Which has the lower trailing P/E, FICO or KR?

FICO has the lower trailing P/E: FICO trades at 28.46 and KR at 34.20. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, FICO or KR?

Over the past five years, FICO grew revenue faster — FICO at a 12.03% CAGR versus KR at 2.33%.

Does FICO or KR pay a bigger dividend?

KR pays a dividend (2.55% yield), while FICO is a former payer with no current dividend run rate.

Is FICO or KR more profitable?

FICO runs the higher net margin — FICO at 34.05% versus KR at 0.71%.

How have FICO and KR total returns compared?

Over the past 10 years, FICO delivered 22.28% and KR delivered 8.24% annualized total return. Past performance doesn't predict future results.

Fair Isaac Corporation (FICO) vs The Kroger Co. (KR)

A side-by-side comparison of Fair Isaac Corporation and The Kroger Co. across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Different business models: FICO is classified in Technology; KR is classified in Consumer Defensive. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

FICO

Fair Isaac Corporation

$21.28B

$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT

The Kroger Co.

$35.83B

$58.49Consumer DefensiveDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — FICO vs KR

growth of $100 · dividends reinvested · last 10y

FICO +603.9% (+21.5%/yr)KR +123.8% (+8.4%/yr)FICO compounded faster over this window

FICO KR

FICO vs KR: by the numbers

•KR is the larger company ($35.83B vs $21.28B market cap).
•FICO trades at the lower trailing earnings multiple (28.46 vs 34.20 P/E), one valuation lens rather than an overall verdict.
•FICO converts more revenue to profit (34.05% vs 0.71% net margin).
•FICO grew revenue faster over the past five years (12.03% vs 2.33% CAGR).
•KR pays a dividend (2.55% yield), while FICO is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	FICO	KR
P/E ratio	28.46	34.20
Forward P/E	22.95	11.26
P/S ratio	8.89	0.24
P/B ratio	N/A	5.54
EV / EBITDA	21.26	10.47
FCF yield	4.68%	8.05%

Profitability

Metric	FICO	KR
Gross margin	85.10%	23.18%
Operating margin	51.65%	1.33%
Net margin	34.05%	0.71%
ROE	N/A	16.27%
ROIC	59.42%	4.89%

Dividends

Metric	FICO	KR
Dividend yield	N/A	2.55%
Payout ratio	N/A	84.21%

Growth (annualized)

Metric	FICO	KR
Revenue CAGR (5Y)	12.03%	2.33%
EPS CAGR (5Y)	27.04%	-13.96%
FCF CAGR (5Y)	16.63%	-1.62%
Total return CAGR (5Y)	16.31%	6.39%

Frequently asked

Which has the lower trailing P/E, FICO or KR?: FICO has the lower trailing P/E: FICO trades at 28.46 and KR at 34.20. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, FICO or KR?: Over the past five years, FICO grew revenue faster — FICO at a 12.03% CAGR versus KR at 2.33%.
Does FICO or KR pay a bigger dividend?: KR pays a dividend (2.55% yield), while FICO is a former payer with no current dividend run rate.
Is FICO or KR more profitable?: FICO runs the higher net margin — FICO at 34.05% versus KR at 0.71%.
How have FICO and KR total returns compared?: Over the past 10 years, FICO delivered 22.28% and KR delivered 8.24% annualized total return. Past performance doesn't predict future results.

Go deeper

Full FICO analysis Full KR analysis Interactive comparison tool

Dig into the metrics

Fair Isaac P/E ratio Kroger P/E ratio Kroger dividend yield Fair Isaac ROE Kroger ROE Fair Isaac operating margin Kroger operating margin Fair Isaac revenue growth Kroger revenue growth Fair Isaac free cash flow Kroger free cash flow

Fair Isaac & Kroger appear in these rankings

Highest Dividend Yield Stocks Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.