Fair Isaac Corporation (FICO) vs Target Corporation (TGT)
A side-by-side comparison of Fair Isaac Corporation and Target Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.
Different business models: FICO is classified in Technology; TGT is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.
FICO
Fair Isaac Corporation
$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT
TGT
Target Corporation
$155.83Consumer DefensiveDelayed quote: Sep 11, 2026, 4:00 PM EDT
Total return — FICO vs TGT
growth of $100 · dividends reinvested · last 10yFICO +603.9% (+21.5%/yr)TGT +207.6% (+11.9%/yr)FICO compounded faster over this window
FICO TGT
FICO vs TGT: by the numbers
- •TGT is the larger company ($70.78B vs $21.28B market cap).
- •TGT trades at the lower trailing earnings multiple (16.16 vs 28.46 P/E), one valuation lens rather than an overall verdict.
- •FICO converts more revenue to profit (34.05% vs 4.08% net margin).
- •FICO grew revenue faster over the past five years (12.03% vs -0.29% CAGR).
- •TGT pays a dividend (2.91% yield), while FICO is a former payer with no current dividend run rate.
Metrics side by side
Valuation
| Metric | FICO | TGT |
|---|---|---|
| P/E ratio | 28.46 | 16.16 |
| Forward P/E | 22.95 | 15.46 |
| P/S ratio | 8.89 | 0.66 |
| P/B ratio | N/A | 3.97 |
| EV / EBITDA | 21.26 | 9.14 |
| FCF yield | 4.68% | 6.43% |
Profitability
| Metric | FICO | TGT |
|---|---|---|
| Gross margin | 85.10% | 29.30% |
| Operating margin | 51.65% | 5.59% |
| Net margin | 34.05% | 4.08% |
| ROE | N/A | 24.61% |
| ROIC | 59.42% | 11.35% |
Dividends
| Metric | FICO | TGT |
|---|---|---|
| Dividend yield | N/A | 2.91% |
| Payout ratio | N/A | 47.51% |
Growth (annualized)
| Metric | FICO | TGT |
|---|---|---|
| Revenue CAGR (5Y) | 12.03% | -0.29% |
| EPS CAGR (5Y) | 27.04% | -1.34% |
| FCF CAGR (5Y) | 16.63% | -6.17% |
| Total return CAGR (5Y) | 16.31% | -5.58% |
Frequently asked
- Which has the lower trailing P/E, FICO or TGT?
- TGT has the lower trailing P/E: FICO trades at 28.46 and TGT at 16.16. P/E is one valuation measure and does not by itself establish which business is cheaper.
- Which has grown faster, FICO or TGT?
- Over the past five years, FICO grew revenue faster — FICO at a 12.03% CAGR versus TGT at -0.29%.
- Does FICO or TGT pay a bigger dividend?
- TGT pays a dividend (2.91% yield), while FICO is a former payer with no current dividend run rate.
- Is FICO or TGT more profitable?
- FICO runs the higher net margin — FICO at 34.05% versus TGT at 4.08%.
- How have FICO and TGT total returns compared?
- Over the past 10 years, FICO delivered 22.28% and TGT delivered 11.93% annualized total return. Past performance doesn't predict future results.
Go deeper
Dig into the metrics
Fair Isaac P/E ratioTarget P/E ratioTarget dividend yieldFair Isaac ROETarget ROEFair Isaac operating marginTarget operating marginFair Isaac revenue growthTarget revenue growthFair Isaac free cash flowTarget free cash flow
Fair Isaac & Target appear in these rankings
Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.