Axos Financial, Inc. (AX) vs Valley National Bancorp (VLY)
A side-by-side comparison of Axos Financial, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.
AX
Axos Financial, Inc.
$88.93Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT
VLY
Valley National Bancorp
$12.82Financial ServicesDelayed quote: Oct 2, 2026, 4:00 PM EDT
Total return — AX vs VLY
growth of $100 · dividends reinvested · last 10yAX +296.4% (+14.8%/yr)VLY +100.8% (+7.2%/yr)AX compounded faster over this window
AX VLY
AX vs VLY: by the numbers
- •VLY is the larger company ($7.10B vs $5.06B market cap).
- •AX trades at the lower trailing earnings multiple (10.50 vs 10.68 P/E), one valuation lens rather than an overall verdict.
- •VLY converts more revenue to profit (23.26% vs 22.39% net margin).
- •AX grew revenue faster over the past five years (25.21% vs 14.60% CAGR).
- •VLY pays a dividend (3.44% yield), while AX has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | AX | VLY |
|---|---|---|
| P/E ratio | 10.50 | 10.68 |
| Forward P/E | 9.21 | 10.07 |
| PEG ratio | 0.55 | 6.44 |
| P/S ratio | 2.31 | 2.38 |
| P/B ratio | 1.60 | 0.90 |
Profitability
| Metric | AX | VLY |
|---|---|---|
| Gross margin | 62.97% | 50.50% |
| Operating margin | 29.52% | 14.48% |
| Net margin | 22.39% | 23.26% |
| ROE | 15.49% | 8.76% |
Dividends
| Metric | AX | VLY |
|---|---|---|
| Dividend yield | N/A | 3.44% |
| Payout ratio | N/A | 36.67% |
Growth (annualized)
| Metric | AX | VLY |
|---|---|---|
| Revenue CAGR (5Y) | 25.21% | 14.60% |
| EPS CAGR (5Y) | 18.93% | 1.65% |
| Total return CAGR (5Y) | 10.72% | 3.00% |
Frequently asked
- Which has the lower trailing P/E, AX or VLY?
- AX has the lower trailing P/E: AX trades at 10.50 and VLY at 10.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AX or VLY?
- Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus VLY at 14.60%.
- Does AX or VLY pay a bigger dividend?
- VLY pays a dividend (3.44% yield), while AX has no payments in the available dividend history.
- Is AX or VLY more profitable?
- VLY runs the higher net margin — AX at 22.39% versus VLY at 23.26%.
- How have AX and VLY total returns compared?
- Over the past 10 years, AX delivered 14.61% and VLY delivered 7.10% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Axos Financial P/E ratioValley National Bancorp P/E ratioValley National Bancorp dividend yieldAxos Financial ROEValley National Bancorp ROEAxos Financial operating marginValley National Bancorp operating marginAxos Financial revenue growthValley National Bancorp revenue growth
Axos Financial & Valley National Bancorp appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.