Amazon.com, Inc. (AMZN) vs Fair Isaac Corporation (FICO)
A side-by-side comparison of Amazon.com, Inc. and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
Different business models: AMZN is classified in Consumer Cyclical; FICO is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
AMZN
Amazon.com, Inc.
$256.78Consumer CyclicalDelayed quote: Sep 11, 2026, 4:00 PM EDT
FICO
Fair Isaac Corporation
$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — AMZN vs FICO
growth of $100 · dividends reinvested · last 10yAMZN +562.0% (+20.8%/yr)FICO +625.3% (+21.9%/yr)FICO compounded faster over this window
AMZN FICO
AMZN vs FICO: by the numbers
- •AMZN is the larger company ($2.76T vs $21.28B market cap).
- •AMZN trades at the lower trailing earnings multiple (20.66 vs 28.46 P/E), one valuation lens rather than an overall verdict.
- •FICO converts more revenue to profit (34.05% vs 17.44% net margin).
- •FICO grew revenue faster over the past five years (12.03% vs 11.84% CAGR).
Metrics side by side
Valuation
| Metric | AMZN | FICO |
|---|---|---|
| P/E ratio | 20.66 | 28.46 |
| Forward P/E | 20.20 | 22.95 |
| P/S ratio | 3.56 | 8.89 |
| P/B ratio | 5.01 | N/A |
| EV / EBITDA | 17.21 | 21.26 |
| FCF yield | N/A | 4.68% |
Profitability
| Metric | AMZN | FICO |
|---|---|---|
| Gross margin | 50.77% | 85.10% |
| Operating margin | 12.08% | 51.65% |
| Net margin | 17.44% | 34.05% |
| ROE | 24.52% | N/A |
| ROIC | 8.48% | 59.42% |
Growth (annualized)
| Metric | AMZN | FICO |
|---|---|---|
| Revenue CAGR (5Y) | 11.84% | 12.03% |
| EPS CAGR (5Y) | 27.90% | 27.04% |
| FCF CAGR (5Y) | -21.57% | 16.63% |
| Total return CAGR (5Y) | 7.75% | 16.31% |
Frequently asked
- Which has the lower trailing P/E, AMZN or FICO?
- AMZN has the lower trailing P/E: AMZN trades at 20.66 and FICO at 28.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AMZN or FICO?
- Over the past five years, FICO grew revenue faster — AMZN at a 11.84% CAGR versus FICO at 12.03%.
- Is AMZN or FICO more profitable?
- FICO runs the higher net margin — AMZN at 17.44% versus FICO at 34.05%.
- How have AMZN and FICO total returns compared?
- Over the past 10 years, AMZN delivered 20.81% and FICO delivered 22.28% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Amazon.com P/E ratioFair Isaac P/E ratioAmazon.com ROEFair Isaac ROEAmazon.com operating marginFair Isaac operating marginAmazon.com revenue growthFair Isaac revenue growthAmazon.com free cash flowFair Isaac free cash flow
Amazon.com & Fair Isaac appear in these rankings
Highest ROIC StocksHighest Operating Margin StocksHighest FCF Yield StocksHighest 10-Year Total Return Stocks
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.