Apple Inc. (AAPL) vs Fair Isaac Corporation (FICO)
A side-by-side comparison of Apple Inc. and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 10, 2026. Differences are shown without an overall score or investment verdict.
AAPL
Apple Inc.
$332.27TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
FICO
Fair Isaac Corporation
$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — AAPL vs FICO
growth of $100 · dividends reinvested · last 10yAAPL +1157.2% (+28.8%/yr)FICO +642.4% (+22.2%/yr)AAPL compounded faster over this window
AAPL FICO
AAPL vs FICO: by the numbers
- •AAPL is the larger company ($4.88T vs $21.28B market cap).
- •FICO trades at the lower trailing earnings multiple (28.46 vs 38.06 P/E), one valuation lens rather than an overall verdict.
- •FICO converts more revenue to profit (34.05% vs 27.62% net margin).
- •FICO grew revenue faster over the past five years (12.03% vs 6.10% CAGR).
- •AAPL pays a dividend (0.32% yield), while FICO is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | AAPL | FICO |
|---|---|---|
| P/E ratio | 38.06 | 28.46 |
| Forward P/E | 37.62 | 22.95 |
| P/S ratio | 10.45 | 8.89 |
| P/B ratio | 45.39 | N/A |
| EV / EBITDA | 29.32 | 21.26 |
| FCF yield | 2.80% | 4.68% |
Profitability
| Metric | AAPL | FICO |
|---|---|---|
| Gross margin | 48.65% | 85.10% |
| Operating margin | 33.17% | 51.65% |
| Net margin | 27.62% | 34.05% |
| ROE | 119.91% | N/A |
| ROIC | 51.87% | 59.42% |
Dividends
| Metric | AAPL | FICO |
|---|---|---|
| Dividend yield | 0.32% | N/A |
| Payout ratio | 12.14% | N/A |
Growth (annualized)
| Metric | AAPL | FICO |
|---|---|---|
| Revenue CAGR (5Y) | 6.10% | 12.03% |
| EPS CAGR (5Y) | 17.73% | 27.04% |
| FCF CAGR (5Y) | 7.60% | 16.63% |
| Total return CAGR (5Y) | 17.58% | 16.31% |
Frequently asked
- Which has the lower trailing P/E, AAPL or FICO?
- FICO has the lower trailing P/E: AAPL trades at 38.06 and FICO at 28.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, AAPL or FICO?
- Over the past five years, FICO grew revenue faster — AAPL at a 6.10% CAGR versus FICO at 12.03%.
- Does AAPL or FICO pay a bigger dividend?
- AAPL pays a dividend (0.32% yield), while FICO is a former payer with no current dividend run rate.
- Is AAPL or FICO more profitable?
- FICO runs the higher net margin — AAPL at 27.62% versus FICO at 34.05%.
- How have AAPL and FICO total returns compared?
- Over the past 10 years, AAPL delivered 30.06% and FICO delivered 22.28% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Apple P/E ratioFair Isaac P/E ratioApple dividend yieldApple ROEFair Isaac ROEApple operating marginFair Isaac operating marginApple revenue growthFair Isaac revenue growthApple free cash flowFair Isaac free cash flow
Apple & Fair Isaac appear in these rankings
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Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 10, 2026.