Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of 0.93% is in line with its 5-year average of 0.95%, around the middle of its 5-year range (0.71%–1.15%).
19.23% above its 12-month average of 0.78%.
Reported quarterly return on assets; no daily interpolation. Q3 FY2026 (2026-06-30): 0.24%.
RETURN ON ASSETS (ROA)
0.93%
RETURN ON ASSETS (ROA) AVG TTM
0.78%
RETURN ON ASSETS (ROA) AVG 3Y
0.96%
RETURN ON ASSETS (ROA) AVG 5Y
0.95%
RETURN ON ASSETS (ROA) AVG 10Y
1.05%
RETURN ON ASSETS (ROA) AVG 15Y
1.04%
RETURN ON ASSETS (ROA) AVG 20Y
1.03%
CURRENT VS TTM AVG
+19.23%
CURRENT VS 3Y AVG
-3.38%
CURRENT VS 5Y AVG
-2.11%
CURRENT VS 10Y AVG
-11.81%
CURRENT VS 15Y AVG
-10.63%
CURRENT VS 20Y AVG
-9.46%
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 710 covered companies
CURRENT VS SECTOR MEDIAN
-24.70%
vs the sector median at left
Market Cap
$2.58B
Return on Assets (ROA)
-1.32%
TTM Avg
-0.78%
3Y Avg
-1.34%
5Y Avg
-1.24%
Market Cap
$2.53B
Return on Assets (ROA)
1.27%
TTM Avg
1.41%
3Y Avg
1.55%
5Y Avg
1.68%
Market Cap
$2.64B
Return on Assets (ROA)
1.32%
TTM Avg
1.04%
3Y Avg
1.06%
5Y Avg
1.08%
Market Cap
$2.49B
Return on Assets (ROA)
0.87%
TTM Avg
1.15%
3Y Avg
1.19%
5Y Avg
1.19%
Market Cap
$2.49B
Return on Assets (ROA)
0.48%
TTM Avg
0.18%
3Y Avg
0.38%
5Y Avg
0.53%
Market Cap
$2.49B
Return on Assets (ROA)
1.27%
TTM Avg
0.84%
3Y Avg
0.93%
5Y Avg
0.94%
Market Cap
$2.65B
Return on Assets (ROA)
1.22%
TTM Avg
1.21%
3Y Avg
0.92%
5Y Avg
0.92%
Market Cap
$2.47B
Return on Assets (ROA)
1.02%
TTM Avg
0.76%
3Y Avg
0.94%
5Y Avg
0.96%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| WaFd, Inc. (WAFDP) | $2.57B | 0.93% | 0.78% | 0.96% | 0.95% |
| The Baldwin Insurance Group, Inc. (BWIN)vs › | $2.58B | -1.32% | -0.78% | -1.34% | -1.24% |
| Merchants Bancorp (MBINM)vs › | $2.53B | 1.27% | 1.41% | 1.55% | 1.68% |
| NBT Bancorp Inc. (NBTB)vs › | $2.64B | 1.32% | 1.04% | 1.06% | 1.08% |
| First Merchants Corporation (FRME)vs › | $2.49B | 0.87% | 1.15% | 1.19% | 1.19% |
| Columbia Financial, Inc. (CLBK)vs › | $2.49B | 0.48% | 0.18% | 0.38% | 0.53% |
| First Busey Corporation (BUSE)vs › | $2.49B | 1.27% | 0.84% | 0.93% | 0.94% |
| Trustmark Corporation (TRMK)vs › | $2.65B | 1.22% | 1.21% | 0.92% | 0.92% |
| First Bancorp (FBNC)vs › | $2.47B | 1.02% | 0.76% | 0.94% | 0.96% |
| Oxford Lane Capital Corp. (OXLCM)vs › | $2.44B | -31.96% | -15.13% | -7.41% | 1.72% |
ROA
0.9%
ROE
8.5%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-09-30 | 0.85% |
| 2024-09-30 | 0.71% |
| 2023-09-30 | 1.15% |
| 2022-09-30 | 1.14% |
| 2021-09-30 | 0.93% |
| 2020-09-30 | 0.92% |
| 2019-09-30 | 1.28% |
| 2018-09-30 | 1.28% |
| 2017-09-30 | 1.14% |
| 2016-09-30 | 1.10% |
| 2015-09-30 | 1.10% |
| 2014-09-30 | 1.07% |
| 2013-09-30 | 1.16% |
| 2012-09-30 | 1.11% |
| 2011-09-30 | 0.83% |
| 2010-09-30 | 0.88% |
| 2009-09-30 | 0.38% |
| 2008-09-30 | 0.53% |
| 2007-09-30 | 1.31% |
| 2006-09-30 | 1.58% |
| 2005-09-30 | 1.77% |
| 2004-09-30 | 1.84% |
| 2003-09-30 | 1.92% |
| 2002-09-30 | 2.01% |
| 2001-09-30 | 1.62% |
| 2000-09-30 | 1.57% |
| 1999-09-30 | 1.85% |
| 1998-09-30 | 1.98% |
| 1997-09-30 | 1.84% |
| 1996-09-30 | 1.56% |
