Fair Isaac Corporation (FICO) vs Alphabet Inc. (GOOGL)

A side-by-side comparison of Fair Isaac Corporation and Alphabet Inc. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

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Different business models: FICO is classified in Technology; GOOGL is classified in Communication Services. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

Total returnFICO vs GOOGL

growth of $100 · dividends reinvested · last 10y
FICO +642.4% (+22.2%/yr)GOOGL +744.3% (+23.8%/yr)GOOGL compounded faster over this window
05001k2kStart $10020182020202220242026$742$844
FICO GOOGL

FICO vs GOOGL: by the numbers

  • GOOGL is the larger company ($4.10T vs $21.28B market cap).
  • GOOGL trades at the lower trailing earnings multiple (17.00 vs 28.46 P/E), one valuation lens rather than an overall verdict.
  • GOOGL converts more revenue to profit (54.77% vs 34.05% net margin).
  • GOOGL grew revenue faster over the past five years (15.15% vs 12.03% CAGR).
  • GOOGL pays a dividend (0.26% yield), while FICO is a former payer with no current dividend run rate.

Metrics side by side

Valuation

MetricFICOGOOGL
P/E ratio28.4617.00
Forward P/E22.9516.46
P/S ratio8.899.19
P/B ratioN/A6.40
EV / EBITDA21.2624.03
FCF yield4.68%1.30%

Profitability

MetricFICOGOOGL
Gross margin85.10%60.90%
Operating margin51.65%33.11%
Net margin34.05%54.77%
ROEN/A38.13%
ROIC59.42%15.14%

Dividends

MetricFICOGOOGL
Dividend yieldN/A0.26%
Payout ratioN/A4.27%

Growth (annualized)

MetricFICOGOOGL
Revenue CAGR (5Y)12.03%15.15%
EPS CAGR (5Y)27.04%29.81%
FCF CAGR (5Y)16.63%11.33%
Total return CAGR (5Y)16.31%18.97%

Frequently asked

Which has the lower trailing P/E, FICO or GOOGL?
GOOGL has the lower trailing P/E: FICO trades at 28.46 and GOOGL at 17.00. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or GOOGL?
Over the past five years, GOOGL grew revenue faster — FICO at a 12.03% CAGR versus GOOGL at 15.15%.
Does FICO or GOOGL pay a bigger dividend?
GOOGL pays a dividend (0.26% yield), while FICO is a former payer with no current dividend run rate.
Is FICO or GOOGL more profitable?
GOOGL runs the higher net margin — FICO at 34.05% versus GOOGL at 54.77%.
How have FICO and GOOGL total returns compared?
Over the past 10 years, FICO delivered 22.28% and GOOGL delivered 23.89% annualized total return. Past performance doesn't predict future results.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.