PayPal Holdings, Inc. (PYPL) vs Walmart Inc. (WMT)
A side-by-side comparison of PayPal Holdings, Inc. and Walmart Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: PYPL is classified in Financial Services; WMT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
WMT
Walmart Inc.
$113.10Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — PYPL vs WMT
growth of $100 · dividends reinvested · last 11yPYPL +53.9%WMT +470.2%WMT compounded faster
PYPL WMT
PYPL vs WMT: by the numbers
- •WMT is the larger company ($900.06B vs $51.44B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 39.21 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 3.13% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs 5.20% CAGR).
- •WMT pays the higher dividend yield (0.86% vs 0.75%).
Metrics side by side
Valuation
| Metric | PYPL | WMT |
|---|---|---|
| P/E ratio | 10.52 | 39.21 |
| Forward P/E | 10.56 | 42.36 |
| P/S ratio | 1.53 | 1.23 |
| P/B ratio | 2.58 | 9.48 |
| PEG ratio | 0.30 | 3.29 |
| EV / EBITDA | N/A | 21.35 |
| FCF yield | N/A | 1.40% |
Profitability
| Metric | PYPL | WMT |
|---|---|---|
| Gross margin | 45.75% | 24.98% |
| Operating margin | 18.78% | 4.16% |
| Net margin | 14.36% | 3.13% |
| ROE | 24.73% | 24.10% |
| ROIC | 14.95% | 11.87% |
Dividends
| Metric | PYPL | WMT |
|---|---|---|
| Dividend yield | 0.75% | 0.86% |
| Payout ratio | 7.69% | 35.22% |
Growth (annualized)
| Metric | PYPL | WMT |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | 5.20% |
| EPS CAGR (5Y) | 8.81% | 10.95% |
| FCF CAGR (5Y) | N/A | -9.94% |
| Total return CAGR (5Y) | -27.93% | 20.16% |
Frequently asked
- Which has the lower trailing P/E, PYPL or WMT?
- PYPL has the lower trailing P/E: PYPL trades at 10.52 and WMT at 39.21. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PYPL or WMT?
- Over the past five years, PYPL grew revenue faster — PYPL at a 7.43% CAGR versus WMT at 5.20%.
- Does PYPL or WMT pay a bigger dividend?
- PYPL yields 0.75% and WMT yields 0.86% based on trailing dividends and the latest price.
- Is PYPL or WMT more profitable?
- PYPL runs the higher net margin — PYPL at 14.36% versus WMT at 3.13%.
- How have PYPL and WMT total returns compared?
- Over the past 10 years, PYPL delivered 4.66% and WMT delivered 18.43% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioWalmart P/E ratioPayPal dividend yieldWalmart dividend yieldPayPal ROEWalmart ROEPayPal operating marginWalmart operating marginPayPal revenue growthWalmart revenue growthPayPal free cash flowWalmart free cash flow
PayPal & Walmart appear in these rankings
25+ Year Dividend GrowersHighest FCF Yield StocksHighest 10-Year Total Return StocksLowest P/E Ratio Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.