

2.45x

2.38x

3.97x

Main Street Capital Corporation (MAIN)vs ›

$5.13B

4.06x

4.21x

4.05x

3.78x

RLI Corp. (RLI)vs ›

$5.12B

96.73x

82.13x

76.37x

62.55x

Axos Financial, Inc. (AX)vs ›

$5.06B

0.91x

0.90x

0.97x

2.37x

Interest Coverage Ratio FAQ

What is the interest coverage ratio for Valley National Bancorp (VLY)?

The interest coverage ratio for VLY stock is 0.51x.

Is Valley National Bancorp's interest coverage ratio high or low?

The interest coverage ratio of 0.51x is 71% below its 5-year average of 1.77x, near the low end of its 5-year range (-0.72x–6.85x).

What is the TTM average interest coverage ratio for Valley National Bancorp (VLY)?

The TTM average interest coverage ratio for VLY stock is 0.31x.

What is the 3Y average interest coverage ratio for Valley National Bancorp (VLY)?

The 3Y average interest coverage ratio for VLY stock is 0.41x.

What is the 5Y average interest coverage ratio for Valley National Bancorp (VLY)?

The 5Y average interest coverage ratio for VLY stock is 1.77x.

What is the 10Y average interest coverage ratio for Valley National Bancorp (VLY)?

The 10Y average interest coverage ratio for VLY stock is 1.15x.

What is the 15Y average interest coverage ratio for Valley National Bancorp (VLY)?

The 15Y average interest coverage ratio for VLY stock is 0.97x.

What is the 20Y average interest coverage ratio for Valley National Bancorp (VLY)?

The 20Y average interest coverage ratio for VLY stock is 0.88x.

DATE	INTEREST COVERAGE RATIO
2026-06-30	-0.72x
2026-03-31	0.63x
2025-12-31	0.63x
2025-09-30	0.55x
2025-06-30	0.46x
2025-03-31	0.38x
2024-12-31	0.22x
2024-09-30	0.28x
2024-06-30	0.22x
2024-03-31	0.30x
2023-12-31	0.21x
2023-09-30	0.49x
2023-06-30	0.52x
2023-03-31	0.72x
2022-12-31	1.36x
2022-09-30	2.98x
2022-06-30	3.82x
2022-03-31	6.85x
2021-12-31	6.37x
2021-09-30	5.94x
2021-06-30	4.99x
2021-03-31	3.96x
2020-12-31	3.11x
2020-09-30	2.60x
2020-06-30	1.96x
2020-03-31	1.18x
2019-12-31	0.71x
2019-09-30	0.99x
2019-06-30	0.97x
2019-03-31	1.68x
2018-12-31	1.03x
2018-09-30	1.09x
2018-06-30	1.32x
2018-03-31	0.92x
2017-12-31	1.26x
2017-09-30	1.21x
2017-06-30	1.68x
2017-03-31	1.75x
2016-12-31	1.86x
2016-09-30	1.62x
2016-06-30	1.45x
2016-03-31	1.35x
2015-12-31	-0.17x
2015-09-30	1.13x
2015-06-30	1.12x
2015-03-31	1.10x
2014-12-31	0.78x
2014-09-30	0.94x
2014-06-30	1.04x
2014-03-31	0.89x
2013-12-31	1.36x
2013-09-30	0.81x
2013-06-30	1.06x
2013-03-31	1.03x
2012-12-31	1.16x
2012-09-30	1.36x
2012-06-30	1.05x
2012-03-31	1.07x
2011-12-31	0.67x
2011-09-30	0.99x
2011-06-30	1.24x
2011-03-31	1.05x
2010-12-31	1.03x
2010-09-30	0.89x
2010-06-30	0.87x
2010-03-31	0.72x
2009-12-31	0.79x
2009-09-30	0.73x
2009-06-30	0.32x
2009-03-31	0.73x
2008-12-31	0.18x
2008-09-30	0.03x
2008-06-30	0.69x
2008-03-31	0.54x
2007-12-31	0.39x
2007-09-30	0.54x
2007-06-30	0.61x
2007-03-31	0.86x
2006-12-31	0.59x
2006-09-30	0.52x
2006-06-30	0.69x
2006-03-31	0.80x
2005-12-31	0.80x
2005-09-30	0.98x
2005-06-30	1.11x
2005-03-31	1.29x
2004-12-31	1.37x
2004-09-30	1.54x
2004-06-30	1.63x
2004-03-31	1.75x
2003-12-31	1.24x
2003-09-30	1.70x
2003-06-30	1.72x
2003-03-31	1.73x
2002-12-31	1.43x
2002-09-30	1.39x

