Basis: Trailing twelve months (TTM net income over the latest quarterly balance sheet). Source: stored company filings and market data; unavailable inputs remain N/A.
Is the return on assets (ROA) high or low?
The return on assets (ROA) of -1.32% is in line with its 5-year average of -1.24%, around the middle of its 5-year range (-2.57%–-0.69%).
68.15% below its 12-month average of -0.78%.
Reported quarterly return on assets; no daily interpolation. Q2 FY2026 (2026-06-30): -0.63%.
RETURN ON ASSETS (ROA)
-1.32%
RETURN ON ASSETS (ROA) AVG TTM
-0.78%
RETURN ON ASSETS (ROA) AVG 3Y
-1.34%
RETURN ON ASSETS (ROA) AVG 5Y
-1.24%
RETURN ON ASSETS (ROA) AVG 10Y
N/A
RETURN ON ASSETS (ROA) AVG 15Y
N/A
RETURN ON ASSETS (ROA) AVG 20Y
N/A
CURRENT VS TTM AVG
-68.15%
CURRENT VS 3Y AVG
+1.31%
CURRENT VS 5Y AVG
-6.31%
CURRENT VS 10Y AVG
N/A
CURRENT VS 15Y AVG
N/A
CURRENT VS 20Y AVG
N/A
SECTOR MEDIAN · FINANCIAL SERVICES
1.23%
median of 442 covered companies
CURRENT VS SECTOR MEDIAN
-207.32%
vs the sector median at left
The Baldwin Insurance Group, Inc.
Market Cap
$2.58B
Return on Assets (ROA)
-1.32%
TTM Avg
-0.78%
3Y Avg
-1.34%
5Y Avg
-1.24%
Market Cap
$2.54B
Return on Assets (ROA)
1.02%
TTM Avg
0.76%
3Y Avg
0.94%
5Y Avg
0.96%
Market Cap
$2.54B
Return on Assets (ROA)
0.48%
TTM Avg
0.18%
3Y Avg
0.38%
5Y Avg
0.53%
Market Cap
$2.50B
Return on Assets (ROA)
0.87%
TTM Avg
1.15%
3Y Avg
1.19%
5Y Avg
1.19%
Market Cap
$2.50B
Return on Assets (ROA)
1.27%
TTM Avg
0.84%
3Y Avg
0.93%
5Y Avg
0.94%
Market Cap
$2.79B
Return on Assets (ROA)
0.87%
TTM Avg
1.15%
3Y Avg
1.19%
5Y Avg
1.19%
Market Cap
$2.33B
Return on Assets (ROA)
1.33%
TTM Avg
5.24%
3Y Avg
-1.34%
5Y Avg
0.08%
Market Cap
$2.86B
Return on Assets (ROA)
0.34%
TTM Avg
0.17%
3Y Avg
0.40%
5Y Avg
0.30%
Market Cap
$2.30B
Return on Assets (ROA)
-15.29%
TTM Avg
13.81%
3Y Avg
13.81%
5Y Avg
13.81%
| NAME | MARKET CAP | RETURN ON ASSETS (ROA) | TTM | 3Y | 5Y |
|---|---|---|---|---|---|
| The Baldwin Insurance Group, Inc. (BWIN) | $2.58B | -1.32% | -0.78% | -1.34% | -1.24% |
| First Bancorp (FBNC)vs › | $2.54B | 1.02% | 0.76% | 0.94% | 0.96% |
| Columbia Financial, Inc. (CLBK)vs › | $2.54B | 0.48% | 0.18% | 0.38% | 0.53% |
| First Merchants Corporation (FRME)vs › | $2.50B | 0.87% | 1.15% | 1.19% | 1.19% |
| First Busey Corporation (BUSE)vs › | $2.50B | 1.27% | 0.84% | 0.93% | 0.94% |
| First Merchants Corporation (FRMEP)vs › | $2.79B | 0.87% | 1.15% | 1.19% | 1.19% |
| Nuveen Quality Municipal Income Fund (NAD)vs › | $2.33B | 1.33% | 5.24% | -1.34% | 0.08% |
| Brighthouse Financial, Inc. (BHF)vs › | $2.86B | 0.34% | 0.17% | 0.40% | 0.30% |
| Ethos Technologies Inc. (LIFE)vs › | $2.30B | -15.29% | 13.81% | 13.81% | 13.81% |
| Banner Corporation (BANR)vs › | $2.29B | 1.26% | 1.11% | 1.16% | 1.10% |
ROA
-1.3%
ROE
-9.2%
ROA = Net Income / Total Assets
Return on assets measures how efficiently a company generates profit from its total assets.
Expanded definitions: Investopedia, Wikipedia, Corporate Finance Institute
| DATE | RETURN ON ASSETS (ROA) |
|---|---|
| 2025-12-31 | -0.88% |
| 2024-12-31 | -0.69% |
| 2023-12-31 | -2.57% |
| 2022-12-31 | -1.21% |
| 2021-12-31 | -1.07% |
| 2020-12-31 | -1.03% |
| 2019-12-31 | -2.17% |
| 2018-12-31 | -118.40% |
| 2017-12-31 | 324.45% |
