The Baldwin Insurance Group, Inc. (BWIN) vs First Bancorp (FBNC)

A side-by-side comparison of The Baldwin Insurance Group, Inc. and First Bancorp across valuation, profitability, dividends, and growth — built entirely from reported fundamentals, as of October 6, 2026. Differences are shown without an overall score or investment verdict.

Compare

Total return — BWIN vs FBNC

growth of $100 · dividends reinvested · last 2y
BWIN +6.1% (+3.0%/yr)FBNC +104.0% (+42.8%/yr)FBNC compounded faster over this window
50100150200Start $10020252026$106$204
BWIN FBNC

BWIN vs FBNC: by the numbers

  • •BWIN is the larger company ($2.58B vs $2.49B market cap).
  • •FBNC is profitable (31.13% net margin) while BWIN runs a net loss (-4.67%).
  • •BWIN grew revenue faster over the past five years (45.39% vs 5.97% CAGR).
  • •FBNC pays a dividend (1.54% yield), while BWIN has no payments in the available dividend history.

Metrics side by side

Valuation

MetricBWINFBNC
P/E ratioN/A18.70
Forward P/E15.8513.24
P/S ratio1.495.82
P/B ratio2.921.45
EV / EBITDA53.03N/A
FCF yield1.69%N/A

Profitability

MetricBWINFBNC
Gross margin9.58%N/A
Operating margin7.27%26.56%
Net margin-4.67%31.13%
ROE-9.19%7.76%
ROIC-2.02%N/A

First Bancorp: Gross margin is not shown for a lender or insurer: its revenue is interest, premiums and fees rather than the sale of goods, so there is no cost of goods sold to measure it against.

Dividends

MetricBWINFBNC
Dividend yieldN/A1.54%
Payout ratioN/A29.50%

Growth (annualized)

MetricBWINFBNC
Revenue CAGR (5Y)45.39%5.97%
EPS CAGR (5Y)N/A-1.22%
Total return CAGR (5Y)N/A9.41%

Frequently asked

Which has grown faster, BWIN or FBNC?
Over the past five years, BWIN grew revenue faster — BWIN at a 45.39% CAGR versus FBNC at 5.97%.
Does BWIN or FBNC pay a bigger dividend?
FBNC pays a dividend (1.54% yield), while BWIN has no payments in the available dividend history.
Is BWIN or FBNC more profitable?
FBNC runs the higher net margin — BWIN at -4.67% versus FBNC at 31.13%.

Figures are sourced from reported fundamentals and the latest end-of-day price. This comparison is informational only and is not investment advice. Past performance does not predict future results. See our methodology. Compiled by TGMCharts Research · data verified October 6, 2026.