PayPal Holdings, Inc. (PYPL) vs Target Corporation (TGT)
A side-by-side comparison of PayPal Holdings, Inc. and Target Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: PYPL is classified in Financial Services; TGT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
TGT
Target Corporation
$144.18Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — PYPL vs TGT
growth of $100 · dividends reinvested · last 11yPYPL +53.9%TGT +132.7%TGT compounded faster
PYPL TGT
PYPL vs TGT: by the numbers
- •TGT is the larger company ($65.49B vs $51.44B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 18.54 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 3.24% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs -0.29% CAGR).
- •TGT pays the higher dividend yield (3.25% vs 0.75%).
Metrics side by side
Valuation
| Metric | PYPL | TGT |
|---|---|---|
| P/E ratio | 10.52 | 18.54 |
| Forward P/E | 10.56 | 19.22 |
| P/S ratio | 1.53 | 0.60 |
| P/B ratio | 2.58 | 3.90 |
| PEG ratio | 0.30 | N/A |
| EV / EBITDA | N/A | 9.98 |
| FCF yield | N/A | 4.89% |
Profitability
| Metric | PYPL | TGT |
|---|---|---|
| Gross margin | 45.75% | 28.14% |
| Operating margin | 18.78% | 4.49% |
| Net margin | 14.36% | 3.24% |
| ROE | 24.73% | 21.04% |
| ROIC | 14.95% | 9.76% |
Dividends
| Metric | PYPL | TGT |
|---|---|---|
| Dividend yield | 0.75% | 3.25% |
| Payout ratio | 7.69% | 55.88% |
Growth (annualized)
| Metric | PYPL | TGT |
|---|---|---|
| Revenue CAGR (5Y) | 7.43% | -0.29% |
| EPS CAGR (5Y) | 8.81% | -1.34% |
| FCF CAGR (5Y) | N/A | -17.01% |
| Total return CAGR (5Y) | -27.93% | -8.75% |
Frequently asked
- Which has the lower trailing P/E, PYPL or TGT?
- PYPL has the lower trailing P/E: PYPL trades at 10.52 and TGT at 18.54. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, PYPL or TGT?
- Over the past five years, PYPL grew revenue faster — PYPL at a 7.43% CAGR versus TGT at -0.29%.
- Does PYPL or TGT pay a bigger dividend?
- PYPL yields 0.75% and TGT yields 3.25% based on trailing dividends and the latest price.
- Is PYPL or TGT more profitable?
- PYPL runs the higher net margin — PYPL at 14.36% versus TGT at 3.24%.
- How have PYPL and TGT total returns compared?
- Over the past 10 years, PYPL delivered 4.66% and TGT delivered 9.69% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
PayPal P/E ratioTarget P/E ratioPayPal dividend yieldTarget dividend yieldPayPal ROETarget ROEPayPal operating marginTarget operating marginPayPal revenue growthTarget revenue growthPayPal free cash flowTarget free cash flow
PayPal & Target appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.