Microsoft Corporation (MSFT) vs Visa Inc. (V)
A side-by-side comparison of Microsoft Corporation and Visa Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of July 28, 2026. Differences are shown without an overall score or investment verdict.
Different business models: MSFT is classified in Technology; V is classified in Financial Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
MSFT
Microsoft Corporation
$393.35TechnologyDelayed quote: Jul 28, 2026, 4:00 PM EDT
V
Visa Inc.
$366.59Financial ServicesDelayed quote: Jul 28, 2026, 4:00 PM EDT
Total return — MSFT vs V
growth of $100 · dividends reinvested · last 18yMSFT +1754.7%V +2764.1%V compounded faster
MSFT V
MSFT vs V: by the numbers
- •MSFT is the larger company ($2.92T vs $702.69B market cap).
- •MSFT trades at the lower trailing earnings multiple (23.16 vs 31.58 P/E), one valuation lens rather than an overall verdict.
- •V converts more revenue to profit (51.68% vs 39.34% net margin).
- •V grew revenue faster over the past five years (15.04% vs 14.75% CAGR).
- •MSFT pays the higher dividend yield (0.91% vs 0.72%).
Metrics side by side
Valuation
| Metric | MSFT | V |
|---|---|---|
| P/E ratio | 23.16 | 31.58 |
| Forward P/E | 22.87 | 27.55 |
| P/S ratio | 9.10 | 16.29 |
| P/B ratio | 6.99 | 19.65 |
| PEG ratio | 2.34 | 6.78 |
| EV / EBITDA | 15.53 | N/A |
| FCF yield | 2.52% | N/A |
Profitability
| Metric | MSFT | V |
|---|---|---|
| Gross margin | 68.31% | 81.29% |
| Operating margin | 46.80% | 61.12% |
| Net margin | 39.34% | 51.68% |
| ROE | 30.22% | 62.35% |
| ROIC | 21.63% | 28.36% |
Dividends
| Metric | MSFT | V |
|---|---|---|
| Dividend yield | 0.91% | 0.72% |
| Payout ratio | 25.99% | 25.44% |
Growth (annualized)
| Metric | MSFT | V |
|---|---|---|
| Revenue CAGR (5Y) | 14.75% | 15.04% |
| EPS CAGR (5Y) | 18.68% | 15.84% |
| FCF CAGR (5Y) | 6.27% | N/A |
| Total return CAGR (5Y) | 7.19% | 9.00% |
Frequently asked
- Which has the lower trailing P/E, MSFT or V?
- MSFT has the lower trailing P/E: MSFT trades at 23.16 and V at 31.58. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, MSFT or V?
- Over the past five years, V grew revenue faster — MSFT at a 14.75% CAGR versus V at 15.04%.
- Does MSFT or V pay a bigger dividend?
- MSFT yields 0.91% and V yields 0.72% based on trailing dividends and the latest price.
- Is MSFT or V more profitable?
- V runs the higher net margin — MSFT at 39.34% versus V at 51.68%.
- How have MSFT and V total returns compared?
- Over the past 10 years, MSFT delivered 22.86% and V delivered 17.36% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Microsoft P/E ratioVisa P/E ratioMicrosoft dividend yieldVisa dividend yieldMicrosoft ROEVisa ROEMicrosoft operating marginVisa operating marginMicrosoft revenue growthVisa revenue growthMicrosoft free cash flowVisa free cash flow
Microsoft & Visa appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified July 28, 2026.