Amazon.com, Inc. (AMZN) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of Amazon.com, Inc. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AMZN is classified in Consumer Cyclical; PYPL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AMZN
Amazon.com, Inc.
$230.86Consumer CyclicalDelayed quote: Jul 28, 2026, 4:00 PM EDT
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — AMZN vs PYPL
growth of $100 · dividends reinvested · last 11yAMZN +966.3%PYPL +53.9%AMZN compounded faster
Log scale — wide-divergence pair
AMZN PYPL
AMZN vs PYPL: by the numbers
- •AMZN is the larger company ($2.48T vs $51.44B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 27.68 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 12.22% net margin).
- •AMZN grew revenue faster over the past five years (12.13% vs 7.43% CAGR).
- •PYPL pays a dividend (0.75% yield), while AMZN has no payments in the available dividend history.
Metrics side by side
Valuation
| Metric | AMZN | PYPL |
|---|---|---|
| P/E ratio | 27.68 | 10.52 |
| Forward P/E | 26.18 | 10.56 |
| P/S ratio | 3.39 | 1.53 |
| P/B ratio | 5.69 | 2.58 |
| PEG ratio | 1.10 | 0.30 |
| EV / EBITDA | 16.84 | N/A |
Profitability
| Metric | AMZN | PYPL |
|---|---|---|
| Gross margin | 50.60% | 45.75% |
| Operating margin | 11.50% | 18.78% |
| Net margin | 12.22% | 14.36% |
| ROE | 20.55% | 24.73% |
| ROIC | 10.70% | 14.95% |
Dividends
| Metric | AMZN | PYPL |
|---|---|---|
| Dividend yield | N/A | 0.75% |
| Payout ratio | N/A | 7.69% |
Growth (annualized)
| Metric | AMZN | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 12.13% | 7.43% |
| EPS CAGR (5Y) | 27.90% | 8.81% |
| FCF CAGR (5Y) | -21.57% | N/A |
| Total return CAGR (5Y) | 5.00% | -27.93% |
Frequently asked
- Which has the lower trailing P/E, AMZN or PYPL?
- PYPL has the lower trailing P/E: AMZN trades at 27.68 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMZN or PYPL?
- Over the past five years, AMZN grew revenue faster — AMZN at a 12.13% CAGR versus PYPL at 7.43%.
- Does AMZN or PYPL pay a bigger dividend?
- PYPL pays a dividend (0.75% yield), while AMZN has no payments in the available dividend history.
- Is AMZN or PYPL more profitable?
- PYPL runs the higher net margin — AMZN at 12.22% versus PYPL at 14.36%.
- How have AMZN and PYPL total returns compared?
- Over the past 10 years, AMZN delivered 20.18% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Amazon.com P/E ratioPayPal P/E ratioAmazon.com dividend yieldPayPal dividend yieldAmazon.com ROEPayPal ROEAmazon.com operating marginPayPal operating marginAmazon.com revenue growthPayPal revenue growthAmazon.com free cash flowPayPal free cash flow
Amazon.com & PayPal appear in these rankings
Highest FCF Yield StocksHighest 10-Year Total Return StocksLowest P/E Ratio StocksLargest Companies by Market Cap
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.