Axos Financial, Inc. (AX) vs Valley National Bancorp (VLY)

A side-by-side comparison of Axos Financial, Inc. and Valley National Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 2, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — AX vs VLY

growth of $100 · dividends reinvested · last 10y
AX +296.4% (+14.8%/yr)VLY +100.8% (+7.2%/yr)AX compounded faster over this window
100200300400Start $10020182020202220242026$396$201
AX VLY

AX vs VLY: by the numbers

  • •VLY is the larger company ($7.10B vs $5.06B market cap).
  • •AX trades at the lower trailing earnings multiple (10.50 vs 10.68 P/E), one valuation lens rather than an overall verdict.
  • •VLY converts more revenue to profit (23.26% vs 22.39% net margin).
  • •AX grew revenue faster over the past five years (25.21% vs 14.60% CAGR).
  • •VLY pays a dividend (3.44% yield), while AX has no payments in the available dividend history.

Metrics side by side

Valuation

MetricAXVLY
P/E ratio10.5010.68
Forward P/E9.2110.07
PEG ratio0.556.44
P/S ratio2.312.38
P/B ratio1.600.90

Profitability

MetricAXVLY
Gross margin62.97%50.50%
Operating margin29.52%14.48%
Net margin22.39%23.26%
ROE15.49%8.76%

Dividends

MetricAXVLY
Dividend yieldN/A3.44%
Payout ratioN/A36.67%

Growth (annualized)

MetricAXVLY
Revenue CAGR (5Y)25.21%14.60%
EPS CAGR (5Y)18.93%1.65%
Total return CAGR (5Y)10.72%3.00%

Frequently asked

Which has the lower trailing P/E, AX or VLY?
AX has the lower trailing P/E: AX trades at 10.50 and VLY at 10.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, AX or VLY?
Over the past five years, AX grew revenue faster — AX at a 25.21% CAGR versus VLY at 14.60%.
Does AX or VLY pay a bigger dividend?
VLY pays a dividend (3.44% yield), while AX has no payments in the available dividend history.
Is AX or VLY more profitable?
VLY runs the higher net margin — AX at 22.39% versus VLY at 23.26%.
How have AX and VLY total returns compared?
Over the past 10 years, AX delivered 14.61% and VLY delivered 7.10% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 2, 2026.