Fair Isaac Corporation (FICO) vs Walmart Inc. (WMT)
A side-by-side comparison of Fair Isaac Corporation and Walmart Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: FICO is classified in Technology; WMT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
FICO
Fair Isaac Corporation
$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
WMT
Walmart Inc.
$107.15Consumer DefensiveDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — FICO vs WMT
growth of $100 · dividends reinvested · last 10yFICO +620.4% (+21.8%/yr)WMT +420.4% (+17.9%/yr)FICO compounded faster over this window
FICO WMT
FICO vs WMT: by the numbers
- •WMT is the larger company ($852.71B vs $21.28B market cap).
- •FICO trades at the lower trailing earnings multiple (28.46 vs 38.68 P/E), one valuation lens rather than an overall verdict.
- •FICO converts more revenue to profit (34.05% vs 3.00% net margin).
- •FICO grew revenue faster over the past five years (12.03% vs 5.38% CAGR).
- •WMT pays a dividend (0.92% yield), while FICO is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | FICO | WMT |
|---|---|---|
| P/E ratio | 28.46 | 38.68 |
| Forward P/E | 22.95 | 37.07 |
| P/S ratio | 8.89 | 1.16 |
| P/B ratio | N/A | 8.68 |
| EV / EBITDA | 21.26 | 19.31 |
| FCF yield | 4.68% | 1.58% |
Profitability
| Metric | FICO | WMT |
|---|---|---|
| Gross margin | 85.10% | 25.23% |
| Operating margin | 51.65% | 4.39% |
| Net margin | 34.05% | 3.00% |
| ROE | N/A | 22.47% |
| ROIC | 59.42% | 12.89% |
Dividends
| Metric | FICO | WMT |
|---|---|---|
| Dividend yield | N/A | 0.92% |
| Payout ratio | N/A | 35.29% |
Growth (annualized)
| Metric | FICO | WMT |
|---|---|---|
| Revenue CAGR (5Y) | 12.03% | 5.38% |
| EPS CAGR (5Y) | 27.04% | 10.95% |
| FCF CAGR (5Y) | 16.63% | -5.40% |
| Total return CAGR (5Y) | 16.31% | 18.21% |
Frequently asked
- Which has the lower trailing P/E, FICO or WMT?
- FICO has the lower trailing P/E: FICO trades at 28.46 and WMT at 38.68. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FICO or WMT?
- Over the past five years, FICO grew revenue faster — FICO at a 12.03% CAGR versus WMT at 5.38%.
- Does FICO or WMT pay a bigger dividend?
- WMT pays a dividend (0.92% yield), while FICO is a former payer with no current dividend run rate.
- Is FICO or WMT more profitable?
- FICO runs the higher net margin — FICO at 34.05% versus WMT at 3.00%.
- How have FICO and WMT total returns compared?
- Over the past 10 years, FICO delivered 22.28% and WMT delivered 18.23% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fair Isaac P/E ratioWalmart P/E ratioWalmart dividend yieldFair Isaac ROEWalmart ROEFair Isaac operating marginWalmart operating marginFair Isaac revenue growthWalmart revenue growthFair Isaac free cash flowWalmart free cash flow
Fair Isaac & Walmart appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.