Which has the lower trailing P/E, COST or FICO?

FICO has the lower trailing P/E: COST trades at 45.51 and FICO at 28.46. P/E is one valuation measure and does not by itself establish which business is cheaper.

Which has grown faster, COST or FICO?

Over the past five years, FICO grew revenue faster — COST at a 9.48% CAGR versus FICO at 12.03%.

Does COST or FICO pay a bigger dividend?

COST pays a dividend (0.61% yield), while FICO is a former payer with no current dividend run rate.

Is COST or FICO more profitable?

FICO runs the higher net margin — COST at 3.01% versus FICO at 34.05%.

How have COST and FICO total returns compared?

Over the past 10 years, COST delivered 20.56% and FICO delivered 22.28% annualized total return. Past performance doesn't predict future results.

Costco Wholesale Corporation (COST) vs Fair Isaac Corporation (FICO)

A side-by-side comparison of Costco Wholesale Corporation and Fair Isaac Corporation across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of September 11, 2026. Differences are shown without an overall score or investment verdict.

Different business models: COST is classified in Consumer Defensive; FICO is classified in Technology. Margin, capital intensity, and valuation differences should be interpreted in that sector context.

COST

Costco Wholesale Corporation

$401.25B

$904.77Consumer DefensiveDelayed quote: Sep 11, 2026, 4:00 PM EDT

FICO

Fair Isaac Corporation

$21.28B

$985.39TechnologyDelayed quote: Sep 11, 2026, 4:00 PM EDT

Total return — COST vs FICO

growth of $100 · dividends reinvested · last 10y

COST +544.2% (+20.5%/yr)FICO +642.4% (+22.2%/yr)FICO compounded faster over this window

COST FICO

COST vs FICO: by the numbers

•COST is the larger company ($401.25B vs $21.28B market cap).
•FICO trades at the lower trailing earnings multiple (28.46 vs 45.51 P/E), one valuation lens rather than an overall verdict.
•FICO converts more revenue to profit (34.05% vs 3.01% net margin).
•FICO grew revenue faster over the past five years (12.03% vs 9.48% CAGR).
•COST pays a dividend (0.61% yield), while FICO is a former payer with no current dividend run rate.

Metrics side by side

Valuation

Metric	COST	FICO
P/E ratio	45.51	28.46
Forward P/E	39.92	22.95
P/S ratio	1.37	8.89
P/B ratio	11.97	N/A
EV / EBITDA	28.32	21.26
FCF yield	2.19%	4.68%

Profitability

Metric	COST	FICO
Gross margin	12.88%	85.10%
Operating margin	3.82%	51.65%
Net margin	3.01%	34.05%
ROE	26.38%	N/A
ROIC	19.01%	59.42%

Dividends

Metric	COST	FICO
Dividend yield	0.61%	N/A
Payout ratio	27.87%	N/A

Growth (annualized)

Metric	COST	FICO
Revenue CAGR (5Y)	9.48%	12.03%
EPS CAGR (5Y)	15.04%	27.04%
FCF CAGR (5Y)	4.95%	16.63%
Total return CAGR (5Y)	14.89%	16.31%

Frequently asked

Which has the lower trailing P/E, COST or FICO?: FICO has the lower trailing P/E: COST trades at 45.51 and FICO at 28.46. P/E is one valuation measure and does not by itself establish which business is cheaper.
Which has grown faster, COST or FICO?: Over the past five years, FICO grew revenue faster — COST at a 9.48% CAGR versus FICO at 12.03%.
Does COST or FICO pay a bigger dividend?: COST pays a dividend (0.61% yield), while FICO is a former payer with no current dividend run rate.
Is COST or FICO more profitable?: FICO runs the higher net margin — COST at 3.01% versus FICO at 34.05%.
How have COST and FICO total returns compared?: Over the past 10 years, COST delivered 20.56% and FICO delivered 22.28% annualized total return. Past performance doesn't predict future results.

Go deeper

Full COST analysis Full FICO analysis Interactive comparison tool

Dig into the metrics

Costco Wholesale P/E ratio Fair Isaac P/E ratio Costco Wholesale dividend yield Costco Wholesale ROE Fair Isaac ROE Costco Wholesale operating margin Fair Isaac operating margin Costco Wholesale revenue growth Fair Isaac revenue growth Costco Wholesale free cash flow Fair Isaac free cash flow

Costco Wholesale & Fair Isaac appear in these rankings

Highest ROE Stocks Highest ROIC Stocks Highest Operating Margin Stocks Highest FCF Yield Stocks

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified September 11, 2026.