The Kroger Co. (KR) vs PayPal Holdings, Inc. (PYPL)
A side-by-side comparison of The Kroger Co. and PayPal Holdings, Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: KR is classified in Consumer Defensive; PYPL is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
KR
The Kroger Co.
$59.19Consumer DefensiveDelayed quote: Jul 28, 2026, 4:00 PM EDT
PYPL
PayPal Holdings, Inc.
$58.32Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — KR vs PYPL
growth of $100 · dividends reinvested · last 11yKR +103.6%PYPL +59.9%KR compounded faster
KR PYPL
KR vs PYPL: by the numbers
- •PYPL is the larger company ($51.44B vs $36.26B market cap).
- •PYPL trades at the lower trailing earnings multiple (10.52 vs 33.91 P/E), one valuation lens rather than an overall verdict.
- •PYPL converts more revenue to profit (14.36% vs 0.71% net margin).
- •PYPL grew revenue faster over the past five years (7.43% vs 2.33% CAGR).
- •KR pays the higher dividend yield (2.41% vs 0.75%).
Metrics side by side
Valuation
| Metric | KR | PYPL |
|---|---|---|
| P/E ratio | 33.91 | 10.52 |
| Forward P/E | 12.07 | 10.56 |
| P/S ratio | 0.24 | 1.53 |
| P/B ratio | 5.51 | 2.58 |
| PEG ratio | N/A | 0.30 |
| EV / EBITDA | 10.44 | N/A |
| FCF yield | 8.09% | N/A |
Profitability
| Metric | KR | PYPL |
|---|---|---|
| Gross margin | 23.18% | 45.75% |
| Operating margin | 1.33% | 18.78% |
| Net margin | 0.71% | 14.36% |
| ROE | 16.27% | 24.73% |
| ROIC | 4.70% | 14.95% |
Dividends
| Metric | KR | PYPL |
|---|---|---|
| Dividend yield | 2.41% | 0.75% |
| Payout ratio | 89.74% | 7.69% |
Growth (annualized)
| Metric | KR | PYPL |
|---|---|---|
| Revenue CAGR (5Y) | 2.33% | 7.43% |
| EPS CAGR (5Y) | -13.96% | 8.81% |
| FCF CAGR (5Y) | -1.62% | N/A |
| Total return CAGR (5Y) | 10.73% | -27.93% |
Frequently asked
- Which has the lower trailing P/E, KR or PYPL?
- PYPL has the lower trailing P/E: KR trades at 33.91 and PYPL at 10.52. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, KR or PYPL?
- Over the past five years, PYPL grew revenue faster — KR at a 2.33% CAGR versus PYPL at 7.43%.
- Does KR or PYPL pay a bigger dividend?
- KR yields 2.41% and PYPL yields 0.75% based on trailing dividends and the latest price.
- Is KR or PYPL more profitable?
- PYPL runs the higher net margin — KR at 0.71% versus PYPL at 14.36%.
- How have KR and PYPL total returns compared?
- Over the past 10 years, KR delivered 7.90% and PYPL delivered 4.66% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Kroger P/E ratioPayPal P/E ratioKroger dividend yieldPayPal dividend yieldKroger ROEPayPal ROEKroger operating marginPayPal operating marginKroger revenue growthPayPal revenue growthKroger free cash flowPayPal free cash flow
Kroger & PayPal appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.