DATE

INTEREST COVERAGE RATIO

2026-06-30

-0.72x

2026-03-31

0.63x

2025-12-31

0.63x

2025-09-30

0.55x

2025-06-30

0.46x

2025-03-31

0.38x

2024-12-31

0.22x

2024-09-30

0.28x

2024-06-30

0.22x

2024-03-31

0.30x

2023-12-31

0.21x

2023-09-30

0.49x

2023-06-30

0.52x

2023-03-31

0.72x

2022-12-31

1.36x

2022-09-30

2.98x

2022-06-30

3.82x

2022-03-31

6.85x

2021-12-31

6.37x

2021-09-30

5.94x

2021-06-30

4.99x

2021-03-31

3.96x

2020-12-31

3.11x

2020-09-30

2.60x

2020-06-30

1.96x

2020-03-31

1.18x

2019-12-31

0.71x

2019-09-30

0.99x

2019-06-30

0.97x

2019-03-31

1.68x

2018-12-31

1.03x

2018-09-30

1.09x

2018-06-30

1.32x

2018-03-31

0.92x

2017-12-31

1.26x

2017-09-30

1.21x

2017-06-30

1.68x

2017-03-31

1.75x

2016-12-31

1.86x

2016-09-30

1.62x

2016-06-30

1.45x

2016-03-31

1.35x

2015-12-31

-0.17x

2015-09-30

1.13x

2015-06-30

1.12x

2015-03-31

1.10x

2014-12-31

0.78x

2014-09-30

0.94x

2014-06-30

1.04x

2014-03-31

0.89x

2013-12-31

1.36x

2013-09-30

0.81x

2013-06-30

1.06x

2013-03-31

1.03x

2012-12-31

1.16x

2012-09-30

1.36x

2012-06-30

1.05x

2012-03-31

1.07x

2011-12-31

0.67x

2011-09-30

0.99x

2011-06-30

1.24x

2011-03-31

1.05x

2010-12-31

1.03x

2010-09-30

0.89x

2010-06-30

0.87x

2010-03-31

0.72x

2009-12-31

0.79x

2009-09-30

0.73x

2009-06-30

0.32x

2009-03-31

0.73x

2008-12-31

0.18x

2008-09-30

0.03x

2008-06-30

0.69x

2008-03-31

0.54x

2007-12-31

0.39x

2007-09-30

0.54x

2007-06-30

0.61x

2007-03-31

0.86x

2006-12-31

0.59x

2006-09-30

0.52x

2006-06-30

0.69x

2006-03-31

0.80x

2005-12-31

0.80x

2005-09-30

0.98x

2005-06-30

1.11x

2005-03-31

1.29x

2004-12-31

1.37x

2004-09-30

1.54x

2004-06-30

1.63x

2004-03-31

1.75x

2003-12-31

1.24x

2003-09-30

1.70x

2003-06-30

1.72x

2003-03-31

1.73x

2002-12-31

1.43x

2002-09-30

1.39x

Interest Coverage Ratio: 0.51x

VLY Interest Coverage Ratio

VLY Average Interest Coverage Ratio Chart

VLY Current vs Average Interest Coverage Ratio Chart

VLY Interest Coverage Ratio Metrics

VLY Competitors' Interest Coverage Ratio

Financial Health Indicators

Interest Coverage Ratio Formula & Definition

Interest Coverage Ratio FAQ

VLY Interest Coverage Ratio History

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